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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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wan7075
post Mar 15 2016, 09:53 AM

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QUOTE(theanswerL2 @ Mar 15 2016, 12:41 AM)
Alliance bank is not so systematic like hsbc.
As long as system can approve your card. U have no issue to apply again.

Please make it fast, after March finances year .
Comm pay out will diff, your cash rm100 till this end of the month.
*
if rejected, how long can I reapply again?
sms2u
post Mar 15 2016, 10:36 AM

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QUOTE(wan7075 @ Mar 15 2016, 09:53 AM)
if rejected, how long can I reapply again?
*
nomally, it is advisable to wiat another 6 months before reapply.
theanswerL2
post Mar 15 2016, 12:45 PM

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QUOTE(Human Nature @ Mar 15 2016, 08:23 AM)
Yes i know. Please quote  all posts and reply all in one post
*
sorry . thanks for remind.
thumbsup.gif
jutamind
post Mar 15 2016, 01:10 PM

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Please PM your agent contacts

QUOTE(edwardccg @ Mar 10 2016, 06:21 PM)
My younique approved.  thumbup.gif  It come just in time to replace my watami sad.gif

The whole application process was quite fast. Very friendly agent i meet this time thumbup.gif

3 Mar - submit younique picture together with online application form (only name, ic, h/p)
7 Mar received sms that the younique picture approved with ref id, ask me to submit application form.
8 Mar submit application form together with income doc to info@ allianceg.com
9 Mar received call from an agent to fill up updated cc form and supplementary form.
10 Mar received sms that card approved.
*
edwardccg
post Mar 15 2016, 04:45 PM

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Received my card, the mastercard logo white area is so ugly, different from what the image shown when i upload the image mad.gif

Expected design:
Attached Image

Actual design:
Attached Image

QUOTE(jutamind @ Mar 15 2016, 01:10 PM)
Please PM your agent contacts
*
Check your PM smile.gif

This post has been edited by edwardccg: Mar 15 2016, 04:48 PM
jkngo2003
post Mar 15 2016, 05:00 PM

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QUOTE(edwardccg @ Mar 15 2016, 04:45 PM)
Received my card, the mastercard logo white area is so ugly, different from what the image shown when i upload the image  mad.gif 

Expected design:
Attached Image

Actual design:
Attached Image
Check your PM  smile.gif
*
may I know if I use rm3000 this month, do I get rm90 or rm50 according to the rebate system?

can you confirm with your agent? thanks.


edwardccg
post Mar 15 2016, 05:53 PM

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QUOTE(jkngo2003 @ Mar 15 2016, 05:00 PM)
may I know if I use rm3000 this month, do I get rm90 or rm50 according to the rebate system?

can you confirm with your agent? thanks.
*
RM50.

based on following calculation:
QUOTE(edwardccg @ Mar 8 2016, 07:01 PM)
kelvinlzy mentioned is effective cash back

the cash back is tier based, you calculate it just like income tax
first 1k = 0.5%
1k-2k = 1.5%
2k-3k = 3%
3k - unlimited = 0.3%
spend 1k = 1k * 0.5% = 5, effective 0.5%
spend 1.5k = 1k * 0.5% + 500 * 1.5% = 12.5, effective 1%
spend 2.5k = 1k * 0.5% + 1k* 1.5% + 500 * 3% = 35, effective 1.4%
spend 3k = 1k * 0.5% + 1k* 1.5% + 1k * 3% = 50, effective 1.67%
spend 5k = 1k * 0.5% + 1k* 1.5% + 1k * 3% + 2k *0.3% = 56, effective 1.12%
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jutamind
post Mar 15 2016, 06:32 PM

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if i apply both principal and supp cards, will the cash rebate be given based on total spend for both cards or cash back is calculated at each card spending?
Human Nature
post Mar 15 2016, 11:09 PM

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QUOTE(jkngo2003 @ Mar 15 2016, 05:00 PM)
may I know if I use rm3000 this month, do I get rm90 or rm50 according to the rebate system?

can you confirm with your agent? thanks.
*
image with white background will be nice
Angelpoli
post Mar 16 2016, 03:06 PM

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how to get rm100 when we apply for alliance bank younique cash back card? thanks.
asiatrader98
post Mar 16 2016, 03:25 PM

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i wonder this You:nique Credit Card...can I use it to pay for the income tax online in order to get the 3% (of course, must reduce the 0.8%)?

This post has been edited by asiatrader98: Mar 16 2016, 03:26 PM
kelvinlzy
post Mar 16 2016, 04:07 PM

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QUOTE(asiatrader98 @ Mar 16 2016, 03:25 PM)
i wonder this You:nique Credit Card...can I use it to pay for the income tax online in order to get the 3% (of course, must reduce the 0.8%)?
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Yes, any retail transaction is also counted. Accurately speaking, you will get 3% rebate for your income tax after you have spent RM2k.

This post has been edited by kelvinlzy: Mar 16 2016, 04:08 PM
kop2299
post Mar 16 2016, 04:29 PM

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QUOTE(theanswerL2 @ Mar 15 2016, 12:41 AM)
Alliance bank is not so systematic like hsbc.
As long as system can approve your card. U have no issue to apply again.

Please make it fast, after March finances year .
Comm pay out will diff, your cash rm100 till this end of the month.
*
please PM me. I m keen on sign up offer of $100.
edwardccg
post Mar 16 2016, 08:52 PM

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QUOTE(Human Nature @ Mar 15 2016, 11:09 PM)
image with white background will be nice
*
Yes, white base abstract will looks better if this case.

btw, there is no wave function for this card.
I believe this is not the pin and pay card.
Human Nature
post Mar 16 2016, 08:57 PM

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QUOTE(edwardccg @ Mar 16 2016, 08:52 PM)
Yes, white base abstract will looks better if this case.

btw, there is no wave function for this card.
I believe this is not the pin and pay card.
*
maybe they haven't roll out the new pin and pay card, as with many other banks
Angelpoli
post Mar 16 2016, 10:20 PM

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QUOTE(theanswerL2 @ Mar 11 2016, 04:54 PM)
Alliance bank will do system checking. It can have outcome in 15minutes.

I apply my alliance bank credit card . Once approve I can received back rm100 cash .

It is good offer than those luagge trolley beg.
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Please pm me on how to get rm100 when applying the card. I am keen in applying the card. Thank you.
asiatrader98
post Mar 17 2016, 10:31 AM

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QUOTE(kelvinlzy @ Mar 16 2016, 04:07 PM)
Yes, any retail transaction is also counted. Accurately speaking, you will get 3% rebate for your income tax after you have spent RM2k.
*
good.....thank you going to apply it rclxms.gif
asiatrader98
post Mar 17 2016, 10:33 AM

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QUOTE(Angelpoli @ Mar 16 2016, 10:20 PM)
Please pm me on how to get rm100 when applying the card. I am keen in applying the card. Thank you.
*
me too tq rclxms.gif
theanswerL2
post Mar 17 2016, 11:19 AM

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QUOTE(edwardccg @ Mar 16 2016, 08:52 PM)
Yes, white base abstract will looks better if this case.

btw, there is no wave function for this card.
I believe this is not the pin and pay card.
*
the pircture that you upload try to match back their resolution else your picture will strech with ugly pixel.

if u wan to change bank will charge rm 50
theanswerL2
post Mar 17 2016, 11:20 AM

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QUOTE(wan7075 @ Mar 15 2016, 09:53 AM)
if rejected, how long can I reapply again?
*
its depend your reject reason.

score fail ned wait after 6 months .



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