Not so with CIMB cards..... any CB you get before due date is not counted...

How do I personalise my You:nique Credit Card face?
Personalising your card face is easy. Simply follow the steps below:

Step 1: Select “Click here to personalise now!”.
Step 2: Upload your favourite image or select from our image library and submit your contact details.
Step 3: Download and complete the Credit Card Application Form.
Step 4: Fax/Mail/Email the completed Credit Card Application Form and required documents to us.

submit first also ok ... how I did it :

1) submit application at bank
2) create online then after submit select the last option (i think - better confirm with your banker)
3) after 1 2 weeks u SHOULD recieve an sms with a code, if not (like my case) need call them to ask
4) Give the code to your banker or who took your CC application
5) wait another 1 2 weeks for your card ...

not fast but worth it ... i wanted to use the meme SHUT UP AND TAKE MY MONEY (if u know 9gag) but scare they reject haha ... in the end use 1 cute baby photo and write there SMILE ABIT CAN AH hope can make some amoi happy ... LOL ... but so far no1 even notice the card everytime i swipe hahahahahaha

submit first also ok ... how I did it :

1) submit application at bank
2) create online then after submit select the last option (i think - better confirm with your banker)
3) after 1 2 weeks u SHOULD recieve an sms with a code, if not (like my case) need call them to ask
4) Give the code to your banker or who took your CC application
5) wait another 1 2 weeks for your card ...

not fast but worth it ... i wanted to use the meme SHUT UP AND TAKE MY MONEY (if u know 9gag) but scare they reject haha ... in the end use 1 cute baby photo and write there SMILE ABIT CAN AH hope can make some amoi happy ... LOL ... but so far no1 even notice the card everytime i swipe hahahahahaha

the code is your design code for bank trace your design in your card.

normally you make the design and wait for the ref code , and attach your application together.

May i know how is your design vs actual?
Mine was too much different especially the mastercard logo section

Here is my post when i got my card
https://forum.lowyat.net/index.php?showtopi...post&p=79112885

Next time should choose image with white background, provided that the card benefit not revise until my current card expired.

Does You:nique enjoy TP point?

Effectively 1.67%, not competitive/attractive compared to other cash rebate cards, eg WISE, PBB VS, VOX, CIMB CR

But the CB can be deducted from statement....

Recently make a purchase of RM3000++ and notice there is a 3 months 0% installment offer:
http://www.alliancebank.com.my/FPPCampaign

Was thinking is a great deal but clause 24 state that:
Luckily I didnt ask to convert to FPP 

i am 99.9% sure that there is few days of grey period.
to play safe, better do instant transfer instead of playing with fire. 

sure can, or the cash deposit machine also can, just select credit card payment....

i also think so is method A but the alliance bank personnel say is method B, so thats why i wan to double confirm here with sifu who experienced.