only when you see statement balance, you have to pay.
outstanding balance is total charged to your card since last statement

statement date is the same every month
due date is statement date + 20 days, hence the difference by 1 day or 2 days (feb)

This post has been edited by alexwsk: Dec 10 2012, 10:30 PM

No, I meant I encountered variations in my statement date, NOT due date. Specifically, it's my Citi PM statement date, which normally falls on 26th, but sometimes 25th.

By the way, I think you meant Due Date = Statement Date + 20 days. Only for Amex charge cards, it's Statement Date + 30 days.

This post has been edited by Explorer II: Dec 10 2012, 10:13 PM

yea, my bad, it's statement date + 20 days for credit cards
so far all my credit cards statement date remain the same every month

so your Citi PM indeed is abnormal

Hi guys,

Just wanted to share that there's a new MAybank card centre in The Gardens. I have just redeemed my jusco vouchers there. So other than KLCC and 1U, now you can go to the gardens to redeem your treat points.!

What's the redemption rate ?

https://www.maybankard.net.my/catalogue.php?prodid=120

Prety much the same.. but some items are only available at the gardens

looks like the card centre at Garden is the main one stop centre. most of the vouchers are exclusively there.

add: oh, nope actually. they appear at the back pages for other centres, duplicates.

This post has been edited by Human Nature: Dec 11 2012, 12:35 AM

Some voucher/gift card with TreatsPoints On-The-Spot redemption

RM50 Robinsons voucher : 9000 TreatsPoints (~0.556% cash back)
RM105 Carrefour Giftcard : 20000 TreatsPoints (~0.525% cash back)
RM50 Harvey Norman : 9700 TreatsPoints (~0.515% cash back)
RM100 Jusco voucher : 20000 TreatsPoints (~0.5% cash back)

This post has been edited by ronnie: Dec 11 2012, 12:55 AM

Jusco RM100 is still 20000 TP

I stand corrected... must be sleepy

You need to spend rm1800 (5xTP) to get 9000 TP ~ rm50 Robinsons voucher ~ rm50/rm1800=2.778% cash back.

You always come in here to point out other people's mistake....
I'm not wrong because my info is meant to general sense of TreatsPoints... not all Maybankard gives 5X.. some give 8X

AFAIK MBB2 cards give 5xTP (at least until 31/12/12).
Even at 2xTP, a spend of rm4500=9000TP~rm50/rm4500=1.11% cashback.
And at 8xTP, a spend of rm1125=9000TP~rm50/rm1125=4.44% cashback.
How did u get those figures of yours? Pls share.

I'm basing my calculation on generalied RM1 = 1TP for simplified calculation.... how many times TP, you just multiply my figure... is that very difficult to comprehend ?

+1

+1

Yes. But do take note, if your statement & pay date spread to subsequent months, on certain months, the pay date may move +/- 1-2 days.

Did anyone know is the AMEX card still applies to buy touch n Go reload?

Hi you may refer here:
http://forum.lowyat.net/topic/1803385