I realize the rebate is rounded up for Wise but it's rounded down for Mach

Let me share with you my experience of using this card since June last year. The 10% 5% rebate they advertised actually works different that what you might think. The reason being, "All retail transactions will entitled 0.2% rebate" and that 0.2% is included in the 10%. Lets say you spend RM25 at cinema, you will get (RM25 x 9.8%) = RM2.45 rebate for cinema and RM0.05 rebate goes into retail transaction. So instead of getting RM2.50 (10%) and rounded up to RM3, you would only get RM2 after rounded down. Also, if your retail spending does not exceed RM500, you wouldn’t get any rebate for retail as the minimum rebate is RM1. So your cinema rebate of RM0.05 will also gone. I would say that Mach is a bit complicated for newcomers, but once you understand how it works, you can plan your spending so all the rebates will be rounded up.

You are right. I went through my statement and found out that it's not actually outright 5% (for my dining category) but rather 4.8% + 0.2% where you won't get the 0.2% if your total spending is below RM 500. Thanks for the clarification

No problem. But HLB didnt waive my GST so I cancelled the card

Apparently Starbucks @ Centrepoint does not qualify for 'dining' rebate.

Received a call from CS...apply 2 supplementary mach signature cards and get free trolly bag

And pay government tax.... worth it meh?

Absorbed for 1 yr

Just managed to use RM800 for my card.
not sure if i am within the first 1000 new cardholder go do so. How to know if i won the 10000 enrich miles?

There is no way to know.. only can wait until the officially announced..

Would like to check.. i am new to Mach CC, may i know how much do i need to spend for the first sweap before 45 days to eligible for GST waiver??

Swipe Any Amount with the Card within 45 Days...

This post has been edited by fly126: Jul 3 2014, 10:05 PM

ok.. thanks.. will swipe it soon...

any freebies when signup?

any one received this?
Going to utilize it on this coming Saturday

Really? Did not receive such sms.
Please confirm later whether it is true or not, thanks!

Actually I'm one of the winners for free airport transfer .....

well...congrats then!

got what freebies?

anyone pay their MACH CC using pbebank?? can it be done??