I opened a MBB PMAi in Oct2012 with >50k. For the month of Oct, the interest earned was 1.7%. Since the Bal brought forward is >50k, this balance together with the deposits I banked in on Nov also enjoyed the 2.75% as no withdrawal was done. So with the 2% special div to paid in Jan2013, this product seems to be one of the best in the market. Hopefully they will extend the promo to 2013.