What is the different with HLB Wise Credit Card? 

HLB Wise Credit Card require to make a minimum of any 10 retail transactions monthly (with a minimum of RM50 per transaction) to enjoy the 10% cash back on the selected categories..

For MACH, no minimum amount per transaction require?

No, but take note HLB Wise gives 10% and you can choose 2 categories in addition to mobile. Mach your choice is of 'groups' of categories.

So MACH is better in this case..and it doesn't have minimum amount per transaction require right? Any amount is entitle for the cash back.. 

if you choose mach, what would your package be? remember, most of its rebate are 2-3% only.

Plan to use it for dining, so is Trendsetter.. 
But it says "All dining outlets." is mean all restaurants right? or got specific 1? 

as long as those restaurants registered their terminals properly under 5812 and 5814 (not sure 5811 under this package or not).
but 5813 will be under social package already.

anyone manage to get the RM50 GST waived?

I cancelled mine because HLB is notorious for not willing waive GST..so far also never heard of such a case before.

I am afraid that you are right...
I just called up the CS and it is confirmed that MACH/HLB will only waive the GST in first year, after that one needs to pay for it or use any points to offset it.

I have got a dilemma now, I have done transactions of RM2k in November, so the RM150 cashback will only come in December, however my anniversary month is in December also...not sure whether I can still get the full RM150 cashback if I cancel after the GST kicks in (of course no transaction will be done after GST kicks in)...    

I thought MACH's monthly cap limit for cashback is RM50? How do you expect to get RM150?
Cashback will be void if your card is not 'Active'.

Just got this card..wanted to register for online banking..

To register for online banking, I need credit card pin and TAC code..TAC can be done at ATM, how about credit card pin? I need to wait for separate mail?

Sorry my bad, should be RM100 per quarter, it is stated here under point #5: MACH T&C

If my thought is correct, the cashback should come in before the GST kicks in, fingers cross...  
Yes, you have to wait for the MACH card pin in a separate mail, then only you can change it at ATM then get the TAC later.

Thanks for your confirmation..I'm still waiting the pin mail.. 
Normally how long can get?

You should get it within 7 working days after your card is activated I suppose.

Anybody managed to get GST waiver from HLB for their Mach card before?

If my thought is correct, the cashback should come in before the GST kicks in, fingers cross...  

You should get it within 7 working days after your card is activated I suppose.

Oh..ic..then I shall wait few more days..