Fixed Deposit Rates in Malaysia V3, Read 1st post to find highest rate.
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 Jan 16 2013, 12:01 PM
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Junior Member
216 posts Joined: Jan 2003 From: Klang, near Bayu  
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QUOTE(magika @ Jan 16 2013, 11:22 AM) If the interest can be redeposited at 3.88%pa, effective return will be 4.03%. KFH pays upfront interest, however, the interest goes to a savings account, and if the savings account is maintained above RM2,000.00, the saving interest is 2.00% per annum. This post has been edited by matow: Jan 16 2013, 12:02 PM |
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Jan 16 2013, 01:43 PM
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Senior Member
1,143 posts Joined: Sep 2008
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QUOTE(magika @ Jan 13 2013, 01:28 PM) Past few pages we have been discussing about it, not really good. Damn disappointed with MBSB Malacca branch. The branch looks dated and run down. No officers / staffs to serve the customers. Was greeted by a security guard and was told to wait. Left the branch after waiting for 10minutes. Nobody came to serve. So far the best new promotion for 2013 seems to be MBSB, MACH, OCBC Bonus Saver.  QUOTE(ronnie @ Jan 15 2013, 12:39 AM) The Maybank Fixed Deposit (FD) New Year Campaign commencing from 10 January until 25 January 2013 (or upon reaching This one sure will very fast fill up one. our deposit target, whichever is earlier.) Only new placement of fresh funds during the Campaign Period shall be entitled to the promotional rates during the Campaign Period. Effective Rate : 3.35% p.a. for the 3-month FD Refer to http://www.maybank2u.com.my/WebBank/fdNewYear110113_tnc.pdf  |
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Jan 16 2013, 02:00 PM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(dannyw @ Jan 16 2013, 08:44 AM) May I know which Bank allow to place & withdraw the FD in different branches? Am bank normal account holderI know PBB, BSN can. and UOB for premier customer |
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Jan 16 2013, 02:10 PM
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Senior Member
1,286 posts Joined: Jan 2007
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QUOTE(wu ming @ Jan 16 2013, 01:43 PM) Damn disappointed with MBSB Malacca branch. The branch looks dated and run down. No officers / staffs to serve the customers. Was greeted by a security guard and was told to wait. Left the branch after waiting for 10minutes. Nobody came to serve. Just manage to place in today! This one sure will very fast fill up one.  But choose the branch easy for you, as only can withdraw same branch. |
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Jan 16 2013, 02:14 PM
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Senior Member
1,286 posts Joined: Jan 2007
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QUOTE(gsc @ Jan 16 2013, 02:00 PM) Am bank normal account holder How to categaries as Pemier customer?and UOB for premier customer Because I facing problem for my old FD almost 7 years, and call up the bank, they said MUST back to same branch to renew the cert. This make me inconvenient. At least PBB, and BSN I can renew my FD or withdraw at any branch. (PBB limited to 20k withdrawer if not home branch). |
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Jan 16 2013, 07:03 PM
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Senior Member
12,534 posts Joined: Mar 2009 From: Penang, KL, China, Indonesia....
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Anyway off topic a bit...
Today just placed some FD at Bank BTPN @ 7.75% for 12 month FD. Bank officer come to house to fill up the FD form and take the money. Good service.  This post has been edited by gark: Jan 16 2013, 07:17 PM |
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Jan 16 2013, 07:38 PM
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Senior Member
6,614 posts Joined: Mar 2011
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Was in Citibank today. Was told that FD for 1 year is now 3.05%, starting Jan 10th !
So the trend is going down ?? Better go and grab those banks giving promotions ! Really admire Magika's 4.2/4.3% he got from BR. Salute to you ! This post has been edited by bbgoat: Jan 16 2013, 09:40 PM |
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Jan 16 2013, 08:05 PM
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Senior Member
1,864 posts Joined: Apr 2011
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QUOTE(RO Player @ Jan 16 2013, 08:01 PM) effective rate 7.75%?? or what?? highest is BRkt for 4.11 to 4.21..seems urs..abit He is in Indonesia  |
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Jan 16 2013, 10:56 PM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(dannyw @ Jan 16 2013, 02:14 PM) How to categaries as Pemier customer? UOB minimum deposit 500k to qualify for premier customer.Because I facing problem for my old FD almost 7 years, and call up the bank, they said MUST back to same branch to renew the cert. This make me inconvenient. At least PBB, and BSN I can renew my FD or withdraw at any branch. (PBB limited to 20k withdrawer if not home branch). 7 years ago and now are quite different. Now banks offers internet or phone banking and you can renew easily without leaving your house. PBB public bank? I thought public bank is still using the conventional FD cert. any renewal or withdrawal must back to the opening branch. |
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Jan 16 2013, 11:22 PM
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Senior Member
633 posts Joined: Jan 2006 
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AMbank 3.8 pa min 50000k existing customer
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Jan 17 2013, 12:15 AM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(penangmee @ Jan 16 2013, 11:22 PM) AMbank 3.8 pa min 50000k existing customer That is a good rate. Better be fast because Am bank is known for finishing earlier for its promotion when the quota is met. |
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Jan 17 2013, 12:16 AM
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All Stars
24,456 posts Joined: Nov 2010
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QUOTE(penangmee @ Jan 16 2013, 11:22 PM) AMbank 3.8 pa min 50000k existing customer this 3.8%*....is it legal to advertise as fixed deposit and then say interest rate is indicative or expected profit? if int rate is not fixed, then it carries risk, more like some investment fund or trust? can call it fd?  This post has been edited by AVFAN: Jan 17 2013, 12:42 AM |
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Jan 17 2013, 12:59 AM
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Senior Member
1,624 posts Joined: Apr 2011
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QUOTE(AVFAN @ Jan 17 2013, 12:16 AM) this 3.8%*.... For islamic FD they wont call it interest rate, instead they used the term profit rate. Most of the time, it stated as expected but on the FD cert itself, the rate is fixed. So far forum members said they get what the bank advertised from other islamic FD.is it legal to advertise as fixed deposit and then say interest rate is indicative or expected profit? if int rate is not fixed, then it carries risk, more like some investment fund or trust? can call it fd? |
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Jan 17 2013, 08:03 AM
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Senior Member
1,286 posts Joined: Jan 2007
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QUOTE(gsc @ Jan 16 2013, 10:56 PM) UOB minimum deposit 500k to qualify for premier customer. Thanks for the info. I have no chance tto be premier customer then.... 7 years ago and now are quite different. Now banks offers internet or phone banking and you can renew easily without leaving your house. PBB public bank? I thought public bank is still using the conventional FD cert. any renewal or withdrawal must back to the opening branch.  Yes, is Public Bank. I'm still using conventional FD cert, and can renew or withdrawal at different branch. I just do it few days ago. But the staff did told me limited for 20k withdrawal. |
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Jan 17 2013, 08:47 AM
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Senior Member
2,612 posts Joined: Apr 2012
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QUOTE(EddyLB @ Jan 16 2013, 08:05 PM) He is in Indonesia   |
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Jan 17 2013, 09:49 AM
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Senior Member
12,534 posts Joined: Mar 2009 From: Penang, KL, China, Indonesia....
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QUOTE(RO Player @ Jan 16 2013, 08:01 PM) effective rate 7.75%?? or what?? highest is BRkt for 4.11 to 4.21..seems urs..abit That's p.a. rate . This bank is in Indon, that's why I say off topic a bit. By the way effective rate is less, cause got tax in interest of 20%... but claimable later... |
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Jan 17 2013, 11:20 AM
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Junior Member
637 posts Joined: Jul 2012
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Just checked maybank2u, PMA-i 2% extra interest not yet credited
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Jan 17 2013, 03:19 PM
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Junior Member
175 posts Joined: Dec 2011
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QUOTE(harmonics3 @ Jan 17 2013, 11:20 AM) Just checked maybank2u, PMA-i 2% extra interest not yet credited Mine also not credited but manage to get hold of product manager .. was told will be credited by today 17 Jan 2013. If not make lot of  Also got info that next Maybank Islamic promo is after CNY. |
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Jan 17 2013, 03:42 PM
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Junior Member
467 posts Joined: Mar 2012
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DELETED
This post has been edited by Assassin's: Jan 18 2013, 02:51 AM |
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Jan 17 2013, 03:49 PM
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Junior Member
800 posts Joined: Mar 2009
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http://www.affinbank.com.my/news/campaign/...ple-fortune.htm
A bit confusing though... I'll pass This post has been edited by sweetpea123: Jan 17 2013, 03:53 PM |
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