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Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??
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TSronnie
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Dec 12 2012, 03:15 PM
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QUOTE(WhitE LighteR @ Dec 12 2012, 02:55 PM) Thanks. I just did just that and to my surprise they told me that my NVA bills are under 5% cashback. So TS can put down Nirvana Memorial payment as 5% at first page. I thought this will fall under 1% Also for my "DBKL-BDR TUN RAZAK KUALA LUMPUR", this is 1% and not 5% as I expected... What's the MCC Code assigned to Nirvana ? Dining ?
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WhitE LighteR
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Dec 12 2012, 03:24 PM
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QUOTE(ronnie @ Dec 12 2012, 03:15 PM) What's the MCC Code assigned to Nirvana ? Dining ?  i didnt ask. so stupid of me at that time. i realize this only after i hanged up. LOL but no its not dining. Its one of those burial packages.
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TSronnie
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Dec 12 2012, 03:25 PM
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QUOTE(WhitE LighteR @ Dec 12 2012, 03:24 PM)  i didnt ask. so stupid of me at that time. i realize this only after i hanged up. LOL but no its not dining. Its one of those burial packages. My guess under Utilities.... MCC 4900 Electric, Gas, Sanitary and Water UtilitiesThis post has been edited by ronnie: Dec 12 2012, 09:02 PM
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firdausz
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Dec 12 2012, 04:40 PM
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Getting Started

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got my card today  credit limit 27% of my basic annual income waiting for my pin number so i can create the access for the online banking.
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cmankit
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Dec 13 2012, 12:55 AM
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New Member
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want to ask, i use my cc to pay airasia but how come they nv charge me extra fee on that?
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TSronnie
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Dec 13 2012, 07:26 AM
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QUOTE(cmankit @ Dec 13 2012, 12:55 AM) want to ask, i use my cc to pay airasia but how come they nv charge me extra fee on that? The fees (RM8 per flight per person) is there for sure... Just open your eyes BIG BIG
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cmankit
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Dec 13 2012, 07:48 AM
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New Member
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in my ocbc cc statement or add-in to sum of flight ticket fee?
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TSronnie
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Dec 13 2012, 07:49 AM
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QUOTE(cmankit @ Dec 13 2012, 07:48 AM) in my ocbc cc statement or add-in to sum of flight ticket fee? Of course added to the Flight Ticket @ AirAsia's website lah  No wonder you don't see it.
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cmankit
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Dec 13 2012, 08:20 AM
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New Member
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QUOTE(ronnie @ Dec 13 2012, 07:49 AM) Of course added to the Flight Ticket @ AirAsia's website lah  No wonder you don't see it. ic...nv notice that
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WhitE LighteR
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Dec 13 2012, 10:07 AM
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QUOTE(ronnie @ Dec 12 2012, 03:25 PM) My guess under Utilities.... MCC 4900 Electric, Gas, Sanitary and Water UtilitiesI called again today to get the MCC codes. Here they are: DBKL-BDR TUN RAZAK KUALA LUMPUR MYS 0.00 50.00 (MCC 9311)THE LIBRARY-IOI MALL SELANGOR MYS 0.00 294.50 (MCC 5813)NVA SBMC-RPS KUALA LUMPUR MYS 0.00 223.00 (Nirvana Memorial) (MCC 5968)DBKL is 1% Library and NVA is 5% Surprise surprise for that last one. Its not under the listed 5% rebate MCC codes and is listed as: 5968 - Direct Marketing – Continuity/Subscription Merchant
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TSronnie
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Dec 13 2012, 10:18 AM
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QUOTE(WhitE LighteR @ Dec 13 2012, 10:07 AM) I called again today to get the MCC codes. Here they are: DBKL-BDR TUN RAZAK KUALA LUMPUR MYS 0.00 50.00 (MCC 9311)THE LIBRARY-IOI MALL SELANGOR MYS 0.00 294.50 (MCC 5813)NVA SBMC-RPS KUALA LUMPUR MYS 0.00 223.00 (Nirvana Memorial) (MCC 5968)DBKL is 1% Library and NVA is 5% Surprise surprise for that last one. Its not under the listed 5% rebate MCC codes and is listed as: 5968 - Direct Marketing – Continuity/Subscription MerchantVery surprise INDEED !!!! Better keep quiet from OCBC
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WhitE LighteR
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Dec 13 2012, 10:20 AM
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QUOTE(ronnie @ Dec 13 2012, 10:18 AM) Very surprise INDEED !!!! Better keep quiet from OCBC  Added on December 13, 2012, 5:43 pmI really wish OCBC increase the cashback to 100. Now since my Nirvana payment is close to 1k. I might as well just keep this card at home liao. No point to carry with me d... This post has been edited by WhitE LighteR: Dec 13 2012, 05:43 PM
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yns222
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Dec 13 2012, 08:25 PM
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New Member
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QUOTE(deejay220989 @ Dec 13 2012, 07:38 PM) Yay!! I provided them all documents, no loan, no owing other CC, clear from debts, and they REJECTED MY APPLICATION!!  EDIT: Nvm..reading previous posts..pity the bros and sis in the same boat as me. Should be because I won't be good business for them since I always clear my debt  may i know u apply online or with the bank staff?
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beckham89
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Dec 13 2012, 11:45 PM
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Getting Started

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Quite a good card for me, rebate about RM35 ..Korean Bbq rebate 5%, even i guess I buy online movie ticket also get 5% TGV. Wonder am I calculate wrong or not..Good Card
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TSronnie
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Dec 13 2012, 11:46 PM
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QUOTE(beckham89 @ Dec 13 2012, 11:45 PM) Quite a good card for me, rebate about RM35 ..Korean Bbq rebate 5%, even i guess I buy online movie ticket also get 5% TGV. Wonder am I calculate wrong or not..Good Card Online TGV Booking don't get 5% rebate lah  Call the OCBC to check each transaction to see whether 5% or 1%
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WhitE LighteR
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Dec 13 2012, 11:57 PM
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QUOTE(deejay220989 @ Dec 13 2012, 07:38 PM) Yay!! I provided them all documents, no loan, no owing other CC, clear from debts, and they REJECTED MY APPLICATION!!  EDIT: Nvm..reading previous posts..pity the bros and sis in the same boat as me. Should be because I won't be good business for them since I always clear my debt  Do you have a credit history? Like a car or house loan? Other CC not counted....
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sweetpea123
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Dec 14 2012, 12:18 AM
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QUOTE(ronnie @ Dec 5 2012, 07:46 AM) You are eligible for - RM94 (5%) = RM4.70 - RM93.85 (5%) = RM4.70 - RM93.55 (5% + 5%) = RM9.36 Total : RM18.76 ( you get extra RM0.07) Promotion is for Telco bill payment between July and September 2012 only. eh, how come promotion ends Sept 12 but he can still get rebate for his Oct payment of RM93.55 ? Ref : Simplesmile original post #1857 This post has been edited by sweetpea123: Dec 14 2012, 12:20 AM
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TSronnie
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Dec 14 2012, 07:49 AM
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QUOTE(sweetpea123 @ Dec 14 2012, 12:18 AM) eh, how come promotion ends Sept 12 but he can still get rebate for his Oct payment of RM93.55 ? Ref : Simplesmile original post #1857  As long as you pay your telco bill before 30 Sep 2012, you are entitled....
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solsekuin44
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Dec 14 2012, 02:21 PM
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What is the annual fee for this Titanium card?
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