My understanding on Affin gold is that it was based on tiered rate. if one place a deposit of rm5000.01, rm4,999.99 will earn 1.50% and the subsequent rm0.02 will earn 2.8%.

Again, I was told by my branch that the Affin Gold-i is the only account that is not subject to the tiered rate, meaning I will earn the interest on the full sum. Thus, if I have 50k balance in my account, the 2.816% is applied to the whole 50k and not RM44,999.99. I have not really verified this by calculating the interest I have earned. My account is rather active with a lot of in and out in any given month so the task is not so easy and I am no accountant or banker. So, a word of warning to all who wish to deal with Affin, please do your own due diligence and don't take my word here as gospel truth.

Both Left and Right eye

I just -ed and -ed too

smsbusiness2u just like to find fault in my postings

If you have children below 18, RHB's Junior Savers will earn you 3%pa for savings of up to RM100,000 and now they are having a campaign that allows the amount to go up to RM500,000 http://www.rhb.com.my/Whats_New/deposits/J...n/#.URJ8YmthiSN. It is a good alternative to OCBC Smart Savers but only if you have young kids for you open up a trust account.

Yeah loh... This is the only lousy bank charge RM 10 for joint account in Malaysia



This post has been edited by BoomChaCha: Feb 7 2013, 02:23 AM

MACH

1. Online placement also entitled to promo rate
2. Partial withdrawals are allowed only for tenures of 6 months and above and placements of RM10,000 and above.
3. Partial withdrawals must be in multiples of RM 3,000.
4. For balances below RM4,000, only full withdrawals can be performed.
5. Partial withdrawal for fund less than 3 months old - 0% interest, 50% interest if more than 3 months.

Compulsory Visa debit card for Money Box Savings Account @ Annual fee of RM8
Free money for your rewards points from other CC at RM1 per 500 points up to a max of RM200 if apply for MACH Card.

So far never heard of such a thing.
Only got a package with diary, sticky notes & ang pow packets

Been a loyal customers since teenage, so far none just twice get angpow fromtheir own lucky draw which do not need to apply one. The prize go into acct and receive a letter to notified me not bad too compared with maybank and public receive NONE.

Maybank totally nothing, very sadding. Will slowly shift the fd to other banks

Wow. Got travel bag? From which branch? Duno still available next week or nt..

DU.

HAPPY CHINESE NEW YEAR!!!!!!!

Hi. I would like to move 5k out of my CIMB saving account to test water with new things. It there now earning 2.4%p.a interest. My first thought was to move it to CIMB eFD 1 month tenure for 3%p.a.

Wan to see what u guys think. Should i commit this to FD or something else. I know from 2.4 to 3 is not much diff. I believe FD has promo from time to time. Anyone I should look out for?

Thx

Tenure?

Most probably one month. I see for CIMB the tenure has not much different (3-3.15%). 1 month would give me the flexibility to reinvest the cash elsewhere if I find some place better.

no difference - special promo usually minimum 3 months

3 month is still acceptable.