Citilink for my cc also. But no person sign, coz i went out dapao, came back home, the citilink envelope just inside my mailbox. 😅

Why I don’t see cashback from my all alliance VS last month credited on 25th 😅😅

I currently have alliance unique and suddenly received a black Alliance Visa Signature card without applying.

In the letter it stated that the benefits of unique is 1x point for retail spend, did they revised the unlimited cashback for any retail spending on unique and change it to the VS?

Also got this. Canceled the card and kept Unique for burst spending - if I have maxxed all other cards or if I spend *way above* normal CB limits (CB is 0.3% vs. 0.25% for that).
12 annual payments is better for me in terms of waiver as sometimes whole year dont use it. Just charge 12 RM 0.50 on TNB and done.

So need to do comparison first which serves you better.

Wow same to me. Suddenly receive SMS and then received card.

Does anyone know if Alliance Visa Signature card eligible for cashback for FPX transactions?

Hi guys , if anyone have experience in this regarding the Alliance Visa Infinite (or any other credit card) can help .

For the 8x E-wallet top up points , since i have payment to my parents every month , can i top up my E-wallet and transfer to them and they can do the withrawal to their bank account .

For example : I will reload E-wallet RM3000 every month and transfer to my mum TnG E-wallet , and then she will withraw the RM3000 back to her bank account .

Is this practise sustainable ? since i saw some other thread stated if u do this its consider a fraud and can be blacklisted by the bank , but then those posts are mostly topping up to own E-wallet and withrawing back to own account instead to transfering to others . Sorry for the long post !

The act is indeed fraud to the financial system. At the end it's like your account or you mom's will get blacklisted by the company itself e.g. Touch&Go.

However, starting this month 14th, Alliance will only provide 8X up to 3K eWallet top up, subsequent will be 1X.

To me 1X of TBP is technically useless.

get vs swipe 3k get 55.5 technically 1.85% higher than vi 1.33%
or you can get plat swipe another 3k (1.33% too)

VI should be 1.33x enrich miles not 1.33%
if you value 1EM = 2 cents, equivalent to 2.6% CB or 1EM = 3 cents, equivalent to 4% CB
which higher return than VS 1.85%

This post has been edited by iamshf: Mar 5 2022, 11:23 PM

I see
I only aim for evoucher not enrich
Not that high spender
Some more now no intention to take flight

Just sharing, EM can redeem for hotel stay and convert to Sunway pals for shoppings. These also can get more than 2% return
Yes, higher EM give better return

This post has been edited by iamshf: Mar 6 2022, 12:51 AM

I just sign up for the card but I do not have savePlus account, am I still eligible for the spend 30 get RM5 cashback?

what does the t&c say?

Only transaction on 14 March 2022 onwards will be capped at RM3,000 for 8x TBP.

Even your statement cycle falls after 14 March 2022, those transaction made prior to 14 March 2022 will still be entitled for 8x TBP for eWallets transaction.

Called CS regarding this. And she said it’s confirmed as ‘you’re one of the many customers who have called regarding this revision and this is confirmed by my manager’.

Loot while you still can.

This post has been edited by cucikaki: Mar 6 2022, 04:16 PM

Thanks for the great information!

My last statement dated 24th so I thought why it is no statement for FEB so I bothered to call to the customer service and asked they changed my statement date back to 14th which didn’t informed me at all. This was my original statement date for my canceled younique card.

Alliance Visa Signature February spending cashback received. My statement date is 5th.

True frequent withrawal can raise suspicion , I am now thinking bigpay 1k per month per card(each family member) 😂 since the money can practically stay inside and only transfer out every 10months or move to my IBKR invesment account directly .

Btw u have idea for supplementary card , they share the same first 3k 8x point threshold ? If I sub card to my mum we both share the first 3k or each first 3k hmmm .

do note same card to reload into diff e-wallet account will raise red flag too.
however I have no clue on the threshold limit. the CS dont tell.