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Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??

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TSronnie
post Dec 12 2012, 03:15 PM

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QUOTE(WhitE LighteR @ Dec 12 2012, 02:55 PM)
Thanks. I just did just that and to my surprise they told me that my NVA bills are under 5% cashback. So TS can put down Nirvana Memorial payment as 5% at first page. I thought this will fall under 1%

Also for my "DBKL-BDR TUN RAZAK KUALA LUMPUR", this is 1% and not 5% as I expected...
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What's the MCC Code assigned to Nirvana ? Dining ?
WhitE LighteR
post Dec 12 2012, 03:24 PM

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QUOTE(ronnie @ Dec 12 2012, 03:15 PM)
What's the MCC Code assigned to Nirvana ? Dining ?
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doh.gif i didnt ask. so stupid of me at that time. i realize this only after i hanged up. LOL

but no its not dining. Its one of those burial packages.
TSronnie
post Dec 12 2012, 03:25 PM

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QUOTE(WhitE LighteR @ Dec 12 2012, 03:24 PM)
doh.gif i didnt ask. so stupid of me at that time. i realize this only after i hanged up. LOL

but no its not dining. Its one of those burial packages.
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My guess under Utilities....
MCC 4900 Electric, Gas, Sanitary and Water Utilities



This post has been edited by ronnie: Dec 12 2012, 09:02 PM
firdausz
post Dec 12 2012, 04:40 PM

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got my card today smile.gif
credit limit 27% of my basic annual income
waiting for my pin number so i can create the access for the online banking.
cmankit
post Dec 13 2012, 12:55 AM

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want to ask, i use my cc to pay airasia but how come they nv charge me extra fee on that?
TSronnie
post Dec 13 2012, 07:26 AM

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QUOTE(cmankit @ Dec 13 2012, 12:55 AM)
want to ask, i use my cc to pay airasia but how come they nv charge me extra fee on that?
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The fees (RM8 per flight per person) is there for sure... Just open your eyes BIG BIG
cmankit
post Dec 13 2012, 07:48 AM

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in my ocbc cc statement or add-in to sum of flight ticket fee?
TSronnie
post Dec 13 2012, 07:49 AM

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QUOTE(cmankit @ Dec 13 2012, 07:48 AM)
in my ocbc cc statement or add-in to sum of flight ticket fee?
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Of course added to the Flight Ticket @ AirAsia's website lah doh.gif doh.gif No wonder you don't see it.
cmankit
post Dec 13 2012, 08:20 AM

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QUOTE(ronnie @ Dec 13 2012, 07:49 AM)
Of course added to the Flight Ticket @ AirAsia's website lah doh.gif doh.gif No wonder you don't see it.
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ic...nv notice that sweat.gif
WhitE LighteR
post Dec 13 2012, 10:07 AM

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QUOTE(ronnie @ Dec 12 2012, 03:25 PM)
My guess under Utilities....
MCC 4900 Electric, Gas, Sanitary and Water Utilities
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I called again today to get the MCC codes. Here they are:

DBKL-BDR TUN RAZAK KUALA LUMPUR MYS 0.00 50.00 (MCC 9311)

THE LIBRARY-IOI MALL SELANGOR MYS 0.00 294.50 (MCC 5813)

NVA SBMC-RPS KUALA LUMPUR MYS 0.00 223.00 (Nirvana Memorial) (MCC 5968)

DBKL is 1%

Library and NVA is 5%
Surprise surprise for that last one. Its not under the listed 5% rebate MCC codes and is listed as:

5968 - Direct Marketing – Continuity/Subscription Merchant
TSronnie
post Dec 13 2012, 10:18 AM

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QUOTE(WhitE LighteR @ Dec 13 2012, 10:07 AM)
I called again today to get the MCC codes. Here they are:

DBKL-BDR TUN RAZAK KUALA LUMPUR MYS 0.00 50.00 (MCC 9311)

THE LIBRARY-IOI MALL SELANGOR MYS 0.00 294.50 (MCC 5813)

NVA SBMC-RPS KUALA LUMPUR MYS 0.00 223.00 (Nirvana Memorial) (MCC 5968)

DBKL is 1%

Library and NVA is 5%
Surprise surprise for that last one. Its not under the listed 5% rebate MCC codes and is listed as:

5968 - Direct Marketing – Continuity/Subscription Merchant
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Very surprise INDEED !!!! Better keep quiet from OCBC
WhitE LighteR
post Dec 13 2012, 10:20 AM

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QUOTE(ronnie @ Dec 13 2012, 10:18 AM)
Very surprise INDEED !!!! Better keep quiet from OCBC
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tongue.gif


Added on December 13, 2012, 5:43 pmI really wish OCBC increase the cashback to 100. Now since my Nirvana payment is close to 1k. I might as well just keep this card at home liao. No point to carry with me d...

This post has been edited by WhitE LighteR: Dec 13 2012, 05:43 PM
deejay220989
post Dec 13 2012, 07:38 PM

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Yay!! I provided them all documents, no loan, no owing other CC, clear from debts, and they REJECTED MY APPLICATION!! mad.gif vmad.gif

EDIT: Nvm..reading previous posts..pity the bros and sis in the same boat as me. Should be because I won't be good business for them since I always clear my debt tongue.gif

This post has been edited by deejay220989: Dec 13 2012, 07:47 PM
yns222
post Dec 13 2012, 08:25 PM

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QUOTE(deejay220989 @ Dec 13 2012, 07:38 PM)
Yay!! I provided them all documents, no loan, no owing other CC, clear from debts, and they REJECTED MY APPLICATION!!  mad.gif  vmad.gif

EDIT: Nvm..reading previous posts..pity the bros and sis in the same boat as me. Should be because I won't be good business for them since I always clear my debt tongue.gif
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may i know u apply online or with the bank staff?
beckham89
post Dec 13 2012, 11:45 PM

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Quite a good card for me, rebate about RM35 ..Korean Bbq rebate 5%, even i guess I buy online movie ticket also get 5% TGV. Wonder am I calculate wrong or not..Good Card
TSronnie
post Dec 13 2012, 11:46 PM

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QUOTE(beckham89 @ Dec 13 2012, 11:45 PM)
Quite a good card for me, rebate about RM35 ..Korean Bbq rebate 5%, even i guess I buy online movie ticket also get 5% TGV. Wonder am I calculate wrong or not..Good Card
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Online TGV Booking don't get 5% rebate lah doh.gif
Call the OCBC to check each transaction to see whether 5% or 1%
WhitE LighteR
post Dec 13 2012, 11:57 PM

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QUOTE(deejay220989 @ Dec 13 2012, 07:38 PM)
Yay!! I provided them all documents, no loan, no owing other CC, clear from debts, and they REJECTED MY APPLICATION!!  mad.gif  vmad.gif

EDIT: Nvm..reading previous posts..pity the bros and sis in the same boat as me. Should be because I won't be good business for them since I always clear my debt tongue.gif
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Do you have a credit history? Like a car or house loan? Other CC not counted....
sweetpea123
post Dec 14 2012, 12:18 AM

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QUOTE(ronnie @ Dec 5 2012, 07:46 AM)
You are eligible for
- RM94 (5%) = RM4.70
- RM93.85 (5%) = RM4.70
- RM93.55 (5% + 5%) = RM9.36
Total : RM18.76 ( you get extra RM0.07)  whistling.gif  thumbup.gif

Promotion is for Telco bill payment between July and September 2012 only.
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eh, how come promotion ends Sept 12 but he can still get rebate for his Oct payment of RM93.55 ? Ref : Simplesmile original post #1857 hmm.gif

This post has been edited by sweetpea123: Dec 14 2012, 12:20 AM
TSronnie
post Dec 14 2012, 07:49 AM

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QUOTE(sweetpea123 @ Dec 14 2012, 12:18 AM)
eh, how come promotion ends Sept 12 but he can still get rebate for his Oct payment of RM93.55 ? Ref : Simplesmile original post #1857    hmm.gif
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As long as you pay your telco bill before 30 Sep 2012, you are entitled....
solsekuin44
post Dec 14 2012, 02:21 PM

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What is the annual fee for this Titanium card?

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