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Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??

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unknowmaster
post May 12 2012, 11:36 AM

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smile.gif I am selected again for weekend special. RM 20 rebate .. lol
unknowmaster
post May 16 2012, 03:39 PM

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QUOTE(chrono7 @ May 15 2012, 03:21 PM)
Seems good to me. I applied mine like 2 weeks ago through an agent and I called the CS and my status is Pending for documents. Do I need to wait for something from the bank side? I am wondering how are they going to contact me about this issue.

By the way, it this program offers the same benefits as the current Titanium card? No extra special feature tongue.gif ?
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You got two choice, first call up CS and ask what documents. then email the documents to them
OR
wait for their snail mail stating which documents they want.

tongue.gif I rather choose the first one.
unknowmaster
post May 21 2012, 03:04 PM

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QUOTE(sovietmah @ May 21 2012, 02:52 PM)
any idea how to view the itemized bill for OCBC credit card?
I am not OCBC saving account holder, so I don't have OCBC ebanking now.
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register one using the credit card.
unknowmaster
post Jun 8 2012, 04:43 PM

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QUOTE(kongps82 @ Jun 8 2012, 02:06 PM)
I have been rejected for this card although I fullfill the requirement with salary more then 4k. As for the appeal, where should it be send to? or sales agent can help me?
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Write the letter and send appeal to CAP@ocbc.com

unknowmaster
post Jul 2 2012, 10:56 AM

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QUOTE(LostAndFound @ Jul 2 2012, 10:50 AM)
Just received rejection letter from OCBC :sad:

Any worth to appeal? I saw previously some people appeal and successful, but don't know my case is a good case or not:-

Salary ~ 60k a year
No loans, no previous credit card, no OCBC account
No EPF statement (just started working).
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Shouldn't be any problem if you can prove you receive 60k a year.
Just write them a letter stating how you love to be their customer and flatter them a bit and prove that you can pay your usage in full or at least half.
Good Luck.
unknowmaster
post Jul 4 2012, 12:10 PM

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QUOTE(NewGUY @ Jul 3 2012, 09:45 AM)
Since just starter working for few mths, even earn 60k/yr...

Not complete 1 yr also kenot prove u earn 60k..... cool2.gif  cool2.gif
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Never assume cannot.
I worked 2 months and manage to prove to MBB I can get 60k per year with some simple mathematical calculation.
Please use your employment letter as reference. Show proof of income from statement. Show prove that you can pay back the amount they are giving to you.

smile.gif PS. I got 3 cards after the 5th month of my employment. (MMB2,OCBC,UOB).

If you never appeal, you never know the result. If you follow MMB2 thread. I appealed twice before i got my first card.
unknowmaster
post Jul 27 2012, 03:55 PM

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QUOTE(alexis2power @ Jul 25 2012, 02:56 PM)
I am currently working in Singapore earning around S$2500 (RM6000++) for almost 4 years.
Currently I have Home Loan with Maybank with prefect payment record(in fact I have overpaid my loan since I have alot of $ in the bank).
My loan started in 2010 (25 years loan) but up till now I had cleared 5 years. That means even though if I'm jobless now, i don't have to pay any monthly loan until 2015. I also have Maybank CC (Amex Gold card2card) and of course also with perfect record and my outstanding now is in negative balance because of the 5% rebates.
However, my application for the OCBC Titanium card was rejected for unknown reason. I try to appeal it by calling the telemarketing agent and they did try to appeal for me but the results was unsuccessful. The agent told me because I did not meet the bank guidelines.
I really don't understand. Anyone here know the reason?


Added on July 25, 2012, 3:38 pmSome Bank CS told me they calculate base on S$2500 = RM2500 but that also doesn't makes sense. How about if I am working is Japan and I am earning 150000 yen (around RM6000++)? Don't tell me also 150000 yen = RM150000? It will be a joke.
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Same situation as u,
I got mbb2u plat, ocbc, uob.

Take your time explaining to them. If they don't want then change until get a better agent. Its their lost, not yours.

This post has been edited by unknowmaster: Jul 27 2012, 03:56 PM
unknowmaster
post Sep 11 2012, 09:14 AM

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QUOTE(KTCY @ Sep 11 2012, 08:59 AM)
How to know the application status ? Call and ask ?
The fellow just verify my documents yesterday sleep.gif
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you can call in to check. Its an automatic system

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