Most of use hasn't paid Annual Fee for this card as you need to swipe 12 times a year to get it automatically waived.

$68 Per Annual or Min. 12 Swipes per Year for Annual Fee Waiver...

Thank you all.. I was slow not to check on OCBC card when I applied for Stanchart

Just wanna ask if expats (non-Malaysians) can apply for this card?

Hi All,
I called the OCBC Hotline and found out that if you dont fully settle your CC Balance every month, they will start charging you interest for the next swipe.Example:

I owe RM1000 this month and only pay off RM500.
Next month,, I bought a laptop at Rm3000 and they will charge me interest on that purchase since day 1 until the statement.

True or not

This practice applies to ALL banks' credit card. That why banks makes money and bankrupt young graduates easily.

Eh.? Shouldn't the interest charged on the outstanding meaning only the rm500.

Oh really? Rarely heard that and YES, if thats the case, then people will go into more debt easily.

This is the first time I heard this after owning CC's for 4 years. Thanks Ronnie

Interest imposed on outstanding balance right?

04 Dec 2012 Cash Bonus Rebate 0.00 -8.35

cash bonus rebate?

hi all , im newbie with this card, i just got my statement and there only write cash rebate 5% = -rm50

i thought the statement should have a very deatil info on how much rebate we get for each transaction we do no meh? =) may i know where can i see the amount that being rebated to me in detail...thanks

Got my statement.

5% rebate for F&B:
1) Pasta Zanmai, Tropicana City Mall
2) Tom, Dick & Harry, TTDI
3) Sukiya, Pavilion

This post has been edited by fruitie: Dec 14 2012, 11:21 PM

Fellow Note 2 user, haha, how did you apply for this card? Online or at the branch?

Online.

?How did you send the required documents?
Fax? Email?

After I clicked the link on OCBC, keyed in my contact number.
One agent called me and I dealt with him, yes sent to his email address.

Thanks fruitie

You are welcome and good luck!
This card is difficult to get though but worth all the sweat and pain.


Anyway, managed to reload RM 200 from TnG Hub, now they have a small little express counter that deals with reload. It accepts both cash and CC. Too bad no AmEx. Only MasterCard and VISA.
Well, RM 2.00 is better than nothing.

you need to call up CS to ask the MCC codes one by one..

this is the purpose of this thread, to report on 5% or 1% transactions

Go to Mydin la.. they accept TnG reload using Amex