Hi All,

from ringgitplus, seems like the calculation a bit different than you all mentioned.

at 1st, i was thought if u spent 3K, the effective rate = 1.67%, becoz

0-1000 = rm5
1001-2000 = rm15
2001-3000 = rm30, so total = rm50,

but if u all see the ringgitplus,

All Retail 0.5% RM5 up to RM1000 monthly
All Retail 1.5% RM30 from RM1001 up to RM2000 monthly
All Retail 3% RM90 from RM2001 up to RM3000 monthly

when u spend 3k in one month, u directly fall into 3% rebate category and u will entitled 3% rebate = rm90(3000 X 0.03)
not like split into 1k.

So, anyone who have the card can help me clarify regarding this? Ringgitplus made mistake?


Thanks！

https://ringgitplus.com/en/credit-card/Alli...at-Rebates.html

This post has been edited by HenryJay: Apr 20 2016, 03:44 PM

if i was not seeing wrong in Hong leong website, you were right

https://www.hlb.com.my/main/personal/cards/fortune-card

i think I will follow ur way, since aeon watami has no longer available.



This post has been edited by HenryJay: May 5 2016, 10:24 AM

if u stop spending after cash back capped at rm50, which is rm5000, or annually 60,000, hardly to hit 68k or 108k annual spending.

Isn't not worth for spending more than rm5000 per month? since the other use can be utilized on other credit card?

i am interested, check pm

suddenly no news from him after i pm him, lol

hope who is the alliance cc agent can reach 2 of us, otherwise gonna apply thru on9 liao

rejected 2 times when I was tried to applied younique card, they said I have to many "commitment" even thought I clear them every month without miss, but i think the real reason was because of my ptptn CCRIS

so now after 1 year I paid my ptptn loan in advance, the '0' is gone now.
my income increase abit compared to last year.

do you all I think I will be rejected if I apply for third time? LOL