Hi jtcs, my statement meant, this FD promotion DO NOT offer 4.88 for 6 month in a row, but instead 4.88 is only at the 6th month..
Read this
http://www.pbebank.com/en/en_content/images/tc_fortune.pdf
section 4.1
Besides, you have to place 20% of your total sum in Saving Account (This mean if you have 10k, you can only place at FD 8k, and 2k is Saving Account), and the interest of saving account is just lousy

Understood already.. I had found an article about it and the effective rate is around 3.26% - 3.36% pa..

I mentioned before that deposit into SS account need not to be on the 1st day of the month to enjoy max 2.9% interest. As long as you deposit within the month, the money in the SS will be entited to 2.9% interest rate.
Even though interest is calculated daily, the impact is not relatively high for the additional 1k that deposited.

1000 x 0.029 / 365 = interest earned daily.

In middle of April of 2012, I placed a Deposit with Standard Chartered Bank in supersalary account for RM300 cash back. I withdrew the lump sum in July 2012. I have received the cash only on 3rd Jan 2013 after having chased them for half a year. SCB really sucks!!!!!!!!!!!!!!!!!!!!!

right... sounds so good but it's not...!

last resort, may take it. 3.3% p.a. for pbb is really not bad given what they have been offering all this time!

anyway, i'm looking for 6-12m deposits with 3.5% p.a., gave up on higher.

not interested in non-pidm.

and those with few branches becos... driving and tolls cost a bit $ and time.

This post has been edited by AVFAN: Jan 5 2013, 06:43 PM

now is 2.9% already , previously is 3% but 1st 3months have to deposit atleast RM 1k right ? Now no need to deposit for 1st 3 mth .. as long as deposit any amount will got the % according to the tier ( as what I understood ).

I got confused alr . So I have to top up how much for this month (jan) ? Another RM 10 so that RM992 + RM 10 = >RM1k?

I deposit RM 1k for new account , then when i got the atm card n check balance , left RM 992 only , I asssumes they direct deduct from the 1k I deposited.

If I deposit another RM 1k within this month ,then the balance = ( 992+1k) x 29% 365.

Then on 1st feb , or any day in Feb , I have to deposit another Rm 1K to get 2.9% again..

For those opening up saving combo earlier or bonus saver,to enjoy 2.9% interest, they have to deposit 1k each month in month 2 and 3 only.
For those just purely open SS account, they need to deposit 1k any day in the month to enjoy 2.9%. And of course no single withdrawal. I remember earlier deposit RM1k is 3% and RM50 is 2.85%. Now 1k is 2.9% but not sure about now if deposit RM50, what will be the rate. Has to check bank website.

Any withdrawal will drop interest to lowest level. In your case rm8 is withdrawn, following bank rule will not enjoy 2.9% rate.
You better check with the bank whether the deduction by bank is considered as withdrawal. My guess is it is deem as witjdrawal because you probably has signed agreement to deduct from SS

This post has been edited by gsc: Jan 6 2013, 01:01 AM

Uob 9-mth @3.65%. Affin 12-mth @3.6%. I m sticking to affin becoz their bank less people, most time no need to queue. And near to my office, lots of parking. Penang bayan baru branch.

thought i read that in this thread some days ago, but can't find it... not on uob website too...

for priority customers, any min amt, other conditions? thanks.

UOB promo is on their website Click HERE

Min 10k. Thats it.

ah yes, thanks.

This is the website for UOB Triple Fortune / Fortune FD Promo
http://www1.uob.com.my/personal/promotions...ne17122012.html

For Fortune FD min. is 10K:
http://www1.uob.com.my/assets/pdf/tnc/FortuneFD_tnc.pdf
3 mths at 3.5% p.a.
9 mths at 3.65% p.a.

Triple Fortune is for Savings/Current /High Yield Account deposit with gifts:
50K (with 24-carat gold plated Snake Figurine)
150K (with Kimono Tea Set)

This post has been edited by nomen: Jan 6 2013, 03:16 PM

If you're UOB priority customer, might wanna check if they can offer you 3.7% for 12-months.
At least that's what they offered me. But I went with OCBC in the end.

thanks, good to know. will check it out in a couple of weeks.
never banked with uob before but there's a branch close to where i am, so it's good.



nomen, thanks for links.

3.7%? Not bad. Any links?
Wonder what is the min to be a priority customer in UOB?

This post has been edited by tbheng: Jan 6 2013, 06:21 PM

Don't think there are any links online. It was offered by the RM cause had quite a substantial amount.

For min amount on premier banking, can check the other thread. Don't know if it's updated though. Best is to call them up to ask.
http://forum.lowyat.net/index.php?showtopi...4471&hl=premier

is bank rakyat offer 4.01% still available?

if deposit RM 50-999.99 , it is 2.45% ... I think I call back and ask for safe ..

500k