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Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??

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blahbleh
post Dec 5 2012, 02:23 PM

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Wah you guys big spender...
zenquix
post Dec 5 2012, 02:25 PM

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RM80 here as well smile.gif
kurtkantoi
post Dec 5 2012, 02:35 PM

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Suppose I can get more. Below are my mobile bill payment:

July
RM108.9
RM88

August
RM99.95
RM97
RM99.2*
RM118.7*

September
RM88
RM176*
RM95.65*
RM93.4*
* show payment through autodebit.

Didn't realize it's just for paying through the portal. I convert wifey and my Celcom to autodebit. sweat.gif doh.gif
titanic_crash
post Dec 5 2012, 04:32 PM

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got mine too..rm36.83
LostAndFound
post Dec 5 2012, 05:01 PM

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Yay, mine came in as well =) RM26.24, only on my Maxis bill.
a-ei-a
post Dec 5 2012, 09:46 PM

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Cash Bonus Rebate RM56.10.. thumbup.gif
mentos
post Dec 5 2012, 10:36 PM

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Issit better to apply with agent better or direct online apply?
davidlow7
post Dec 5 2012, 11:02 PM

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QUOTE(mentos @ Dec 5 2012, 10:36 PM)
Issit better to apply with agent better or direct online apply?
*
Online is useless imo..
get an agent that can help you fight ... I supposed everyone here mentions then_then
pisang
post Dec 6 2012, 08:45 AM

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got my rebate today... good smile.gif
one leg kicking
post Dec 6 2012, 08:51 AM

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Got my cashback too


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Devil4life
post Dec 6 2012, 10:10 AM

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QUOTE(one leg kicking @ Dec 6 2012, 08:51 AM)
Got my cashback too
*
Where you guys check? I saw I've been credited with RM24.25 but I can't see any details of my transaction.

And another thing, I've been given less of the amount.

I pay mine the following way all through the online banking

July
RM80 (though OCBC savings account) - Card not approve yet

Aug
RM85 (through OCBC Credit card)

Sep
RM400 (through OCBC Credit card)

I should have RM48.25 instead. But now I only see they charged my Aug and Sep rebates with 5% each only. Hence the amount is that.

I called the OCBC CS before this and was told I'm eligible for the additional 5% (on top of the 5% rebate) for final month.

I don't see my 1st month rebate as well
zenquix
post Dec 6 2012, 11:28 AM

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QUOTE(Devil4life @ Dec 6 2012, 10:10 AM)
Where you guys check? I saw I've been credited with RM24.25 but I can't see any details of my transaction.

And another thing, I've been given less of the amount.

I pay mine the following way all through the online banking

July
RM80 (though OCBC savings account) - Card not approve yet

Aug
RM85 (through OCBC Credit card)

Sep
RM400 (through OCBC Credit card)

I should have RM48.25 instead. But now I only see they charged my Aug and Sep rebates with 5% each only. Hence the amount is that.

I called the OCBC CS before this and was told I'm eligible for the additional 5% (on top of the 5% rebate) for final month.

I don't see my 1st month rebate as well
*
\\

You only got

Aug = RM85 * 5% = RM4.25
Sep = RM400 * 5% = RM20

total = RM24.25.

Think you need to call them and point out your July transaction. Sorry I don't recall the T&C so not too sure whether Savings Account is eligible, but please check with them and point out the calculation. Basically if you don't get a bonus for July, you won't be eligible for the additional bonus in Sep

This post has been edited by zenquix: Dec 6 2012, 11:29 AM
Devil4life
post Dec 6 2012, 11:34 AM

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QUOTE(zenquix @ Dec 6 2012, 11:28 AM)
\\

You only got

Aug = RM85 * 5% = RM4.25
Sep = RM400 * 5% = RM20

total = RM24.25.

Think you need to call them and point out your July transaction. Sorry I don't recall the T&C so not too sure whether Savings Account is eligible, but please check with them and point out the calculation. Basically if you don't get a bonus for July, you won't be eligible for the additional bonus in Sep
*
In the first place I'm not entitled to any rebates if I didn't pay my bills for that particular 3 months in a row for the additional rebate.

Now I'm given the rebate but not the full one. I'll give them a call to confirm then
TSronnie
post Dec 6 2012, 11:36 AM

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QUOTE(Devil4life @ Dec 6 2012, 11:34 AM)
In the first place I'm not entitled to any rebates if I didn't pay my bills for that particular 3 months in a row for the additional rebate.

Now I'm given the rebate but not the full one. I'll give them a call to confirm then
*
The calculation from zenquix shows that you didn't get additional 5% bonus for Sep... that means the payment made in July didn't count.
zenquix
post Dec 6 2012, 11:39 AM

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QUOTE(Devil4life @ Dec 6 2012, 11:34 AM)
In the first place I'm not entitled to any rebates if I didn't pay my bills for that particular 3 months in a row for the additional rebate.
*
Not accurate. You get rebates for the months you participate in.

Only the additional 5% paid in Sep requires you to have made payment for all 3 months. As per my calculation, you did not get any rebate in July, hence you did not qualify for additional 5% in Sep.

You would still get the 5% in Aug and the 5% in Sep.

The promo was

5% - July
5% - Aug
5% + 5% - Sep

you missed the ones in bold
xoikoq
post Dec 6 2012, 02:58 PM

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Applied credit card online => Rejected => Write in to appeal decision based on OCBC's CS recommendation => OCBC called HR to verify my employment => Received letter from OCBC rejecting my application again. shocking.gif



cempedaklife
post Dec 6 2012, 03:22 PM

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QUOTE(Devil4life @ Dec 6 2012, 10:10 AM)
Where you guys check? I saw I've been credited with RM24.25 but I can't see any details of my transaction.

And another thing, I've been given less of the amount.

I pay mine the following way all through the online banking

July
RM80 (though OCBC savings account) - Card not approve yet

Aug
RM85 (through OCBC Credit card)

Sep
RM400 (through OCBC Credit card)

I should have RM48.25 instead. But now I only see they charged my Aug and Sep rebates with 5% each only. Hence the amount is that.

I called the OCBC CS before this and was told I'm eligible for the additional 5% (on top of the 5% rebate) for final month.

I don't see my 1st month rebate as well
*
as i remember, yes, saving is eligible for 5%, but then if u pay using saving acc, why the f u check CC then for that month, check ur saving acc...

as for whether u r eligible to get the additional 5% on sept, that i dunno la..i think the system wun be so "intelligent" to check both acc is the same person...u might need to argue a bit on it..
Devil4life
post Dec 6 2012, 03:30 PM

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QUOTE(cempedaklife @ Dec 6 2012, 03:22 PM)
as i remember, yes, saving is eligible for 5%, but then if u pay using saving acc, why the f u check CC then for that month, check ur saving acc...

as for whether u r eligible to get the additional 5% on sept, that i dunno la..i think the system wun be so "intelligent" to check both acc is the same person...u might need to argue a bit on it..
*
Mind your language. I did specify my scenario properly. I did check my saving acc which didn't credit my money (should have RM4 for the RM80 I paid).

I have confirm with the CS and was told I was eligible for the additional 5% if I do it this way. Hence only I proceed paying the next 2 months by CC instead, or else I would have gone for savings. I'm not that dumb either as I can calculate my cash back.

I will call the CS after this to confirm, I have records anyway to show that I was told this way. Anyway I posted here to give you all insight in case anyone did the same.

ADDED : I only got my OCBC Titanium during Aug because they process my application slow. It's not I careless and check the wrong side. Please don't assume just because I'm with a newbie tag doh.gif

This post has been edited by Devil4life: Dec 6 2012, 03:32 PM
cempedaklife
post Dec 6 2012, 03:43 PM

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QUOTE(Devil4life @ Dec 6 2012, 03:30 PM)
Mind your language. I did specify my scenario properly. I did check my saving acc which didn't credit my money (should have RM4 for the RM80 I paid).

I have confirm with the CS and was told I was eligible for the additional 5% if I do it this way. Hence only I proceed paying the next 2 months by CC instead, or else I would have gone for savings.  I'm not that dumb either as I can calculate my cash back.

I will call the CS after this to confirm, I have records anyway to show that I was told this way. Anyway I posted here to give you all insight in case anyone did the same.

ADDED : I only got my OCBC Titanium during Aug because they process my application slow. It's not I careless and check the wrong side. Please don't assume just because I'm with a newbie tag doh.gif
*
a few points:
- no, u did not said u checked ur saving acc
- no, i dun see ur tag, i would have reply the same way anyway
- and i said u might need to argue on the additional 5% not coz it's ur fault, its cos we are not sure of it and u r just getting an assurance from one particular CS and it's not even in T&C
- and plz...u r the one who took offence, whats wrong with saying stuff like wtf? unless u r an angel

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firdausz
post Dec 7 2012, 09:50 AM

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applied on last Sunday
received verification call on tuesday
wednesday call the customer service no to check status - approved.
now waiting for my card..can't wait to use my card at Pho Hoa the Curve..
craving for it right now + get cash rebate

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