Does KFH still have this offer for 3.85% p.a.?

They paid you interest first? Was it full amount of interest for 1 year?

I will try KFH if they have good offer..

But their branches are usually located in "High Class" areas, and also very difficult to find parking,
and quite far for me also...



This post has been edited by BoomChaCha: Jan 3 2013, 01:11 AM

Yes, advanced interest yah, my located at penang FIZ branch, they have a parking system area which need to charged RM1 per hour (so sad ) But KFH customer is excluded from paying

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Added on January 3, 2013, 1:12 amYes Full amount

This post has been edited by duncan880409: Jan 3 2013, 01:12 AM

I heard of it before in this forum, but I just forgot about it until you reminded me about
KFH paid interest in advance.

This is a very fantastic deal, so you can put the paid interest into another FD to roll more money..

If like this, KFH paid you more than 3.85% already...

Congratulations, you got a great deal... Cheers

The saddest part is my principal is low Btw, i heard they are having promotion again this year.. I cannot get the info though as i went to the branch at 31/12.. still no news

Never mind lah, at least you know how to roll your money to make it become more.

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Added on January 3, 2013, 1:43 amThey did not have the free gift for you even If you asked for it, then never mind loh...

I had bad experience that the OCBC RM tried not to give me the gold art which I deserved.


This post has been edited by BoomChaCha: Jan 3 2013, 01:44 AM

SS is just like normal saving account except the interest paid is according to the amount of money put in.

The deposit of money need not to be on 1st day of the month. As long as you bank in the money, the interest will be calculated based on the amount you bank in. I never bank in on the 1st day of the month.

I read one recent article from an online magazine, just for sharing:

KWSP Chairman Tan Sri Samsudin Othman stated that KWSP has 12 million members, but only
6000 members' EPF acccounts have more than 1 million Ringgit.

Whereas 5.45 million members's EPF accounts have less than 150K Ringgit, 58 thousand members
from these 5.45 million members at age of 54 years have only around 140K Ringgit in their EPF accounts.

Based on KWSP's research, around 60% of the retired people will spend all of their EPF savings within 3 years,
or they have only average RM 370 to spend for their living expenses monthly.

If based on the current standard of basic living expenses, RM 2000 per month is a minimum.
140K Ringgit can only last for 70 months, that is 5.8 years; nobody can imagine the worst situation for those
over 60 years old later.

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Added on January 3, 2013, 2:16 amThis post has been edited by BoomChaCha: Jan 5 2013, 07:32 PM

Yes, the interest will be credited to another KFH account (saving or current) in about 1 week after opening FD. Once it is credited, you can take it out but cannot be use to top up the original FD.

within 14 days

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Added on January 3, 2013, 9:02 amFrom here: http://www.ocbc.com.my/assets/pdf/Accounts...NG_3DEC2012.pdf

I dont see anything similar to what you said.

This post has been edited by MGM: Jan 3 2013, 09:02 AM

ended on Dec 31 2012.

This post has been edited by jacklew77: Jan 3 2013, 10:36 AM

I think offer ends last day on the 31st Dec.
difficult to find parking? no worries, after the initial account opening, for 2nd FD onwards....the RM told me just call them, and they can come collect the cheque from your office or house They will provide you all forms to fill in. But u will need to have an acc in KFH 1st before that.
GOOD EHHH

CNY dont have new promo?

i parked some cash at CIMB..got free preferred membership but will due soon..

any good deals offer by other bank?

Affin bank Chinese New Year triple fortune promotion - good?

Terms & Conditions

This post has been edited by ronnie: Jan 4 2013, 12:42 AM

With Plus SA interest rates from 0% to 1.2%, effective rate for this combo is 3.39% (for total deposits > rm250k)

hi fellow financial sifus, just wanna ask some personal opinion.. im currently using mb2u's eFD...

based on my calculation the interest rate from 1/3/6/12 mths tenure is not much of a diff if calculated monthly.. if 12 mths, the rate is 3.15, compared to 1 month rate is 3... each month i earn extra rm10 (12 mths tenure).. so is it feasible to put under 12 mths tenure? being locked down to 12 mths only earns me extra rm120 per year

Up to you - what are the chances that you will need the money in 12 months?

For me look else where - there are so many deals offered by other banks which give higher %.

ya been monitoring this thread for VERY VERY long... the good thing bout maybank is the eFD.. convenient, cos needa work everyday, so hard to get time off to create accounts at other banks...

what do I need to do if I want to withdraw all the $ from my FD from maybank, to transfer to other bank, example Affin bank.. request for a banker's cheque since the amount is huge?

This post has been edited by raptar_eric: Jan 4 2013, 11:51 AM

True - sometimes i just snake out to do it

eFD can just withdraw online to your account - then can e-transfer to another bank account (RM2/transaction Max RM5k per transaction) OR use personal cheque if available OR buy banker's cheque at Maybank.