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 Fixed Deposit Rates in Malaysia V3, Read 1st post to find highest rate.

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duncan880409
post Dec 2 2012, 11:57 AM

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Anyone have idea for MBSB FD? Seems worth except there is no PIDM protection, that is what i worry
1 more add on question, does PIDM cover KFH golden opportunity campaign ? ( I know KFH is member of PIDM, but i dint read anything about PIDM in the T2C) http://www.kfh.com.my/kfhmb/ep/images/v2/d...-2-Extended.pdf

This post has been edited by duncan880409: Dec 2 2012, 12:42 PM
duncan880409
post Dec 30 2012, 09:40 PM

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Any new promotion in January ? If no have i am going for KFH promotion ended tomorrow for 3.8%


Added on December 30, 2012, 9:42 pm
QUOTE(jasmine2001 @ Dec 30 2012, 09:39 PM)
Lets says principle is RM10,000
3.26% p.a for 1 month ,    after  1 year you got 10,330.92
4.05% p.a for 12 months,  after  1 year you got 10,405.00

then,which one is better?
*
u already calculated the answer right?
3.26% p.a for 1 month , after 1 year you got 10,330.92 --> This case pros is u can take out money after each month financial count end, but the con is u lose some interest on interest benifit

This post has been edited by duncan880409: Dec 30 2012, 09:42 PM
duncan880409
post Jan 3 2013, 01:04 AM

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Just placed some amount into KFH 31/12 for 1 yaer @ 3.85. Free gift of umbrella, organizer and calender.. And i am not believing, the profit is paid upfront biggrin.gif
duncan880409
post Jan 3 2013, 01:12 AM

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QUOTE(BoomChaCha @ Jan 3 2013, 01:09 AM)
Does KFH still have this offer for 3.85% p.a.?

They paid you interest first?  thumbup.gif

I will try KFH if they have good offer..

But their branches are usually located in "High Class" areas, and also very difficult to find parking,
and quite far for me also...
*
Yes, advanced interest biggrin.gif yah, my located at penang FIZ branch, they have a parking system area which need to charged RM1 per hour (so sad sad.gif ) But KFH customer is excluded from paying biggrin.gif


Added on January 3, 2013, 1:12 am
QUOTE(duncan880409 @ Jan 3 2013, 01:12 AM)
Yes, advanced interest biggrin.gif yah, my located at penang FIZ branch, they have a parking system area which need to charged RM1 per hour (so sad sad.gif ) But KFH customer is excluded from paying biggrin.gif
*
Yes Full amount biggrin.gif

This post has been edited by duncan880409: Jan 3 2013, 01:12 AM
duncan880409
post Jan 3 2013, 01:20 AM

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QUOTE(BoomChaCha @ Jan 3 2013, 01:18 AM)
I heard of it before in this forum, but I just forgot about it until you reminded me about
KFH paid interest in advance.

This is a very fantastic deal, so you can put the paid interest into another FD to roll more money..

If like this, KFH paid you more than 3.85% already...

Congratulations, you got a great deal... Cheers
*
The saddest part is my principal is low sad.gif Btw, i heard they are having promotion again this year.. I cannot get the info though as i went to the branch at 31/12.. still no news sad.gif
duncan880409
post Jan 5 2013, 03:41 PM

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QUOTE(jtcs87 @ Jan 5 2013, 03:25 PM)
Anyone had any idea for Public Bank FD Fortune?

http://www.pbebank.com/en/en_content/perso...ns/fortune.html

Looks good for 4.88% in 6 months?  drool.gif
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Hi Jtcs, it is 6th month not 6 month... sad.gif
And the SA interest is lousy
duncan880409
post Jan 5 2013, 04:03 PM

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Hi jtcs, my statement meant, this FD promotion DO NOT offer 4.88 for 6 month in a row, but instead 4.88 is only at the 6th month..
Read this
http://www.pbebank.com/en/en_content/images/tc_fortune.pdf
section 4.1
Besides, you have to place 20% of your total sum in Saving Account (This mean if you have 10k, you can only place at FD 8k, and 2k is Saving Account), and the interest of saving account is just lousy sad.gif
duncan880409
post Jan 8 2013, 10:16 PM

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QUOTE(ngaisteve1 @ Jan 8 2013, 10:50 AM)
MBSB FD rate how much? Any link?
*
holy s*it, almost 1% more than KFH mad.gif
buy do MBSB have PIDM ? I don't think so right ?

duncan880409
post Jan 20 2013, 04:43 PM

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Here...
ready your bullet guys smile.gif
tbheng
here u go ! appreciate d chance smile.gif

This post has been edited by duncan880409: Jan 20 2013, 04:56 PM
duncan880409
post Jan 20 2013, 04:54 PM

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QUOTE(Pink Spider @ Jan 20 2013, 04:52 PM)
Commodities? Means it is linked to commodities prices? hmm.gif
*
nope ! pure FD.. i don't know the name is like that smile.gif rolleyes.gif
duncan880409
post Feb 17 2013, 01:54 AM

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Ok, happy CNY all and i know all of you having alot of savings now smile.gif
So, scrolling few page back where i missed, still found that, OCBC SS is the best.. wondering, why do everyone go for that but not KFH @3.88 ? and, i just see another posting about CIMB 4.88% for 6 month (Well need to confirm as i Google found nothing).. Any input ?

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