Investment Ivory Residence @ Mutiara Heights, Kajang, by TLS, share your opinions here
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 Dec 4 2012, 04:23 PM
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Junior Member
10 posts Joined: May 2010 
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Hi,
FREE SPA Legal Fees FREE Loan Legal Fees FREE Stamp Duty am i correct to say that all those law documents are free? we just need to pay down payment (which is 1%) and above those legal fees are free? any other fees required to pay by our own? please advise, thank you |
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Dec 4 2012, 04:54 PM
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Senior Member
762 posts Joined: Nov 2012 From: 我们都是炎黄子孙 
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QUOTE(rastakilla @ Dec 4 2012, 02:01 AM) HI Manlet, It is hard to predict the question you asked over here. Basically, the amount you will be paying is depending on the amount of loan that is being released by the bank to the developer on a progressive basis. You start up pay will be low. For example, you start with Rm 80/90 for few months and let say the developer has completed the piling phase and moves to Piping for example, then he will request the bank money for the work he have completed. Bank will release the subsequent money and the interest will be calculated based on how much it is released. That concludes, the amount will keep increasing until you get a key. After 2-3 months you might be paying RM200+ then after 1 year + paying RM 400 +, then few months later 700+ till the maximum amount once you get the key when you start your exact loan payment . Iamgoodman mentioned the total overall will be 4% of the cost of the loan and yes he is correct and that is roughly. If you would like to get the exact amount, you will have to talk to the banker and they can show you a sample for first few months, after one year and stuff. Hope it helps.   QUOTE(lkg1987 @ Dec 4 2012, 04:23 PM) Hi, its free if u use their panel bankFREE SPA Legal Fees FREE Loan Legal Fees FREE Stamp Duty am i correct to say that all those law documents are free? we just need to pay down payment (which is 1%) and above those legal fees are free? any other fees required to pay by our own? please advise, thank you |
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Dec 4 2012, 11:00 PM
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Junior Member
301 posts Joined: Nov 2012
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normally how long did u guys wait for the loan to approve? i have submitted my docs for close to 1 week dy......
anyone already has their SnP stamped? |
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Dec 5 2012, 11:36 AM
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Senior Member
509 posts Joined: Nov 2004 
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Hi Sifu's,
My loan is approved and will be signing all the relevant documentation tomorrow. Banker is CIMB: Loan tenure is 40 years@ -2.35BLR, no MRTA/MLTA, no lock-in, flexi loan. Just wanted to ask if there is anything I should pay extra attention to during the "signing ceremony"? Mucho Gracias |
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Dec 5 2012, 01:30 PM
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Junior Member
301 posts Joined: Nov 2012
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QUOTE(moonstone13 @ Dec 5 2012, 11:36 AM) Hi Sifu's, just bring camera to capture this historical moment..My loan is approved and will be signing all the relevant documentation tomorrow. Banker is CIMB: Loan tenure is 40 years@ -2.35BLR, no MRTA/MLTA, no lock-in, flexi loan. Just wanted to ask if there is anything I should pay extra attention to during the "signing ceremony"? Mucho Gracias |
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Dec 5 2012, 11:05 PM
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Senior Member
801 posts Joined: Nov 2012
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QUOTE(moonstone13 @ Dec 5 2012, 11:36 AM) Hi Sifu's, This is just the LOA right? I believe there is a RM200 processing fee that you would need to pay. It's not your loan document yet.My loan is approved and will be signing all the relevant documentation tomorrow. Banker is CIMB: Loan tenure is 40 years@ -2.35BLR, no MRTA/MLTA, no lock-in, flexi loan. Just wanted to ask if there is anything I should pay extra attention to during the "signing ceremony"? Mucho Gracias |
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Dec 5 2012, 11:11 PM
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Senior Member
1,137 posts Joined: Jan 2009
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whats the take up rate? all sold?
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Dec 5 2012, 11:21 PM
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(ruben7389 @ Dec 5 2012, 11:11 PM) whats the take up rate? all sold? Only low floors are available. Call the SA in case there are some lots that are released due to unable to get loan.Added on December 5, 2012, 11:25 pmAnyone know any bank other than CIMB that offers good rate + no MRTA + no lock-in period? Please share k? This post has been edited by kremlin: Dec 5 2012, 11:25 PM |
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Dec 5 2012, 11:28 PM
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Senior Member
1,137 posts Joined: Jan 2009
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units released back at same or higher price?
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Dec 5 2012, 11:36 PM
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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Same price
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Dec 6 2012, 03:57 PM
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Junior Member
301 posts Joined: Nov 2012
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look like there are a lot a lot of loan reject... many ppl just try their luck since booking fee is only 1k, and just pay almost 4K to own a unit, thats really attractive...
this property suits for those small potato investor like me..  |
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Dec 7 2012, 11:33 AM
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Junior Member
307 posts Joined: Oct 2008
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QUOTE(iamgoodman @ Dec 6 2012, 03:57 PM) look like there are a lot a lot of loan reject... many ppl just try their luck since booking fee is only 1k, and just pay almost 4K to own a unit, thats really attractive... well, Journey of A Thousand Miles starts with a Single Step.this property suits for those small potato investor like me.. This is your first step towards becoming a multi-millionaire property tycoon! |
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Dec 7 2012, 09:19 PM
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Senior Member
509 posts Joined: Nov 2004
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Just to update fellow interested forumers, during my visit on Thursday, there only a "handful" (as in the number of fingers on one hand) of remaining units, most due to rejected loan applications by aspiring owners. The units are 4th storey and below.
First ear info that this weekend, alot of hopefuls will be dropping by the Sales Office for the signatory ceremony. Congratz! |
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Dec 7 2012, 09:35 PM
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Junior Member
96 posts Joined: Jul 2012
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QUOTE(moonstone13 @ Dec 7 2012, 09:19 PM) Just to update fellow interested forumers, during my visit on Thursday, there only a "handful" (as in the number of fingers on one hand) of remaining units, most due to rejected loan applications by aspiring owners. The units are 4th storey and below. Any special event or gifts this weekend?First ear info that this weekend, alot of hopefuls will be dropping by the Sales Office for the signatory ceremony. Congratz! |
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Dec 7 2012, 09:40 PM
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Senior Member
509 posts Joined: Nov 2004
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QUOTE(BMW8 @ Dec 7 2012, 09:35 PM) Any special event or gifts this weekend? No, just alot of flipping of pages and signing away with ink pens. |
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Dec 7 2012, 11:41 PM
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Junior Member
301 posts Joined: Nov 2012
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QUOTE(moonstone13 @ Dec 7 2012, 09:40 PM) No, just alot of flipping of pages and signing away with ink pens. haha... are they committing when going to stamp the SnP? |
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Dec 8 2012, 12:44 PM
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Senior Member
630 posts Joined: Dec 2011
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gratz to everyone who have their loan approved!
still no news on block C to launch? |
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Dec 8 2012, 02:17 PM
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(tsi_sam888 @ Dec 8 2012, 12:44 PM) gratz to everyone who have their loan approved! don't think they will launch it anytime soon. either it is already sold to China investors or it will be launched in 2015 when the building is ready. best if you could grab a good "released" unit in Block A or B. All the beststill no news on block C to launch? |
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Dec 8 2012, 03:44 PM
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Senior Member
762 posts Joined: Nov 2012 From: 我们都是炎黄子孙
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applying loan hope it approve
btw i got a unit of block a 17 floor facing pool, not sure if its a good unit anot haha |
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Dec 8 2012, 03:51 PM
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Senior Member
925 posts Joined: Jan 2003 From: Malaysia
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QUOTE(Manlet @ Dec 8 2012, 03:44 PM) applying loan hope it approve Definitely a good unit, Manlet btw i got a unit of block a 17 floor facing pool, not sure if its a good unit anot haha |
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