Lowyat.NET -> Finance, Business and Investment House -> Credit Cards, Debit Cards, Prepaid Cards and Loyalty CardsCredit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
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 Nov 12 2012, 10:56 PM
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#1
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Senior Member
3,969 posts Joined: Nov 2007  
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Hi, want to confirm on the 1% off all other purchase , is it applicable for any retail purchase? absolutely anything? or certain merchants? coz my UOB one only giving 0.3%..
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Nov 13 2012, 01:00 PM
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#2
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Senior Member
3,969 posts Joined: Nov 2007
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QUOTE(ronnie @ Nov 13 2012, 12:28 AM) 1% Cash-Back Rebate for any swipes besides those under Dining, Utilities, Groceries, Petrol thats good   then i can cancel my UOB card already  |
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Nov 18 2012, 02:25 PM
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#3
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Senior Member
3,969 posts Joined: Nov 2007
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QUOTE(kingstonray @ Nov 17 2012, 08:05 PM) What if i don have pay slip,and i don register EPF,can i register credit card? I work for my relative and i don have any payslip,i got monthly fixed salary.. how about ur bank statements? |
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Nov 20 2012, 09:33 AM
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#4
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Senior Member
3,969 posts Joined: Nov 2007
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lol was thinking to apply.. so hard to get ah? -.-
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Nov 20 2012, 04:53 PM
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#5
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Senior Member
3,969 posts Joined: Nov 2007
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QUOTE(then_then @ Nov 20 2012, 10:22 AM) Hi..if u don't mind I can help u to check for the details..u can pm me ur name n ic no ma? Thanks hi then_then,Added on November 20, 2012, 10:46 am If u r degree holder, below 28 years old n don't not hv any credit card, car n housing loan more than 6 months then the approval rate is 90%.. im below 28, degree holder, got credit card, got car loan, die liao lo? haha.. but i think my commitment not that high compared to my income though.. and i will cut off my UOB card after i get this card. |
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Dec 2 2012, 12:08 AM
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#6
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Senior Member
3,969 posts Joined: Nov 2007
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hvnt receive call from ocbc. submitted at alam damai branch last monday =/ will call them next week to check
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Dec 3 2012, 12:52 PM
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#7
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Senior Member
3,969 posts Joined: Nov 2007
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^without proof of income? how did you applied for previous card?
anyway, i got mine approved today, after 1 week of submitting at alam damai branch. but the good thing is they din call me or my office to confirm anything. lol |
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Dec 8 2012, 03:27 PM
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#8
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Senior Member
3,969 posts Joined: Nov 2007
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QUOTE(ta5851 @ Dec 8 2012, 02:09 PM) Help my wife to apply the OCBC titanium, get rejected 2nd time in 1 year. Really don't know why, with salary of 6k /month and provided with all the epf and income tax doc. She is so down, ask ocbc the reasons but they never give any... Got outstanding loans? Ever delayed payment for the loans or credit cards? Holding other credit cards? The 6k per month is enough, but if her commitment very high, they may reject. |
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Dec 9 2012, 11:43 PM
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#9
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Senior Member
3,969 posts Joined: Nov 2007
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QUOTE(ta5851 @ Dec 8 2012, 04:00 PM) No loan. no CC, no commitment...for many years...also never hold any credit card as principle.... sometimes, bank see this as 'not good'. they like people with credit history. especially credit card. thats what my friend told me last time. ( but this applies to loan , duno whether applies to cc application). |
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