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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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edwardccg
post Mar 3 2016, 04:31 PM

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younique cashback is by calendar month and credit in following month end?
similar to UOB VOX ?
edwardccg
post Mar 3 2016, 05:00 PM

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QUOTE(BeastX @ Mar 3 2016, 04:47 PM)
If it's like other alliance CB.... CB is given on the first day of the new statement.
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so if statement date = 15th,
Jan cash back will credit in 16th Feb ?

Jan cash back is it based on transaction date or posting date?

Thanks
edwardccg
post Mar 3 2016, 10:40 PM

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I just submited the online application with younique image.

QUOTE(Human Nature @ Mar 1 2016, 12:15 PM)
Submitted last night and received an SMS just now that they are unable to accept my credit card application for now.

Wondering whether my application is incomplete. Has put in an appeal.
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Is there any update on your application? You appeal buy contacting CS ?
edwardccg
post Mar 4 2016, 10:13 PM

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QUOTE(Human Nature @ Mar 3 2016, 10:52 PM)
Decided not to appeal because the staff from the sales department who reverted to me was damn cocky. I lodged a complaint to Bank Negara instead.
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i see, thats too bad. blink.gif
lets see how they handle my application
edwardccg
post Mar 7 2016, 06:46 PM

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QUOTE(Human Nature @ Mar 6 2016, 01:41 PM)
You can't. Online only for the image.
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Cannot? blink.gif
I got 3 options when I submit the image in here:
http://youniquecard.alliancebank.com.my/Yo...page5_v1.1.html

Then i select (1) and key in my details.

(1) I want to confirm my You:nique credit card design and submit my application form

(2) I want to renew or change the picture of my You:nique credit card

(3)I want to confirm my You:nique credit card design. Application form submitted


or I should apply via here?
https://www.alliancebank.com.my/AllianceCreditCards
edwardccg
post Mar 7 2016, 07:41 PM

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QUOTE(Human Nature @ Mar 7 2016, 06:49 PM)
I dont know ler..that day I tried so many times cannot..so I submit the form manually by email.
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oh, so they reply your email as rejected / not accept?
then when you call CS for appeal but get fed out with the attitude?

edwardccg
post Mar 7 2016, 08:27 PM

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QUOTE(Human Nature @ Mar 7 2016, 07:52 PM)
Rejection notice thru SMS.

I requested for appeal thru the sales staff whom I submitted my form to. I don't think he did anything as he did not respond to me. So through their FB, I get them to get someone to contact me. A sales staff contacted me and give me attitude  laugh.gif
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for the form submit via email, are you submit to their general cs email info@alliancefg.com ?


I have 2 links from their website, both do not have option to select card before submit information. I think i just wait if there are any contact by this week first.
1. via Alliance CC> Younique Page > Apply Now
>> https://www.alliancebank.com.my/AllianceCreditCards

2. via Younique Page > Apply Now
>> https://www.alliancebank.com.my/18x

btw, just notice other alliance bank revise cashback around Oct 2015, but no changes to the younique, wonder if this rebate will live long as well.
edwardccg
post Mar 7 2016, 10:09 PM

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QUOTE(Human Nature @ Mar 7 2016, 08:47 PM)
The sales staff will contact you after several days if you have left your contact details at the website. Yup, they revised the CB for their other cards, maybe not for you:nique as their % is not that high to begin with.
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Just got this sms
QUOTE
RM0.00 From Alliance Bank:Your You:nique Card picture is approved with reference ID xxxxxx.Kindly send in your credit card application,if you have not done so


I wonder if i will need to submit the scaned form direct to CS ?
Their process flow was quite confusing
edwardccg
post Mar 7 2016, 10:55 PM

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QUOTE(Human Nature @ Mar 7 2016, 10:29 PM)
Yup got that too. You can call cs to provide the email add to you too.
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Just notice their call number only for 8am - 10pm.
Will try to call tmr. The email address to send the application form is different from the info@alliancefg.com, right ?
edwardccg
post Mar 8 2016, 12:46 PM

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QUOTE(Human Nature @ Mar 7 2016, 11:15 PM)
no idea, i submitted to the sales staff email. I would have given it to you but seeing he did not respond to me, I aint giving him any sales  biggrin.gif
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Alliance cs told me i can either request a sales staff or direct email form to that info@alliancefg.com.

So i decide to direct email instead of waiting a sales staff call me.
edwardccg
post Mar 8 2016, 07:01 PM

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QUOTE(JetOoi @ Mar 8 2016, 05:01 PM)
Hi all, can any existing user confirm this calculation? I thought if monthly spend 2k-3k will entitle 3% cashback which mean 3k spending will get RM90 cash rebate. Thanks
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kelvinlzy mentioned is effective cash back

the cash back is tier based, you calculate it just like income tax
first 1k = 0.5%
1k-2k = 1.5%
2k-3k = 3%
3k - unlimited = 0.3%


spend 1k = 1k * 0.5% = 5, effective 0.5%
spend 1.5k = 1k * 0.5% + 500 * 1.5% = 12.5, effective 1%
spend 2.5k = 1k * 0.5% + 1k* 1.5% + 500 * 3% = 35, effective 1.4%
spend 3k = 1k * 0.5% + 1k* 1.5% + 1k * 3% = 50, effective 1.67%
spend 5k = 1k * 0.5% + 1k* 1.5% + 1k * 3% + 2k *0.3% = 56, effective 1.12%

This post has been edited by edwardccg: Mar 8 2016, 07:02 PM
edwardccg
post Mar 10 2016, 06:21 PM

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QUOTE
RM0.00 Alliance Bank: Yr card has been approved. If you haven't received yr card, pls expect it shortly. TnCs apply. Did not apply? Call 03-55169988.


My younique approved. thumbup.gif It come just in time to replace my watami sad.gif

The whole application process was quite fast. Very friendly agent i meet this time thumbup.gif

3 Mar - submit younique picture together with online application form (only name, ic, h/p)
7 Mar received sms that the younique picture approved with ref id, ask me to submit application form.
8 Mar submit application form together with income doc to info@ allianceg.com
9 Mar received call from an agent to fill up updated cc form and supplementary form.
10 Mar received sms that card approved.

This post has been edited by edwardccg: Mar 10 2016, 06:22 PM
edwardccg
post Mar 10 2016, 07:07 PM

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QUOTE(Human Nature @ Mar 10 2016, 06:50 PM)
congrats. so you are following the proper procedure. i wonder if this is the cause of my rejection because i applied thru an agent who only contacted me after my msg in FB. I have checked my credit report and everything is in order. In your form, did you give consent for the bank to disclose your info?
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yes, i do give consent for the bank.
not sure if this is the case
edwardccg
post Mar 11 2016, 06:12 PM

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QUOTE(theanswerL2 @ Mar 11 2016, 04:54 PM)
Alliance bank will do system checking. It can have outcome in 15minutes.

I apply my alliance bank credit card . Once approve I can received back rm100 cash .

It is good offer than those luagge trolley beg.
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what kind of promotion is that? need to sign up on booth?
guess i dont have it sad.gif

just received activation code for my card, CS say is by courier, so probably can get it next mon/ tue

This post has been edited by edwardccg: Mar 11 2016, 06:13 PM
edwardccg
post Mar 15 2016, 04:45 PM

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Received my card, the mastercard logo white area is so ugly, different from what the image shown when i upload the image mad.gif

Expected design:
Attached Image

Actual design:
Attached Image

QUOTE(jutamind @ Mar 15 2016, 01:10 PM)
Please PM your agent contacts
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Check your PM smile.gif

This post has been edited by edwardccg: Mar 15 2016, 04:48 PM
edwardccg
post Mar 15 2016, 05:53 PM

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QUOTE(jkngo2003 @ Mar 15 2016, 05:00 PM)
may I know if I use rm3000 this month, do I get rm90 or rm50 according to the rebate system?

can you confirm with your agent? thanks.
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RM50.

based on following calculation:
QUOTE(edwardccg @ Mar 8 2016, 07:01 PM)
kelvinlzy mentioned is effective cash back

the cash back is tier based, you calculate it just like income tax
first 1k = 0.5%
1k-2k = 1.5%
2k-3k = 3%
3k - unlimited = 0.3%
spend 1k = 1k * 0.5% = 5, effective 0.5%
spend 1.5k = 1k * 0.5% + 500 * 1.5% = 12.5, effective 1%
spend 2.5k = 1k * 0.5% + 1k* 1.5% + 500 * 3% = 35, effective 1.4%
spend 3k = 1k * 0.5% + 1k* 1.5% + 1k * 3% = 50, effective 1.67%
spend 5k = 1k * 0.5% + 1k* 1.5% + 1k * 3% + 2k *0.3% = 56, effective 1.12%
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edwardccg
post Mar 16 2016, 08:52 PM

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QUOTE(Human Nature @ Mar 15 2016, 11:09 PM)
image with white background will be nice
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Yes, white base abstract will looks better if this case.

btw, there is no wave function for this card.
I believe this is not the pin and pay card.
edwardccg
post Mar 18 2016, 05:52 PM

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When I login Alliance Online, my card type is Mastercard Gold.
they will not display Younique in the online ?
edwardccg
post Mar 22 2016, 07:33 PM

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QUOTE(theanswerL2 @ Mar 22 2016, 09:44 AM)
because younique card in alliance system is under gold card series.
new to bank applicant is entitle to get 0% balance transfer for 12 months.
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QUOTE(ronnie @ Mar 22 2016, 01:48 PM)
I thought BT 0% for 6 months ?
https://www.alliancebank.com.my/enjoy-balan...ith-credit-card

Does Alliance divide the BT amount into 6 equal installments ?
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Too bad i dun have any card with 8k outstanding sad.gif
edwardccg
post Mar 28 2016, 07:35 AM

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QUOTE(ronnie @ Mar 27 2016, 11:00 PM)
What's the Statement Date for You:nique ?
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12th for me.
Now only i know is fixed. Since the date is ok for me so i didnt ask for changing date

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