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> Alliance Bank Credit Card, Cash Back Platinum and VI (Credit Cards)

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Hoshiyuu
post Jan 4 2022, 06:45 PM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

Alliance bank agent worked on my CC application from 3pm all the way to 11:30pm, seems like I landed on a good agent that goes the extra mile for me.

This post has been edited by Hoshiyuu: Jan 4 2022, 06:45 PM
Hoshiyuu
post Jan 12 2022, 05:12 PM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

Received my VS card, troublesome application process but worked well good enough I suppose. Only had to submit 2021's EPF since 2020's statement became unavailable, but had to go through two officer in person to deal with that.
Hoshiyuu
post Jan 12 2022, 05:21 PM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

QUOTE(mamamia @ Jan 12 2022, 05:15 PM)
may i know how u apply? online or branch?
*
I used the app on a Sunday, a lady contacted me by Monday evening, by Tuesday arranged me to do in-person bio-metrics at nearest branch, only free to go on Thursday, received card approved SMS by Friday or Saturday not sure? Then the card arrived via city link by the following Wednesday, not bad at all. Of the cards I've applied, only Alliance did not need an appeal letter from me, all my other card needed an appeal email before approved.
Hoshiyuu
post Jan 12 2022, 05:42 PM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

QUOTE(mamamia @ Jan 12 2022, 05:26 PM)
so troublesome, still need to go to branch for bio-metrics verification... the branch is not like everywhere like MBB
*
Yeah, after all the biometric stuff I had to submit I am surprised they still need thumbprint + NRIC.

On a related note I had to do biometrics for Hong Leong Bank and OCBC DEBIT card, that was really annoying.
Hoshiyuu
post Jan 14 2022, 12:25 PM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

Called CS, no waiver or rebate on first year SST for Visa Signature.
Hoshiyuu
post Jan 15 2022, 03:11 AM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

QUOTE(ChiaW3n @ Jan 14 2022, 08:41 PM)
Poor you I managed to ask for a waiver
*
laugh.gif that means I still have a chance! Might call again on Monday if I'm bored biggrin.gif
Hoshiyuu
post Jan 20 2022, 09:46 AM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

Alliance offered to waive year one SST if I consent to receiving promotional email and SMS.

Eh, sure, why not.
Hoshiyuu
post Jan 20 2022, 11:40 PM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

QUOTE(Leroi2x @ Jan 20 2022, 09:19 PM)
the alliance bank apps can apply credit card via pledge fd ?
or must go branch ,today went branch langsung no ppl layan ,and the number is not moving....even only less than 5 cm ...
*
I think Alliance is implementing appointment only rules during COVID season. I saw someone got turned away after queue for wanting to apply a saving account without appointment.

Better just call CS and get direct advice. App don't have that option, it's basically an elaborate form filler with some KYC stuff that will all be asked again when someone contact you anyway.
Hoshiyuu
post Jan 22 2022, 11:38 AM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

Anyone received CREDIT CARD CAMPAIGN CASHBACK? Unless this is actually the default cashback for Visa Signature.
Hoshiyuu
post Jan 22 2022, 06:49 PM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

QUOTE(sg8989 @ Jan 22 2022, 02:18 PM)
No, campaign not yet end right?
*
I received RM26 with that entry, which is why I am wondering where is it from, because it doesn't fit my normal cashback. I'm expecting RM55 for that.
Hoshiyuu
post Jan 22 2022, 10:28 PM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

QUOTE(sg8989 @ Jan 22 2022, 10:17 PM)
RM26 is for SST rebate.
*
Ah. I see, thanks.

Quite surprised to see RM25 deducted but rebated for RM26. Alliance is the only bank who does this.
Hoshiyuu
post Feb 1 2022, 07:34 PM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

QUOTE(cybpsych @ Feb 1 2022, 09:39 AM)
Great info, thanks.
Hoshiyuu
post Feb 7 2022, 04:22 PM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

QUOTE(cybpsych @ Jan 14 2022, 06:47 AM)
theoretical calculation

user posted image
need someone to validate spending >3k if there are any capping to it
*
My first statement just came in, spent around RM5.5k, Cashback around RM62, seems like no capping above 3k, even if the rate is outright negligible.
Hoshiyuu
post Mar 7 2022, 02:17 AM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

Alliance Visa Signature February spending cashback received. My statement date is 5th.

user posted image
Hoshiyuu
post Mar 15 2022, 07:25 PM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

QUOTE(wjleong15 @ Mar 15 2022, 06:28 PM)
shopeepay to sspn
kiplepay to sspn
no idea I din ask
*
dont think shopeepay allow cc for sspn
Hoshiyuu
post Mar 16 2022, 05:33 AM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

QUOTE(ChiaW3n @ Mar 16 2022, 01:36 AM)
Now no more Shopeepay to sspn ady?
*
Have, but cannot use CC direct, have to go through Shoppee Pay wallet
Hoshiyuu
post Mar 16 2022, 08:18 AM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

QUOTE(wjleong15 @ Mar 16 2022, 05:35 AM)
You mean cc topup shopeepay
Then shopeepay to sspn?
*
Yeap.
Hoshiyuu
post Mar 16 2022, 08:28 AM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

QUOTE(wjleong15 @ Mar 16 2022, 08:20 AM)
your statement self contradict leh
:confused:
*
Haha... Directly charged to cc and go through Shopee wallet... Got slight difference, but doesn't matter now since bill processor now using eWallet MCC now iirc
Hoshiyuu
post Mar 19 2022, 09:57 AM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

QUOTE(wjleong15 @ Mar 19 2022, 08:12 AM)
Just got my virtual card
This card is a joke
No card number no expiry date no cvv
Mean you cannot perform any transactions outside mcash
Kind a rubbish
Going to terminate it now
Forgot to ask whether is charge SST or not
To me it is useless and unclear description in their product sheet
Kind of scam to me and misleading the term virtual credit card that exist in the markrt for years
*
Phew, I almost considered it, lucky I got a normal Platinum in the end. Thank you for the review.
Hoshiyuu
post Mar 21 2022, 09:27 AM

wow i unlocked this
******
Senior Member
1,056 posts

Joined: Nov 2011

Not sure if this is useful information to anybody, but CS told me payment to TNB via MyTNB is considered governmental and would be not eligible for 8x TBP.

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