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Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??

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unknowmaster
post Jul 2 2012, 10:56 AM

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QUOTE(LostAndFound @ Jul 2 2012, 10:50 AM)
Just received rejection letter from OCBC :sad:

Any worth to appeal? I saw previously some people appeal and successful, but don't know my case is a good case or not:-

Salary ~ 60k a year
No loans, no previous credit card, no OCBC account
No EPF statement (just started working).
*
Shouldn't be any problem if you can prove you receive 60k a year.
Just write them a letter stating how you love to be their customer and flatter them a bit and prove that you can pay your usage in full or at least half.
Good Luck.
fahrur_07
post Jul 2 2012, 11:56 AM

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QUOTE(chrono7 @ Jul 1 2012, 01:20 PM)
But no extension for GSC buy 1 free 1  tongue.gif ? That benefit is nationwide though..
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how i wish the promotion will continue tongue.gif
sovietmah
post Jul 2 2012, 12:04 PM

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QUOTE(LostAndFound @ Jul 2 2012, 10:50 AM)
Just received rejection letter from OCBC :sad:

Any worth to appeal? I saw previously some people appeal and successful, but don't know my case is a good case or not:-

Salary ~ 60k a year
No loans, no previous credit card, no OCBC account
No EPF statement (just started working).
*
Fresh graduate RM5K per month?
fruitie
post Jul 2 2012, 12:07 PM

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QUOTE(sovietmah @ Jul 2 2012, 12:04 PM)
Fresh graduate RM5K per month?
*
Well, possible after pump in fixed allowances. smile.gif
LostAndFound
post Jul 2 2012, 12:11 PM

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I'm a PhD graduate, so you count la =). And no, not including allowances (not working for gov, allowances very low one!)

Email or letter ah?

This post has been edited by LostAndFound: Jul 2 2012, 12:14 PM
fruitie
post Jul 2 2012, 12:27 PM

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QUOTE(LostAndFound @ Jul 2 2012, 12:11 PM)
I'm a PhD graduate, so you count la =). And no, not including allowances (not working for gov, allowances very low one!)

Email or letter ah?
*
smile.gif Email la, the first post has a sample appeal email that could write in. smile.gif
fahrur_07
post Jul 2 2012, 12:31 PM

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if my phone bills ahev autopay using amex
can i still pay my phone bill using ocbc titanium to get the rebate?
MilesAndMore
post Jul 2 2012, 01:05 PM

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QUOTE(fahrur_07 @ Jul 2 2012, 12:31 PM)
if my phone bills ahev autopay using amex
can i still pay my phone bill using ocbc titanium to get the rebate?
*
Of course you can. But you may have to cancel the AMEX autopay later on or else there will always be "extra" in your bills.
alexleow81
post Jul 2 2012, 02:43 PM

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Watsons & Guardian entitled how many percent rebates?
TSronnie
post Jul 2 2012, 03:13 PM

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QUOTE(alexleow81 @ Jul 2 2012, 02:43 PM)
Watsons & Guardian entitled how many percent rebates?
*
What category do you think they fall under ?
Then match against the 1st page criteria....
cempedaklife
post Jul 2 2012, 03:14 PM

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QUOTE(ronnie @ Jul 2 2012, 03:13 PM)
What category do you think they fall under ?
Then match against the 1st page criteria....
*
rclxms.gif
fahrur_07
post Jul 2 2012, 03:29 PM

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QUOTE(ronnie @ Jul 2 2012, 03:13 PM)
What category do you think they fall under ?
Then match against the 1st page criteria....
*
no more spoonfeeding.. icon_rolleyes.gif
MGM
post Jul 2 2012, 04:30 PM

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QUOTE(MilesAndMore @ Jul 2 2012, 01:05 PM)
Of course you can. But you may have to cancel the AMEX autopay later on or else there will always be "extra" in your bills.
*
I think the 'extra' in your bill will be used in your next bill. So dont need to cancel the Amex autopay. But if you have OCBC Titanium, better to use this than the Amex for autopay.
cempedaklife
post Jul 2 2012, 04:36 PM

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QUOTE(MGM @ Jul 2 2012, 04:30 PM)
I think the 'extra' in your bill will be used in your next bill. So dont need to cancel the Amex autopay. But if you have OCBC Titanium, better to use this than the Amex for autopay.
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quote for justice
Coconut
post Jul 2 2012, 05:47 PM

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just found out that auto debit is not consider as a swipe, need to swipe 12 times for the annual fee waiver then, it does not set any minimum value right?

cwye
post Jul 2 2012, 05:47 PM

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user posted image
It is 10% if paying with OCBC CC and

just need to spend RM200 instead of RM400 for CC whistling.gif

This post has been edited by cwye: Jul 2 2012, 05:53 PM
cempedaklife
post Jul 2 2012, 05:54 PM

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QUOTE(Coconut @ Jul 2 2012, 05:47 PM)
just found out that auto debit is not consider as a swipe, need to swipe 12 times for the annual fee waiver then, it does not set any minimum value right?
*
no minimum value as far as i see, but is it that hard to swipe 12 a year?

anyway, rm10k used per year will entitle to waiver of GST as well, just so u know


Added on July 2, 2012, 5:57 pm
QUOTE(cwye @ Jul 2 2012, 05:47 PM)
user posted image
It is 10% if paying with OCBC CC and

just need to spend RM200 instead of RM400 for CC  whistling.gif
*
u've edited the post before i reply...anyway...rm400 to max out

QUOTE(cempedaklife @ Jun 21 2012, 08:21 PM)
yeap...looks like it...

excerpt from FAQ:

Q: What is the maximum rebate that I can earn?
A: The rebate payable is subject to the following limit:
i. 5% monthly rebate is subject to RM20 per month per customer,
ii. 5% bonus rebate is subject to RM20 per customer.
iii. 5% OCBC Titanium rebate is subject to RM50 per month (or such amount
specified under the product features or Terms and Conditions),
just to add, so they wun be alot of questions floating:

Rebates will be credited as a single payment into customers’ account (OCBC Credit
Card, Current or Savings account) by 30 November 2012.

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1st time quote myself.. doh.gif

This post has been edited by cempedaklife: Jul 2 2012, 05:57 PM
kwokwah
post Jul 2 2012, 06:05 PM

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QUOTE(cempedaklife @ Jul 2 2012, 05:54 PM)



Added on July 2, 2012, 5:57 pm
u've edited the post before i reply...anyway...rm400 to max out
1st time quote myself.. doh.gif
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So if you have max out RM50 rcash rebate /mth ,then this is offer is irrelevant?
cempedaklife
post Jul 2 2012, 06:06 PM

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QUOTE(kwokwah @ Jul 2 2012, 06:05 PM)
So if you have max out RM50 rcash rebate /mth ,then this is offer is irrelevant?
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when u said max out rm50, did u included the telco charges or not?
kwokwah
post Jul 2 2012, 07:14 PM

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QUOTE(cempedaklife @ Jul 2 2012, 06:06 PM)
when u said max out rm50, did u included the telco charges or not?
*
Other charges like petrol and groceries that add up to RM50. Does OCBC top up another RM20 for telco expenses that make the max up to RM70?


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