hi fellow financial sifus, just wanna ask some personal opinion.. im currently using mb2u's eFD...

based on my calculation the interest rate from 1/3/6/12 mths tenure is not much of a diff if calculated monthly.. if 12 mths, the rate is 3.15, compared to 1 month rate is 3... each month i earn extra rm10 (12 mths tenure).. so is it feasible to put under 12 mths tenure? being locked down to 12 mths only earns me extra rm120 per year

ya been monitoring this thread for VERY VERY long... the good thing bout maybank is the eFD.. convenient, cos needa work everyday, so hard to get time off to create accounts at other banks...

what do I need to do if I want to withdraw all the $ from my FD from maybank, to transfer to other bank, example Affin bank.. request for a banker's cheque since the amount is huge?

This post has been edited by raptar_eric: Jan 4 2013, 11:51 AM

thanks bro.. lol if transfer 5k everyday, will take like few weeks to transfer all =/ thanks for enlightening me

hi sifus, lets say if i wanna get bankers cheque from maybank, wanna transfer to hong leong, do i need to tell them which bank i wanna pass it to? and must i go back to the branch which i opened the bank acc from?

Hmm i wonder why all sifus here dont put in HLB mach 4% for 12 mths? Other banks offer quite competitive rate like ocbc 4.5 but only 3 mths. Any downside for hlb mach?