Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
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 Jul 27 2012, 12:33 AM
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Junior Member
515 posts Joined: Jan 2003 From: Currently in Selangor   
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QUOTE(ZiNKaK @ Jul 24 2012, 11:17 PM) What I meant earlier was you have to slowly hunt for electrical shops that offers 0% instalment.. Courts 100% got most of the cards all got I bough LED TV from them.... |
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Jul 27 2012, 03:55 PM
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Junior Member
376 posts Joined: May 2008
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QUOTE(alexis2power @ Jul 25 2012, 02:56 PM) I am currently working in Singapore earning around S$2500 (RM6000++) for almost 4 years. Same situation as u,Currently I have Home Loan with Maybank with prefect payment record(in fact I have overpaid my loan since I have alot of $ in the bank). My loan started in 2010 (25 years loan) but up till now I had cleared 5 years. That means even though if I'm jobless now, i don't have to pay any monthly loan until 2015. I also have Maybank CC (Amex Gold card2card) and of course also with perfect record and my outstanding now is in negative balance because of the 5% rebates. However, my application for the OCBC Titanium card was rejected for unknown reason. I try to appeal it by calling the telemarketing agent and they did try to appeal for me but the results was unsuccessful. The agent told me because I did not meet the bank guidelines. I really don't understand. Anyone here know the reason? Added on July 25, 2012, 3:38 pmSome Bank CS told me they calculate base on S$2500 = RM2500 but that also doesn't makes sense. How about if I am working is Japan and I am earning 150000 yen (around RM6000++)? Don't tell me also 150000 yen = RM150000? It will be a joke. I got mbb2u plat, ocbc, uob. Take your time explaining to them. If they don't want then change until get a better agent. Its their lost, not yours. This post has been edited by unknowmaster: Jul 27 2012, 03:56 PM |
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Jul 27 2012, 08:22 PM
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Junior Member
126 posts Joined: Oct 2005 From: KL
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QUOTE(Human Nature @ Jul 26 2012, 10:31 PM) the email address can be found at the 1st post too. if you have any other income documents, you may attach them as well. millions thank bro  |
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Jul 29 2012, 01:27 AM
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Newbie
3 posts Joined: Jul 2012
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QUOTE(unknowmaster @ Jul 27 2012, 03:55 PM) Same situation as u, Sometime it is easier if you apply through the booth in shopping centreI got mbb2u plat, ocbc, uob. Take your time explaining to them. If they don't want then change until get a better agent. Its their lost, not yours. 6 years ago I apply my CC at the OCBC booth in Hartamas shopping centre and got my VISA and Master Gold(and later upgraded to Titanium). How about next pc fair, normally there will be lots of booth that you can apply CC during pc fair. This post has been edited by ahhuhpong: Jul 29 2012, 01:31 AM |
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Jul 29 2012, 02:02 AM
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Newbie
1 posts Joined: Jun 2008 From: Malaysia 
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After reading alexis2power comment, I wonder if I apply OCBC Titanium card will my application get rejected as well?
I'm working in Singapore right now and I am thinking to get my 1st every CC in Malaysia. So after some survey, I decided to go for OCBC, UOB and Maybank Amex. But I am still quite unsure if my application will be successful because I am earning SGD as well and I started working coming to 2 years?? Any advice or suggestion for me? Thanks. |
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Jul 29 2012, 09:16 AM
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Senior Member
4,357 posts Joined: Oct 2010 From: KL
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QUOTE(slowbrogal @ Jul 29 2012, 02:02 AM) After reading alexis2power comment, I wonder if I apply OCBC Titanium card will my application get rejected as well? I have no idea on the rules and regulations. But my gf sis work in sg as well. Due to my persuasion (actually dun need much persuasion to get ppl to switch to ocbc, it's that good), she apply for ocbc titanium. She got it. No idea on her salary though.I'm working in Singapore right now and I am thinking to get my 1st every CC in Malaysia. So after some survey, I decided to go for OCBC, UOB and Maybank Amex. But I am still quite unsure if my application will be successful because I am earning SGD as well and I started working coming to 2 years?? Any advice or suggestion for me? Thanks. |
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Jul 29 2012, 01:05 PM
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All Stars
26,530 posts Joined: Jan 2003
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QUOTE(slowbrogal @ Jul 29 2012, 02:02 AM) After reading alexis2power comment, I wonder if I apply OCBC Titanium card will my application get rejected as well? actually what you can do is to try to submit your application first. attaching complete income + supporting documents will surely be good. never try, never know I'm working in Singapore right now and I am thinking to get my 1st every CC in Malaysia. So after some survey, I decided to go for OCBC, UOB and Maybank Amex. But I am still quite unsure if my application will be successful because I am earning SGD as well and I started working coming to 2 years?? Any advice or suggestion for me? Thanks.  |
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Jul 30 2012, 01:37 PM
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Junior Member
298 posts Joined: Jan 2003
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A stupid question maybe. If I wanna pay my OCBC Titanium with Cheque, what should I fill in the Payto field? Just OCBC Bank enough?
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Jul 30 2012, 02:16 PM
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Senior Member
6,620 posts Joined: Jun 2009
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QUOTE(hcstwb @ Jul 30 2012, 01:37 PM) A stupid question maybe. If I wanna pay my OCBC Titanium with Cheque, what should I fill in the Payto field? Just OCBC Bank enough? You can refer to your monthly statement. |
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Jul 30 2012, 02:40 PM
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Senior Member
2,552 posts Joined: Jan 2008
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QUOTE(hcstwb @ Jul 30 2012, 01:37 PM) A stupid question maybe. If I wanna pay my OCBC Titanium with Cheque, what should I fill in the Payto field? Just OCBC Bank enough? OCBC Card for <Your Name>.It is at the bottom of your statemeent |
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Jul 30 2012, 04:03 PM
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Senior Member
614 posts Joined: Nov 2011
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Got a little surprise from OCBC.
 Tho' it's a small sum but feel good.  28/07/2012 Surprise Rebate FOREIGN CURRENCY RM 0.00 8.00 |
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Jul 30 2012, 04:05 PM
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Junior Member
243 posts Joined: Jan 2009
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No luck, my application just rejected. I own maybank 2 card platinum. When ask why rejected, they can't give answer. My monthly use now 2 - 3k,need to apply for another card to utilize the cash back
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Jul 30 2012, 04:15 PM
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Senior Member
4,357 posts Joined: Oct 2010 From: KL
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QUOTE(iamoracle @ Jul 30 2012, 04:03 PM) Got a little surprise from OCBC. lucky you!!! Tho' it's a small sum but feel good. 28/07/2012 Surprise Rebate FOREIGN CURRENCY RM 0.00 8.00  |
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Jul 30 2012, 08:06 PM
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Senior Member
3,066 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(iamoracle @ Jul 30 2012, 04:03 PM) Got a little surprise from OCBC. Me too. Tho' it's a small sum but feel good. 28/07/2012 Surprise Rebate FOREIGN CURRENCY RM 0.00 8.00 topped up rm50 at starbux Borders eCurve on last Saturday, got RM10 cashback today. |
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Jul 30 2012, 09:08 PM
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(chemistry @ Jul 30 2012, 08:06 PM) Me too. The surprise rebate he got is from another promotion. RM8, RM88 or RM888 topped up rm50 at starbux Borders eCurve on last Saturday, got RM10 cashback today. |
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Jul 30 2012, 10:34 PM
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Senior Member
2,747 posts Joined: Jan 2006 From: Unhealthy Earth 
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Is that hard to get this card?
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Jul 30 2012, 10:50 PM
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Staff
72,842 posts Joined: Sep 2005 From: KUL 
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QUOTE(jtcs87 @ Jul 30 2012, 10:34 PM) Is that hard to get this card? Kind of tough, one of the toughest yet with one of the highest demands in the market now... Even if you have fulfilled the 36k requirement, the chances to get reject are still high. I had to appeal once only succeed though I proved to them I have more than 48k annual income, yet they rejected my application earlier...Anyway if you have at least 36k annual income, really worth trying. This post has been edited by fruitie: Jul 30 2012, 11:21 PM |
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Jul 31 2012, 12:01 AM
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All Stars
21,314 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(iamoracle @ Jul 30 2012, 04:03 PM) Got a little surprise from OCBC. Did you get a SMS to notify you that you won RM8.00 before hand ? Tho' it's a small sum but feel good. 28/07/2012 Surprise Rebate FOREIGN CURRENCY RM 0.00 8.00 |
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Jul 31 2012, 02:02 AM
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Senior Member
3,066 posts Joined: Mar 2009 From: N.Sembilan
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QUOTE(MilesAndMore @ Jul 30 2012, 09:08 PM) The surprise rebate he got is from another promotion. RM8, RM88 or RM888 I didn't realize that, haha.Btw, I thought there was tiny chance getting 20% dining cashback at eCurve at end of the month. |
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Jul 31 2012, 07:32 AM
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Senior Member
6,620 posts Joined: Jun 2009
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QUOTE(chemistry @ Jul 31 2012, 02:02 AM) I didn't realize that, haha. i think not many people would spend so much on dining etcBtw, I thought there was tiny chance getting 20% dining cashback at eCurve at end of the month. |
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