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Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??

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sovietmah
post May 14 2012, 05:43 PM

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any idea how much rebate if i pump petrol from shell for RM400 per month, and then I pay my astro bill Rm70 and tmnet streamyx Rm150?
sovietmah
post May 16 2012, 01:52 PM

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I just applied titanium card, will cancel my cimb direct access soon.
Collecting 30000 point for direct access and they now told me no longer able to redeem giant voucher. sad.gif
sovietmah
post May 21 2012, 02:52 PM

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any idea how to view the itemized bill for OCBC credit card?
I am not OCBC saving account holder, so I don't have OCBC ebanking now.
sovietmah
post May 21 2012, 03:30 PM

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QUOTE(888kb24 @ May 21 2012, 03:27 PM)
hmm... im currently using Maybank 2 Cards with the same 5% rebate but only during weekends. Wondering which one is better...
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I think better to have 2.
OCBC max is RM1000 for RM50 rebate.
then later use MAYBANK one if overspent.
Provided you able to use your cards more times to waived the annual fees.
sovietmah
post May 21 2012, 03:47 PM

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QUOTE(Human Nature @ May 21 2012, 03:42 PM)
OCBC max is RM600
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Ya sorry.
sovietmah
post May 21 2012, 03:50 PM

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QUOTE(888kb24 @ May 21 2012, 03:49 PM)
what do u mean by max rm600? meaning i can only get max debate of rm30 a month?
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Rm50 x 12 months = RM600.
sovietmah
post May 21 2012, 03:57 PM

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QUOTE(ronnie @ May 21 2012, 03:52 PM)
I think sovietmah was referring to maximum spend of RM1000 per statement month to earn maximum RM50 rebate cap per month.
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ya i am referring that, i think is min RM1000 right? Since the maximum rebate is 5%. and possible to be 1%.
so at least i need to spend RM1000 to entitle the max RM50 rebate?
sovietmah
post May 21 2012, 04:02 PM

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QUOTE(Human Nature @ May 21 2012, 04:00 PM)
Ya, spend RM1000 gets RM50 rebate provided all within the 5% catogery
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Ya better than CIMB direct access.
I have been collecting 30000 points and now they tell me no more giant voucher... heart broken.
sovietmah
post May 21 2012, 04:20 PM

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QUOTE(Human Nature @ May 21 2012, 04:18 PM)
CIMB already stop the vouchers more than a year ago. I was on the same boat as you, redeemed all points then cancel. Applied for MBB2 amex and OCBC ti and never look back  tongue.gif
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Just applied OCBC too.
But what item u redeem? i see most of the item are useless for me.
sovietmah
post May 22 2012, 01:41 PM

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QUOTE(smsbusiness2u @ May 22 2012, 01:31 PM)
u can view statement via internet. no need to be saving account holder
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K noted!
sovietmah
post May 29 2012, 02:00 PM

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i applied 2 weeks ago, till now still no status.
sales team feedback to me 2 days ago, need top management approval. haha!
sovietmah
post Jun 5 2012, 06:18 PM

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QUOTE(vinvon23 @ Jun 5 2012, 02:42 PM)
As usual this OCBC rejected my application without any reason while MBB can approve my card w/in 1 hr... what for making so much advertisement n yet keep rejecting ppl's application.


Added on June 5, 2012, 4:13 pmIs it a must to appeal thru the agent where we applied the CC ka? Any other option?
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I Applied since MAY 15, not yet approve also sad.gif.
sovietmah
post Jun 12 2012, 05:54 PM

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I applied since MAY 16. not yet approved.
Below is my email

Me: I would like to know the status of my application, got rejected?
OCBC: Regard your application is still in progress. Now is the final stage to waiting the higher management to approve your application. I will get to you once the status come out.

I don't think there is any problem with my credit scoring
sovietmah
post Jun 13 2012, 09:50 AM

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QUOTE(shiroikun @ Jun 12 2012, 06:26 PM)
After 1 month still processing? That's way too long man. Normally 2 weeks will get the card after submit.
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I resend email to follow again yesterday, hopefully there is some good news soon.
I applied house loan 2 days they feedback me, but apply credit card then 1 month so far.
sovietmah
post Jun 19 2012, 03:02 PM

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I just called to check again, by this week will know the status of my application.
sovietmah
post Jun 25 2012, 03:17 PM

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i called and make final complain on my application.
already 6 weeks.
they will feedback by end of today, i told them i will just cancel my application and go for maybank if they not replying today.
sovietmah
post Jun 26 2012, 10:22 AM

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QUOTE(then_then @ Jun 25 2012, 09:17 PM)
If u don't mind , I can help u check the details..
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Is OK then_then,
I called them and cancel the application, totally waste my time and phone calls.
6 weeks since I applied, totally piss off.
Only a status of "Pending Approval", maybe my credit card history was too clean for approval, damn. sad.gif doh.gif
sovietmah
post Jun 26 2012, 03:08 PM

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QUOTE(then_then @ Jun 26 2012, 03:01 PM)
Tat one is the final step ady..after tat u can get ur card Liao..But u ady cancel it..Haiz..
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OK,
Yesterday i make phone call and cancel card.
asking for official letter for cancellation, and then asking staff ID and staff name!.
Today my card approved, next week will receive it, finger cross. laugh.gif


Added on June 26, 2012, 3:10 pm
QUOTE(fruitie @ Jun 26 2012, 03:02 PM)
I did tell them I want to cancel the application which I really wanted to but they approved mine straight away.
My total application took more than a month...
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Think you should do what i did yesterday. flex.gif

This post has been edited by sovietmah: Jun 26 2012, 03:10 PM
sovietmah
post Jun 26 2012, 04:15 PM

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QUOTE(fruitie @ Jun 26 2012, 04:07 PM)
Yes, mine was approved after I told them I wanted to cancel my application.
I got mine approved the next day. laugh.gif
Then, I received 3 days later. laugh.gif laugh.gif
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ya good, OK!
sovietmah
post Jul 2 2012, 12:04 PM

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QUOTE(LostAndFound @ Jul 2 2012, 10:50 AM)
Just received rejection letter from OCBC :sad:

Any worth to appeal? I saw previously some people appeal and successful, but don't know my case is a good case or not:-

Salary ~ 60k a year
No loans, no previous credit card, no OCBC account
No EPF statement (just started working).
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Fresh graduate RM5K per month?

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