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Credit Cards MACH by Hong Leong Bank Credit Card, The card that reflects your Lifestyle

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Lineage
post Oct 29 2014, 03:24 PM

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What is the different with HLB Wise Credit Card? rclxub.gif

HLB Wise Credit Card require to make a minimum of any 10 retail transactions monthly (with a minimum of RM50 per transaction) to enjoy the 10% cash back on the selected categories..

For MACH, no minimum amount per transaction require?

Lineage
post Oct 29 2014, 04:41 PM

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QUOTE(LostAndFound @ Oct 29 2014, 04:34 PM)
No, but take note HLB Wise gives 10% and you can choose 2 categories in addition to mobile. Mach your choice is of 'groups' of categories.
*
So MACH is better in this case..and it doesn't have minimum amount per transaction require right? Any amount is entitle for the cash back.. brows.gif
Lineage
post Oct 29 2014, 05:13 PM

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QUOTE(victorywp @ Oct 29 2014, 05:09 PM)
if you choose mach, what would your package be? remember, most of its rebate are 2-3% only.
*
Plan to use it for dining, so is Trendsetter.. nod.gif
But it says "All dining outlets." is mean all restaurants right? or got specific 1? hmm.gif
Lineage
post Oct 29 2014, 05:31 PM

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QUOTE(victorywp @ Oct 29 2014, 05:22 PM)
as long as those restaurants registered their terminals properly under 5812 and 5814 (not sure 5811 under this package or not).
but 5813 will be under social package already.
*
Drinking Places also consider social package? doh.gif
Ok. I guess I forget about this card.. rclxub.gif
Lineage
post Nov 17 2014, 08:54 PM

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Just got this card..wanted to register for online banking..

To register for online banking, I need credit card pin and TAC code..TAC can be done at ATM, how about credit card pin? I need to wait for separate mail?
Lineage
post Nov 21 2014, 10:57 AM

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QUOTE(~Eveready~ @ Nov 21 2014, 10:50 AM)
Sorry my bad, should be RM100 per quarter, it is stated here under point #5: MACH T&C

If my thought is correct, the cashback should come in before the GST kicks in, fingers cross... sweat.gif  sweat.gif
Yes, you have to wait for the MACH card pin in a separate mail, then only you can change it at ATM then get the TAC later.
*
Thanks for your confirmation..I'm still waiting the pin mail.. shakehead.gif
Normally how long can get?
Lineage
post Nov 21 2014, 11:38 AM

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QUOTE(~Eveready~ @ Nov 21 2014, 11:15 AM)
You should get it within 7 working days after your card is activated I suppose.
*
Oh..ic..then I shall wait few more days.. laugh.gif
Lineage
post Nov 22 2014, 02:42 PM

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QUOTE(~Eveready~ @ Nov 21 2014, 11:15 AM)
You should get it within 7 working days after your card is activated I suppose.
*
QUOTE(Lineage @ Nov 21 2014, 11:38 AM)
Oh..ic..then I shall wait few more days..  laugh.gif
*
Just called HLB to ask about the pin, the officer said they will not automatic send the pin anymore and need to request manually. Already request to send the pin by normal mail, and I should receive it within 7-10 working days..

wink.gif
Lineage
post Nov 30 2014, 08:24 PM

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QUOTE(fruitie @ Nov 30 2014, 04:27 PM)
Assuming I want Savvy package and I pay my phone bills every month via online, in addition to my gym subscription fees. So can I get the rebates as what it says in this category? I saw there's another package for online rebate. rclxub.gif

I wish it's a simpler card like my other cards. laugh.gif
*
As long as the usage is fall under the package you chosen..then you should get rebate.. biggrin.gif
Lineage
post Dec 11 2014, 10:00 AM

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QUOTE(LostAndFound @ Dec 11 2014, 09:16 AM)
He, and no didn't. Later on I got a call from them offering to waive GST and Annual Fee, but I said not sufficient as I don't use this card enough (and directly said I will wait 6 months and then go for WISE as more attractive). Then she also nothing to convince me di lor.
*
But too bad WISE need to make a minimum of any 10 retail transactions monthly (with a minimum of RM50 per transaction) to enjoy the 10% cash back. cry.gif
Lineage
post Dec 11 2014, 02:25 PM

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QUOTE(supersound @ Dec 11 2014, 02:07 PM)
Nope, it is not just "10" retail transactions per month that simple.
And the cash back never been 10% like you heard. It is only 8.25-9.58% as GST sure must pay and AF will be waived selectively by HLB.
*
oh..I see..luckily I go for MACH earlier but thinking to cut it as well due to it's not really useful for me..focus on my Maybankard 2 Cards better.. rclxub.gif

Somemore register for online banking is wasting my time..visit bank 3 times still cannot solve.. doh.gif

This post has been edited by Lineage: Dec 11 2014, 02:26 PM
Lineage
post Dec 11 2014, 02:41 PM

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QUOTE(supersound @ Dec 11 2014, 02:38 PM)
Well, HLB's service are quite bad basically.
If your spending are mostly rm1000-1300, indeed MBB will be better option.
*
Even their staff in bank also not helpful..like don't know anything.. doh.gif
Lineage
post Dec 11 2014, 02:55 PM

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QUOTE(supersound @ Dec 11 2014, 02:52 PM)
Not really, they are trying to mislead us.
Like recently I'm getting phone calls from HL Group and I made complaint, they still trying their best to cheat me that they never do mistake.
I only have account with HL Bank, but how can HL Assurance can get my number and saying that I'm HLB's card holder? Randomly picked?
*
They shared information, this is very common.. wink.gif
Not only this bank..

Lineage
post Dec 11 2014, 04:09 PM

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QUOTE(supersound @ Dec 11 2014, 02:56 PM)
Is it? But why till today I never receive any call from Maybank or Etiqa?
*
Then you're lucky.. drool.gif
Lineage
post Dec 17 2014, 12:23 PM

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Planning to cancel this card because its so troublesome to register for online banking..branch said cant help me for this..best way is to open an saving account in order to view my card in online banking..

He said that there is a problem to change pin for credit card and I'm not the only one..who got the same problem?

What a terrible service from HLB..
Lineage
post Dec 29 2014, 10:48 AM

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QUOTE(sms2u @ Dec 29 2014, 10:41 AM)
How about ask to request for new pin?
*
Yes. Done that before..but still cannot register for online banking..and cannot change pin using the new pin.. rclxub.gif
Lineage
post Mar 18 2015, 09:58 AM

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QUOTE(fruitie @ Mar 17 2015, 10:47 AM)
Got my card yesterday and activated already... I chose Trendsetter when I signed up, hopefully no error from HLB. laugh.gif I haven't received the pin yet to activate my account. It's always the painful part to wait for banks to send in pin. Most of the time it is either delayed or gone missing. I have been struggling with different banks just for this only.

Anyway, for this: 2% Cashback on Major Style outlets: Uniqlo, Cotton On, Esprit, Topshop, Topman, Forever 21, Zara, Converse, G2000, Charles & Keith

Is it only these places have 2% or there are more? Any list that I can refer to? However, with just a glance, I think most of the listed shops accept AmEx. tongue.gif

It follows calendar month right? That means March is the last month for Q1 and I can get maximum RM 100 if I spend RM 2k in dining only. laugh.gif
*
Do let us know if you are able to activate online banking for this card..my past experience was ridiculous, went to bank 3 times also cannot solve the online banking issue..and decided to cancel the card after get all the rebate..

*P.S: I don't have any saving account with HLB..I just want to have online banking activated for my MACH to keep track my transaction..but somehow the PIN doesn't work.. rclxub.gif
Lineage
post Mar 18 2015, 01:50 PM

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QUOTE(fruitie @ Mar 18 2015, 01:09 PM)
blink.gif  ohmy.gif OMG, this will prepare me for the worst.
Sigh, if only I know their online banking service sucks, I will not apply as well. doh.gif  shakehead.gif
*
Maybe I'm noob..but I dont find it so difficult for my Maybank, CIMB and OCBC credit card..so you got your answer..haha.. laugh.gif

This post has been edited by Lineage: Mar 18 2015, 02:04 PM
Lineage
post Mar 18 2015, 05:30 PM

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QUOTE(tifosi @ Mar 18 2015, 05:12 PM)
It was pretty straight forward for me. Don't have any account with HL. When the PIN came, used that and reg for online banking and it's linked instantly.
*
when the PIN come, did you go ATM to change your own PIN? I tried without change or change also cannot...

Attached Image
Lineage
post Mar 18 2015, 10:07 PM

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QUOTE(tifosi @ Mar 18 2015, 10:00 PM)
Didn't. I don't remember there were a clause like that last time. I just used the PIN from the mailer.
*
I used the PIN cannot register..thats why I call CS to ask..They ask me to go ATM change PIN..but still failed.. doh.gif
Go bank total 3 times still cannot solve this simple problem.. doh.gif

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