not as many as I used to have. Even in bond funds, I have the whole range of them, PB bond, islamic bond, Public sukuk, infrastructure bond, PB sukuk, select bond, what else... already forgot some . But slowly knocking off one-by-one into money-market; which is currently 3 different money-market funds!

If following the Supreme Model, there will be at least 14 equity funds, "at least" because I most likely to split 1 or 2 funds further and hold more.

Please don't get me wrong. Number of funds DO NOT equates to larger investment. 70% of portfolio splitting into 7 funds (10% each) is still the same as splitting into 14 funds (5% each). And if we split a 5% to 5 funds (1% each), we could eventually end up with 20 equity funds!

The only criteria I need to meet is the minimal 1000 units per switch! 30, 40, 50 funds? The possibility is endless!

How you topup your fund.

by the way- i google cant find Supreme Model...only Nose bleeding model.

Too bad Google did not pick up this popular thread! But you can easily find it using "supreme" as the keyword on the lower left, then click the 'search topic' button. Sorry, no nice pictures in this thread!

How I top-up? Had posted this strategy also months ago - via EPF (3% instead of the usual 5.5% charge); put into a bond fund before switching bit by bit into equity fund.

(EPF money, can buy local funds only; so I had to reserved my old loaded non-EPF units for foreign funds and local small cap funds.)

You hv so many fund..how you choose to top up for non-epf?

where can i check the % of allocation for countries or sectors of PM Funds?
example...if i have the Public Regional Sector Fund (PRSEC) and i wanted to see the % of allocation to each region...where can i see that?

at their annual report from page 30 onwards.


Attached File(s)
 RPT_PRSEC_31052013.pdf ( 727.66k ) Number of downloads: 5

thanks for the info.
was given the master prospectus by the UTC at tesco...and had been searching for required info....

if looking individual fund allocation, you cant find at master prospectus.

Best you hv publicmutualonline- you can download each fund annual report which cant get from public mutual webesite itself.

I don't. I've already reached my immediate goal (gold status) and have enough troopers many years ago. EPF is about 30% of the portfolio and some of these EPF units are still low-load units.

So you see, I have already set up all positions and combat-ready anytime. No logistic problem in moving and loading the low-load units; and got free airlift services every year. I can freely move my units around accordingly to the battle plan.

yes, it's the financial attachment in the full annual report. Either find it inside PMO, or if you holding the fund, the annual report is mailed to you.

im not sure, previous use to send to me. Nows day i hardly received anyting from PM thru mailed.
becoz i opt no hardopy statement sent to me.

Beside as felix answer, you also can get this info from Quarter Fund Review report.
Its presented as a pie chart with % according to the country.

To download quarter report;
http://www.publicmutual.com.my/OurProducts...FundReview.aspx

Thank you, felix, j.passing.by and koinibler.
already copied and past the link to my portfolio file.

Wong Sifu,
Your rant noted!

I've yet to diversify to another fund company. Still looking... and a couple of things bother me too.

1. When browsing through FSM, I noted their "Initial Service Charge...". Why "Initial S.C" instead of just "Service Charge". Does it mean that subsequent purchases will not enjoy the same low service charge? Is it bait & switch marketing tactic? It won't be too good if we already half-way in, and then cannot proceed further due to higher charges and fees. Maybe costly to pull out either; but definitely a waste of time to build up the equities again in another fund.

2. Distribution income declaration. http://www.thestar.com.my/Business/Busines...on-for-5-funds/



"It said on Monday" (today, 27th Jan 2014)... for period "as at Dec 31, 2013"... and "Unit holders who maintained their unit holdings as at Jan 28, 2014 would be entitled to the income distributions"

AFAIK, Public Mutual did their income distributions in a very straight forward manner. They would announced the income distribution on the business day either on or before 31st Dec. and the distributed units credited within 2 working days. No cut-off dates or whatsoever that complicate or muddle up things. ( one of the rare moments praise is given to PM!)

So you see, above do not inspire confidence in the long run...

Just be an UT agent lor... 1% sales charge instead of 3%, 0.25% annual management charge rebate as commission, which makes it 1.25%. Better than nothing lar....

Xuzen

He is! I think he was selling to family members too.

This is how I look at the charges:
1. Annual management and trustee fees. This is hidden. I don't pay for it out of my pocket. What I don't pay, doesn't bother me.

2. Service charge on each new purchase. It's a long term investment. (Till I die; and possibly transfer the funds to my spouse and family). If amortized, it's next to zero per year.

3. Don't love your money too much. Else you will only think about the costs, and never the returns.

Cheers.

A fair perspective on investment.

Just to inquire, my PB China focused fund seems to Not doing well esp last year. Any news or chance it will pick up? Thanks in advance for your views.

isn't China not doing too well in relation to the possible defaulting loans or something like that (not as a whole country) which could be affecting your PB China? but i don't think china will be hurt via the new emerging market drama cause i didn't hear their name as one of the affected ones.