Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
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 Dec 9 2012, 06:06 PM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur   
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QUOTE(Prophunter @ Dec 9 2012, 05:35 PM) Just a credit card bro . Dont take it seriously. There are many other things in life you can feel down to but CC. Not for me in a million years even if the CC offer me 50% Cashback I will be very sad if cannot get a 50% cashback credit card ...   |
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Dec 9 2012, 06:18 PM
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Junior Member
489 posts Joined: Nov 2012
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QUOTE(ronnie @ Dec 9 2012, 06:06 PM) I will be very sad if cannot get a 50% cashback credit card ... If 50% Cashback capped at RM50 monthly also no use bro. There will always be a hidden clause by the banks. Plus its only a piece of plastic |
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Dec 9 2012, 10:42 PM
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Senior Member
1,563 posts Joined: Jan 2003 From: peejay
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Wee.. Got my telco bill rebate too! RM71.95. Nice~
This post has been edited by CalvinCLK: Dec 9 2012, 10:46 PM |
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Dec 9 2012, 11:43 PM
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Senior Member
3,969 posts Joined: Nov 2007
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QUOTE(ta5851 @ Dec 8 2012, 04:00 PM) No loan. no CC, no commitment...for many years...also never hold any credit card as principle.... sometimes, bank see this as 'not good'. they like people with credit history. especially credit card. thats what my friend told me last time. ( but this applies to loan , duno whether applies to cc application). |
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Dec 10 2012, 10:47 AM
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Newbie
3 posts Joined: Oct 2012
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QUOTE(simplesmile @ Dec 8 2012, 12:23 PM) I'd like to ask about the accumulated spend of RM10,000 in a year to qualify for service tax waiver. Which period is used to accumulate the spend? Is base on your cc expiry month. example: 07/2012 - 06/2013 (1st year) 07/2013 - 06/2014 (2nd year)1. Is it from 01.01.2012 to 31.12.2012? 2. Is it from my last annual fee date to the next fee date? 3. Is it from my cc expiry month to the next cc expiry month? 4. Is it based on my credit card statement cut-off date, or based on last date for that month? |
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Dec 10 2012, 01:56 PM
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Senior Member
1,232 posts Joined: Sep 2005
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QUOTE(ronnie @ Dec 9 2012, 06:06 PM) I will be very sad if cannot get a 50% cashback credit card ... 5% cash back only right? Got 50% cash back card?  |
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Dec 10 2012, 02:19 PM
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Senior Member
1,573 posts Joined: Sep 2010
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QUOTE(muscaa @ Dec 10 2012, 01:56 PM) 5% cash back only right? Got 50% cash back card? They just kidding only.  |
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Dec 10 2012, 02:57 PM
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Junior Member
565 posts Joined: Sep 2011
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I am planning to apply for the OCBC Titanium card.
1) Is it also recommended to apply for OCBC internet banking and link it to the CC? Is it true that to pay some of the utility bills via CC, you need to have an internet banking linked to you CC? 2) Any free gifts when applied for the card? 2) Did they waive the 1st year GST for a new card application? |
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Dec 10 2012, 03:24 PM
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Senior Member
2,991 posts Joined: Jun 2007
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QUOTE(yns222 @ Dec 10 2012, 10:47 AM) Is base on your cc expiry month. example: 07/2012 - 06/2013 (1st year) 07/2013 - 06/2014 (2nd year) Thanks. Cheers. |
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Dec 10 2012, 03:52 PM
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Newbie
3 posts Joined: Oct 2012
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QUOTE(abhipraaya @ Dec 10 2012, 02:57 PM) I am planning to apply for the OCBC Titanium card. When you application get approve & receive the card, you only need go to the OCBC official website and register Online banking.1) Is it also recommended to apply for OCBC internet banking and link it to the CC? Is it true that to pay some of the utility bills via CC, you need to have an internet banking linked to you CC? 2) Any free gifts when applied for the card? 2) Did they waive the 1st year GST for a new card application? Apply this card through me, you can enjoy the following benefits:- FREE GST just activate the card and swipe THREE time any amount in 45days Rebate will credit back on Third statement. Kindly please pay first for first month charge. |
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Dec 10 2012, 04:15 PM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur
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Pepper Lunch - Pavillion under 5% rebate
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Dec 10 2012, 11:55 PM
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Senior Member
4,928 posts Joined: Feb 2008 From: /K/opitiam Pak Hang Status: Permaban 
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QUOTE(CalvinCLK @ Dec 9 2012, 10:42 PM) Wee.. Got my telco bill rebate too! RM71.95. Nice~ walawei....nver got rebate that much..last unbilled statement rebate is cash back worth rm9.79..  |
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Dec 11 2012, 05:44 PM
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Junior Member
366 posts Joined: Jan 2003 From: JB
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Recently, i have received 2 sms alert from FB.com.
FACEBOOK.COM*CREDITS 38.05 FACEBOOK.COM*CREDITS 38.05 I m so disappointed to know that i am one of the victim by unauthorize user to use my CC for online purchase. Haizzz.. need to wait for my replacement within 5 - 7 working days |
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Dec 11 2012, 07:25 PM
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Senior Member
1,563 posts Joined: Jan 2003 From: peejay
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QUOTE(gastacopz @ Dec 10 2012, 11:55 PM) walawei....nver got rebate that much.. I utilised maximum amount RM400 every month except for July.. Hehehe.. Paid my bills in advance.last unbilled statement rebate is cash back worth rm9.79.. |
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Dec 11 2012, 10:08 PM
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All Stars
11,954 posts Joined: May 2007 
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QUOTE(xyngfei @ Dec 11 2012, 05:44 PM) Recently, i have received 2 sms alert from FB.com. why u cc kene hack?FACEBOOK.COM*CREDITS 38.05 FACEBOOK.COM*CREDITS 38.05 I m so disappointed to know that i am one of the victim by unauthorize user to use my CC for online purchase. Haizzz.. need to wait for my replacement within 5 - 7 working days did u use it online? |
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Dec 12 2012, 11:08 AM
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Senior Member
1,573 posts Joined: Sep 2010
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Got my telco bill rebate, RM80...
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Dec 12 2012, 12:12 PM
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All Stars
10,340 posts Joined: Jan 2003
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This is so weird. I need you guys insight into this. Because OCBC doesn't list down specifically which is 5% and 1%, so I have done it below on what i "think" belongs to 5% and 1%
QUOTE 5% Total cashback supposed to be RM 45.052513 Nov 2012 KISSATEN COFFEE & REST SELANGOR MYS 0.00 89.80 20 Nov 2012 INB ::P941840740104 0.00 166.05 (Streamyx) 22 Nov 2012 ITALIANNIES@THE GARDEN KUALA LUMPUR MYS 0.00 116.90 23 Nov 2012 DBKL-BDR TUN RAZAK KUALA LUMPUR MYS 0.00 50.00 09 Dec 2012 THE LIBRARY-IOI MALL SELANGOR MYS 0.00 294.50 (Total : 717.35) Cashback : RM35.8625 1% 26 Nov 2012 NVA SBMC-RPS KUALA LUMPUR MYS 0.00 223.00 (Nirvana Memorial) 26 Nov 2012 NVA SBMC-RPS KUALA LUMPUR MYS 0.00 223.00 (Nirvana Memorial) 26 Nov 2012 NVA SBMC-RPS KUALA LUMPUR MYS 0.00 223.00 (Nirvana Memorial) 26 Nov 2012 NVA SBMC-RPS KUALA LUMPUR MYS 0.00 223.00 (Nirvana Memorial) 02 Dec 2012 IPAY88-TICKETING-ECOM WP KUALA LUMP MYS 0.00 27.00 (Movie) (Total : 919) Cashback : RM9.19 11 Dec 2012 5% Cash Rebate 0.00 -50.00 11 Dec 2012 Closing Balance 0.00 1,586.25 How the hell they get RM 50  Unless they count the Nirvana Memorial as 5% cashback. |
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Dec 12 2012, 01:38 PM
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All Stars
21,311 posts Joined: Jan 2003 From: Kuala Lumpur
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QUOTE(WhitE LighteR @ Dec 12 2012, 12:12 PM) This is so weird. I need you guys insight into this. Because OCBC doesn't list down specifically which is 5% and 1%, so I have done it below on what i "think" belongs to 5% and 1% A friendly call to CS will give you the exact answer as they can check what is the MCC code assigned and relevant rebates.Total cashback supposed to be RM 45.0525 How the hell they get RM 50 Unless they count the Nirvana Memorial as 5% cashback. |
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Dec 12 2012, 02:35 PM
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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i just swipe rm200 using my ocbc titan in big bad wolf sale with 5% rebate on the spot! almost 20 thick books for that!
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Dec 12 2012, 02:55 PM
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All Stars
10,340 posts Joined: Jan 2003
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QUOTE(ronnie @ Dec 12 2012, 01:38 PM) A friendly call to CS will give you the exact answer as they can check what is the MCC code assigned and relevant rebates. Thanks. I just did just that and to my surprise they told me that my NVA bills are under 5% cashback. So TS can put down Nirvana Memorial payment as 5% at first page. I thought this will fall under 1%Also for my "DBKL-BDR TUN RAZAK KUALA LUMPUR", this is 1% and not 5% as I expected... |
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