QUOTE(Human Nature @ Feb 5 2013, 05:00 PM)
What is MIA? Who are 888888 stuffs? Can I join?
Fixed Deposit Rates in Malaysia V3, Read 1st post to find highest rate.
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Feb 5 2013, 05:02 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
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Feb 5 2013, 05:05 PM
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All Stars
26,520 posts Joined: Jan 2003 |
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Feb 5 2013, 05:08 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
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Feb 5 2013, 05:09 PM
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All Stars
26,520 posts Joined: Jan 2003 |
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Feb 5 2013, 05:26 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
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Feb 5 2013, 06:02 PM
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Senior Member
6,614 posts Joined: Mar 2011 |
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Feb 5 2013, 06:05 PM
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Senior Member
6,614 posts Joined: Mar 2011 |
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Feb 5 2013, 06:17 PM
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All Stars
26,520 posts Joined: Jan 2003 |
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Feb 5 2013, 06:22 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
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Feb 5 2013, 06:25 PM
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All Stars
26,520 posts Joined: Jan 2003 |
haha i dont know ler..i guess capt with make an appearance before CNY..
any, better not stray too much from topic liao..later mod scold |
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Feb 5 2013, 06:37 PM
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All Stars
10,061 posts Joined: Dec 2004 From: Sheffield |
many uncle auntie waiting to change new bank note and most of the tellers are busy with client and waiting 1 hour for bank cheque also did not help.
anyway withdrew and going for MACH |
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Feb 5 2013, 06:45 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
Affin Bank offers 3.7% for saving account (not FD), but minimum deposit is RM 1 million.
Affin Bnak offers extra 0.33% from their board rate for minimum of RM 20K deposit in saving account, if I am not mistaken. |
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Feb 5 2013, 08:33 PM
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Senior Member
2,490 posts Joined: Sep 2011 |
Just came across with MBSB FD promotiion which I think it is extended
from last year November or December until 31 March 2013: I believe 4.75% is for 5 years tenure. http://www.mbsb.com.my/misc/Fantastic4.pdf Versus Bank Rakyat: http://www.bankrakyat.com.my/web/guest/ratemubeen This post has been edited by BoomChaCha: Feb 5 2013, 08:46 PM |
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Feb 5 2013, 09:56 PM
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Senior Member
3,966 posts Joined: Nov 2007 |
haha why other banks didnt give hamper geh.. only BR?
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Feb 5 2013, 09:59 PM
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Senior Member
3,966 posts Joined: Nov 2007 |
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Feb 5 2013, 11:11 PM
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Senior Member
6,614 posts Joined: Mar 2011 |
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Feb 5 2013, 11:15 PM
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Junior Member
215 posts Joined: May 2007 From: Malaysia |
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Feb 5 2013, 11:16 PM
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Junior Member
45 posts Joined: Jan 2012 |
QUOTE(BoomChaCha @ Feb 5 2013, 06:45 PM) Affin Bank offers 3.7% for saving account (not FD), but minimum deposit is RM 1 million. Was told by Affin you don't have to deposit the one million ringgit all at one go in order to enjoy the 3.7% promo rate. Their normal savings rates, depending on the type of account, increase and decrease according to amount of balance you have in your account - http://www.affinbank.com.my/rates/ratesislamic.htm. Now they are offering +0.33% to their normal rates. Affin Bnak offers extra 0.33% from their board rate for minimum of RM 20K deposit in saving account, if I am not mistaken. For example, if you open a savings account now with RM100,000 you wil get 2.85% + 0.33 = 3.18% pa from 5 Feb to 31 Mar provided you did not withdraw anything from the account during that period. However, since this is a savings account you are allowed to withdraw any amount anytime you like. Let's say you decide to withdraw RM1000 tomorrow. The balance in your account will drop to RM99,000 and you will get 2.80%+0.33%=3.13% pa from 6Feb to 31 Mar. So, you will have earned the 3.18% for only one day. Conversely, if tomorrow you decide that you want to deposit another Rm900,000 into your account, which means your balance is now RM1 million, you will get 3.38%+0.33%=3.71%pa from 6Feb to 31 Mar provided,again, you did not withdraw any amount from the account until 1 Apr. Thus, depending on how much you withdraw and deposit, your interest rate will flactuate according to the amount of your balance at the end of each day. Bear in mind that interest is calculated on daily rest. I am familiar with Affin because I have an account with them and their service, at least in my branch, is superb. They put the other banks RM to shame. Even though I am not a PB customer, they constantly update me via phone on my account status and even give me a shopping voucher, dairies and umbrellas and even a CNY hamper without my asking for them! Their staff are so accessible and best of all, their CASA account earns relatively high interest and is a very flexible and convenient place for me to park my money while waiting for the music to start again in musical chair game |
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Feb 5 2013, 11:37 PM
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Junior Member
45 posts Joined: Jan 2012 |
The Affin Bank example I gave is based on the Affin GOLD-i which is available those who are 50yrs and above.
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Feb 5 2013, 11:37 PM
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Senior Member
1,624 posts Joined: Apr 2011 |
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