The online banking features of OCBC kinda sucks. You need to have the TAC at all times to login. How to do if we're overseas and not roaming

I know but Im so used to M2U & CIMBClicks. If you have the phone with you should be okay but if you are in the middle of nowhere with only working internet line, its very hard for you to pay the bills using OCBC.

For M2U, you dont even need the TAC for saved favorite payee.

Stil have to get the TAC from the phone right? can we disable it?

Feeling down because CC application got rejected? Be real man

Just a credit card bro . Dont take it seriously. There are many other things in life you can feel down to but CC. Not for me in a million years even if the CC offer me 50% Cashback

If 50% Cashback capped at RM50 monthly also no use bro. There will always be a hidden clause by the banks. Plus its only a piece of plastic

Hi All,
I called the OCBC Hotline and found out that if you dont fully settle your CC Balance every month, they will start charging you interest for the next swipe.Example:

I owe RM1000 this month and only pay off RM500.
Next month,, I bought a laptop at Rm3000 and they will charge me interest on that purchase since day 1 until the statement.

True or not

Oh really? Rarely heard that and YES, if thats the case, then people will go into more debt easily.

This is the first time I heard this after owning CC's for 4 years. Thanks Ronnie

Better go to branch better. And open up a savings account as well for ease of payment