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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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g00glesYYl
post Dec 16 2013, 11:08 PM

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QUOTE(bearbear @ Dec 16 2013, 11:47 PM)
first 1000 - 0.5%
Balance 300 - 1.5%

not a good replacement, use your OCBC.

I swiped 4.6k and only got back 60+ as rebate with their Platinum CB.
*
Thank you. rebate really suck then.
bearbear
post Dec 17 2013, 10:40 AM

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QUOTE(g00glesYYl @ Dec 16 2013, 11:08 PM)
Thank you. rebate really suck then.
*
only plus point over OCBC would be if you spend alot (you do get >1% rebate), there is reward point and unlimited entry into lounge at klia.


virgoguy
post Dec 17 2013, 10:52 AM

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QUOTE(bearbear @ Dec 17 2013, 10:40 AM)
only plus point over OCBC would be if you spend alot (you do get >1% rebate), there is reward point and unlimited entry into lounge at klia.
*
the CB can be accumulate from sup card expenses as well? or calculate based on card?
Gen-X
post Dec 17 2013, 11:06 AM

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QUOTE(virgoguy @ Dec 17 2013, 10:52 AM)
the CB can be accumulate from sup card expenses as well? or calculate based on card?
*
Good question, call them at 0355169898 and ask.

If your partner wants FREE unlimited access to KLIA too, get him/her to apply the ABB Plat too.

Now, if one spends RM5K a month, the Alliance Plat is a very good card, even better than OCBC World MasterCard offering 1.2% cash back.

Click here to my article Effective Cash Back Rate from Credit Cards where I shown that one gets up to 1.723% with Alliance Plat. And from the example in this article, you should be able to work out if the Alliance Bank cash back PLUS reward points are any good to you.

And Click here to my article A Little Bit of This and A Little But of That AGAIN, where you can see that one needs to spend RM100K with the OCBC World MasterCard just to earn the about same equivalent pure cash back (about RM800) from the Alliance Bank Platinum with RM60K/year spending (reward point not included which means you need to spend even less). However, please be warned this article is freaking long so just scroll down until you see the OCBC credit cards image to start reading.

This post has been edited by Gen-X: Dec 17 2013, 11:08 AM
Vyper COYS
post Dec 18 2013, 02:47 PM

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QUOTE(kahheng @ Sep 20 2013, 10:07 PM)
of coz i know la..anyone got the daily prize here onot?
*
thumbup.gif my VI credited with MYR250 on 5 Dec for Driving Joy Daily Prize!
Dunno how and why I got it tho'... tongue.gif
Earlier in Oct received Cabin luggage bag (American Tourister) for travel related purchases rclxms.gif
barlogteoh
post Dec 23 2013, 03:54 PM

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My overall spending is RM2000-RM2500 per month
MBB AMEX RM1000
HLB WISE RM1000
Then the rest maybe RM1-RM500, i think none of Alliance credit card suitable for me right? Still Stick to OCBC Ti for better deal?
bearbear
post Dec 23 2013, 03:55 PM

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QUOTE(barlogteoh @ Dec 23 2013, 03:54 PM)
My overall spending is RM2000-RM2500 per month
MBB AMEX RM1000
HLB WISE RM1000
Then the rest maybe RM1-RM500, i think none of Alliance credit card suitable for me right? Still Stick to OCBC Ti for better deal?
*
If you want purely cashback, none.

nod.gif
Gen-X
post Dec 23 2013, 05:56 PM

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QUOTE(barlogteoh @ Dec 23 2013, 03:54 PM)
My overall spending is RM2000-RM2500 per month
MBB AMEX RM1000
HLB WISE RM1000
Then the rest maybe RM1-RM500, i think none of Alliance credit card suitable for me right? Still Stick to OCBC Ti for better deal?
*
Maybe none of the Alliance Bank Credit Cards will suit your needs but their Debit Cards sure can.

Click here to read my article The Best Cash Back Credit Card Combination 2014 where I did mention that OCBC TMC is a good standby card.
choki123
post Jan 12 2014, 11:08 PM

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user posted image

This offer seems like a good deal with the 50% off on Thursday.

I wish to reload my Starbucks Card by topping up RM 250. Is Starbucks Malaysia under MCC Code 5812/5814?

Any tried this & feedback on this offer?
ronnie
post Jan 13 2014, 12:01 AM

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QUOTE(choki123 @ Jan 12 2014, 11:08 PM)
user posted image

This offer seems like a good deal with the 50% off on Thursday.

I wish to reload my Starbucks Card by topping up RM 250. Is Starbucks Malaysia under MCC Code 5812/5814?

Any tried this & feedback on this offer?
*
Yes ... Starbucks under MCC 5812
bearbear
post Jan 13 2014, 10:22 AM

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sure hor bro, if yes this thursday 12+Am i go load up Rm250. Can cut off my citibank clear card liao (B1F1 @ coffee bean)
ronnie
post Jan 13 2014, 01:20 PM

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QUOTE(bearbear @ Jan 13 2014, 10:22 AM)
sure hor bro, if yes this thursday 12+Am i go load up Rm250. Can cut off my citibank clear card liao (B1F1 @ coffee bean)
*
Based on OCBC's info... I swipe my OCBC and gets MCC 5812
choki123
post Jan 13 2014, 05:21 PM

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QUOTE(bearbear @ Jan 13 2014, 10:22 AM)
sure hor bro, if yes this thursday 12+Am i go load up Rm250. Can cut off my citibank clear card liao (B1F1 @ coffee bean)
*
12am? wow.... which starbucks is 24-7? those drive thru?
bearbear
post Jan 13 2014, 05:23 PM

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thanks roonie

choki123, not 24/7 but after 12 consider thursday liao ma. cheapskate is like this 1 biggrin.gif
ronnie
post Jan 13 2014, 11:28 PM

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QUOTE(bearbear @ Jan 13 2014, 05:23 PM)
thanks roonie

choki123, not 24/7 but after 12 consider thursday liao ma. cheapskate is like this 1 biggrin.gif
*
it's ronnie not roonie
Icona Pop
post Jan 14 2014, 01:26 AM

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QUOTE(choki123 @ Jan 12 2014, 11:08 PM)
user posted image

This offer seems like a good deal with the 50% off on Thursday.

I wish to reload my Starbucks Card by topping up RM 250. Is Starbucks Malaysia under MCC Code 5812/5814?

Any tried this & feedback on this offer?
*
QUOTE(ronnie @ Jan 13 2014, 12:01 AM)
Yes ... Starbucks under MCC 5812
*
abmb premium debit card qualify for this campaign or not?? dun hav abmb cc.
Icona Pop
post Jan 14 2014, 01:35 AM

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QUOTE(Gen-X @ Dec 17 2013, 11:06 AM)
Good question, call them at 0355169898 and ask.

If your partner wants FREE unlimited access to KLIA too, get him/her to apply the ABB Plat too.

Now, if one spends RM5K a month, the Alliance Plat is a very good card, even better than OCBC World MasterCard offering 1.2% cash back.

Click here to my article Effective Cash Back Rate from Credit Cards where I shown that one gets up to 1.723% with Alliance Plat. And from the example in this article, you should be able to work out if the Alliance Bank cash back PLUS reward points are any good to you.

And Click here to my article A Little Bit of This and A Little But of That AGAIN, where you can see that one needs to spend RM100K with the OCBC World MasterCard just to earn the about same equivalent pure cash back (about RM800) from the Alliance Bank Platinum with RM60K/year spending (reward point not included which means you need to spend even less). However, please be warned this article is freaking long so just scroll down until you see the OCBC credit cards image to start reading.
*
eh captain, jadi privilege status for alliance u get cerutti 1881?

This post has been edited by Icona Pop: Jan 14 2014, 01:36 AM
Gen-X
post Jan 14 2014, 10:33 AM

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QUOTE(Icona Pop @ Jan 14 2014, 01:35 AM)
eh captain, jadi privilege status for alliance u get cerutti 1881?
*
Bro, I guess you referring to my article Privilege Premier Priority. If you look at the date this article was published, yes I got the Cerutti 1881 set for FREE. Today, you got to go check with Alliance Bank if they offering any gift(s) for new sign up.
Icona Pop
post Jan 14 2014, 01:19 PM

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QUOTE(Gen-X @ Jan 14 2014, 10:33 AM)
Bro, I guess you referring to my article Privilege Premier Priority. If you look at the date this article was published, yes I got the Cerutti 1881 set for FREE. Today, you got to go check with Alliance Bank if they offering any gift(s) for new sign up.
*
hmm dapat one box with cheque book cover, name card pouch and calculator only.. mad.gif
vankodoq
post Jan 16 2014, 03:02 PM

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Hello, do you know how Timeless Points is calculated? Is it as simple as RM1 = 1 Timeless Point? I'm thinking of applying Alliance Platinum, do you think this card is good enough for everyday use + traveling? hmm.gif

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