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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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JetOoi
post Mar 9 2016, 10:11 AM

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QUOTE(edwardccg @ Mar 8 2016, 07:01 PM)
kelvinlzy mentioned is effective cash back

the cash back is tier based, you calculate it just like income tax
first 1k = 0.5%
1k-2k = 1.5%
2k-3k = 3%
3k - unlimited = 0.3%
spend 1k = 1k * 0.5% = 5, effective 0.5%
spend 1.5k = 1k * 0.5% + 500 * 1.5% = 12.5, effective 1%
spend 2.5k = 1k * 0.5% + 1k* 1.5% + 500 * 3% = 35, effective 1.4%
spend 3k = 1k * 0.5% + 1k* 1.5% + 1k * 3% = 50, effective 1.67%
spend 5k = 1k * 0.5% + 1k* 1.5% + 1k * 3% + 2k *0.3% = 56, effective 1.12%
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QUOTE(kelvinlzy @ Mar 8 2016, 10:56 PM)
Keyword is tier-based. If RM90 rebate means that it would be the same as Aeon Watami which offers 3% rebate.
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Thanks bro for your clarification. RxnggxtPlxs website showed otherwise, and the official website didn't quote any example. I dropped an email to their CS but no reply yet.
ronnie
post Mar 9 2016, 11:52 AM

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The above is based on the example Alliance Bank put on Younique's website, when they started.
edwardccg
post Mar 10 2016, 06:21 PM

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QUOTE
RM0.00 Alliance Bank: Yr card has been approved. If you haven't received yr card, pls expect it shortly. TnCs apply. Did not apply? Call 03-55169988.


My younique approved. thumbup.gif It come just in time to replace my watami sad.gif

The whole application process was quite fast. Very friendly agent i meet this time thumbup.gif

3 Mar - submit younique picture together with online application form (only name, ic, h/p)
7 Mar received sms that the younique picture approved with ref id, ask me to submit application form.
8 Mar submit application form together with income doc to info@ allianceg.com
9 Mar received call from an agent to fill up updated cc form and supplementary form.
10 Mar received sms that card approved.

This post has been edited by edwardccg: Mar 10 2016, 06:22 PM
Human Nature
post Mar 10 2016, 06:50 PM

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QUOTE(edwardccg @ Mar 10 2016, 06:21 PM)
My younique approved.  thumbup.gif  It come just in time to replace my watami sad.gif

The whole application process was quite fast. Very friendly agent i meet this time thumbup.gif

3 Mar - submit younique picture together with online application form (only name, ic, h/p)
7 Mar received sms that the younique picture approved with ref id, ask me to submit application form.
8 Mar submit application form together with income doc to info@ allianceg.com
9 Mar received call from an agent to fill up updated cc form and supplementary form.
10 Mar received sms that card approved.
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congrats. so you are following the proper procedure. i wonder if this is the cause of my rejection because i applied thru an agent who only contacted me after my msg in FB. I have checked my credit report and everything is in order. In your form, did you give consent for the bank to disclose your info?
edwardccg
post Mar 10 2016, 07:07 PM

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QUOTE(Human Nature @ Mar 10 2016, 06:50 PM)
congrats. so you are following the proper procedure. i wonder if this is the cause of my rejection because i applied thru an agent who only contacted me after my msg in FB. I have checked my credit report and everything is in order. In your form, did you give consent for the bank to disclose your info?
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yes, i do give consent for the bank.
not sure if this is the case
Human Nature
post Mar 10 2016, 07:09 PM

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QUOTE(edwardccg @ Mar 10 2016, 07:07 PM)
yes, i do give consent for the bank.
not sure if this is the case
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alright..do update once the card is delivered and whether the image that you uploaded come out nicely biggrin.gif
sevendogz
post Mar 11 2016, 12:02 PM

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you:nique card be get cash back for government related like ptptn?
if monthly payment is RM3000, will get RM50 back also not bad la..

This post has been edited by sevendogz: Mar 11 2016, 12:03 PM
theanswerL2
post Mar 11 2016, 04:54 PM

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QUOTE(Human Nature @ Mar 4 2016, 10:16 PM)
Do share the outcome. For my case, I was rejected in less than 24 hours  laugh.gif
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Alliance bank will do system checking. It can have outcome in 15minutes.

I apply my alliance bank credit card . Once approve I can received back rm100 cash .

It is good offer than those luagge trolley beg.

This post has been edited by theanswerL2: Mar 11 2016, 04:55 PM
mamamia
post Mar 11 2016, 05:38 PM

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QUOTE(theanswerL2 @ Mar 11 2016, 04:54 PM)
Alliance bank will do system checking. It can have outcome in 15minutes.

I apply my alliance bank credit card . Once approve I can received back rm100 cash .

It is good offer than those luagge trolley beg.
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RM100 is current promotion?
edwardccg
post Mar 11 2016, 06:12 PM

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QUOTE(theanswerL2 @ Mar 11 2016, 04:54 PM)
Alliance bank will do system checking. It can have outcome in 15minutes.

I apply my alliance bank credit card . Once approve I can received back rm100 cash .

It is good offer than those luagge trolley beg.
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what kind of promotion is that? need to sign up on booth?
guess i dont have it sad.gif

just received activation code for my card, CS say is by courier, so probably can get it next mon/ tue

This post has been edited by edwardccg: Mar 11 2016, 06:13 PM
tonytyk
post Mar 12 2016, 09:11 AM

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QUOTE(theanswerL2 @ Mar 11 2016, 04:54 PM)
Alliance bank will do system checking. It can have outcome in 15minutes.

I apply my alliance bank credit card . Once approve I can received back rm100 cash .

It is good offer than those luagge trolley beg.
*
You apply online?
tonytyk
post Mar 12 2016, 10:55 AM

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Anyone know if alliance visa infinite still issuing priority pass for new visa infinite approval?
motoyawata
post Mar 13 2016, 10:41 AM

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Is the cashback cycle for younique based on statement cycle or calendar month? Thanks.
theanswerL2
post Mar 14 2016, 12:15 PM

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QUOTE(edwardccg @ Mar 11 2016, 06:12 PM)
what kind of promotion is that? need to sign up on booth?
guess i dont have it sad.gif

just received activation code for my card, CS say is by courier, so probably can get it next mon/ tue
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nope. u sign in booth normally will give you alliance bank umbrella.
other free gift in the market rite now.

car video recorder , luangge trolley.


QUOTE(mamamia @ Mar 11 2016, 05:38 PM)
RM100 is current promotion?
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alliance less come out this kind promo. \

QUOTE(tonytyk @ Mar 12 2016, 09:11 AM)
You apply online?
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no
theanswerL2
post Mar 14 2016, 12:21 PM

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if any lyn member keen to apply alliance card. and get rm 100 cash
can pm me.
tonytyk
post Mar 14 2016, 07:24 PM

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QUOTE(theanswerL2 @ Mar 14 2016, 12:21 PM)
if any lyn member keen to apply alliance card. and get rm 100 cash
can pm me.
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how long can someone apply as new card applicant, after cancelling previous card few months back?
theanswerL2
post Mar 15 2016, 12:39 AM

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QUOTE(Human Nature @ Mar 1 2016, 12:15 PM)
Submitted last night and received an SMS just now that they are unable to accept my credit card application for now.

Wondering whether my application is incomplete. Has put in an appeal.
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Normally u received unable to approve ur card.
Mean reject.


theanswerL2
post Mar 15 2016, 12:41 AM

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QUOTE(tonytyk @ Mar 14 2016, 07:24 PM)
how long can someone apply as new card applicant, after cancelling previous card few months back?
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Alliance bank is not so systematic like hsbc.
As long as system can approve your card. U have no issue to apply again.

Please make it fast, after March finances year .
Comm pay out will diff, your cash rm100 till this end of the month.
Human Nature
post Mar 15 2016, 08:23 AM

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QUOTE(theanswerL2 @ Mar 15 2016, 12:39 AM)
Normally u received unable to approve ur card.
Mean reject.
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Yes i know. Please quote all posts and reply all in one post
psiloveu
post Mar 15 2016, 09:17 AM

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QUOTE(tonytyk @ Mar 12 2016, 10:55 AM)
Anyone know if alliance visa infinite still issuing priority pass for new visa infinite approval?
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Yes, new customers till can get PP for 1st year, renewal of the PP usage is based on your annual usage.
U can call CS for PP application, and will courier to your within 10-14 days.

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