ha..haa..managed to get 4.20% + 0.1% = 4.30% at Br. However its for a substantial sum..

Those of you who are interested in the OCBC Bonus Savers 4.5% FD Promotion, the TnC is already on their website:

http://www.ocbc.com.my/assets/pdf/Accounts...5Jan2013_v4.pdf

Magika,

Curious to know how did you get the 0.1% for the "introducer" ? Was it "new" account opened in the same BR branch ? Or was it new account in another BR branch ?

Thanks !

say u want to put FD 100k...80k goes to FD @ 4.18% and another 20k goes to normal prevaling rate%

Actually I was also curious on how the Manager can promise me extra 0.1%. On collecting my FD cert, the Manager was quite embarassed to inform me that HQ has rejected the extra. Ha..ha  nevermind no extra as all along I have already doubt it.
I was waiting to see who really figured it out. Question everything ... you are good..

So, it is back to 4.11% for FD and 0.1% for introducer incentive, right?
Just wanna see BR's threshold...

put it this way...if u have 100k only....so 80k to FD and 20k goes to saving...correct or incorrect..

put it this way...if u have 100k only....so 80k to FD and 20k goes to saving...correct or incorrect..

HLeong..already 4.18%...if put RM 300k & above...gifts and  can get 4.28%?? 



80:20  effective will be lower..   gift..

tis one... no idea what savings account rate... wat's effective rate then? if <3.5%, not so attractive.

however, since it is 12mths, it's good. those 3mths types... too much work to go in out, in out...!

and... can the 20% put in savings be taken out the next day?

Can't u read? "Earmark for 4 months"

Actually I was also curious on how the Manager can promise me extra 0.1%. On collecting my FD cert, the Manager was quite embarassed to inform me that HQ has rejected the extra. Ha..ha  nevermind no extra as all along I have already doubt it.
I was waiting to see who really figured it out. Question everything ... you are good..

take a look on Public Bank, Hong Leong Bank and OCBC Bank promotion

http://www.pbebank.com/en/en_content/perso...ns/fortune.html

6 months FD: 3.6%, 3.6%, 3.88%, 3.88%, 4.68%, 4.68%
minimum: 10k but need to put FD:Saving with 8:2 ratio

returns after 6 months is 3.3% PA

http://www.hlb.com.my/promo/pfs/dep_prospe...dex.jsp?s=promo

12 months step up
minimum 10k

returns after 12 months is 3.51% PA

http://www.ocbc.com.my/personal-banking/ac...ixedDepositDeal

1st 3 months is 3.8% and 2nd 3 months is 2.85%

returns after 6 months is 3.34% PA

Here...
ready your bullet guys
@tbheng

Commodities? Means it is linked to commodities prices?

Well, you have been making new "highs" on BR ! I will be going to BR tomorrow and hoping to make the 4.2%. Only got the 4.06% last time.

Thanks !