By arguing here, why not u call the bank directly to enquire?

Normally, one only allowed 80 % available credit limit for balance transfer.

no point to call since its already stated in the BSN website, I just want to know if he got special promo

hi all, wat is the best cc to take for a BT now? need to transfer some credit from Bank A due to sticky situation from a vendor i purchased from...

forgot to charge me EPP and now i have to pay intrest.. but they agreed to reimburse me my int charges for the whole year...

so want to see if i can save some money by doing a BT..

First, I suggest you read my article Balance Transfer Plan - Facts You Need To Know

If you got a RHB Credit Card, then click here to read my article on RHB Credit Cards where RHB has 0% 6 Months Balance Transfer with equal repayments,

If you going to apply for a new credit card for Balance Transfer Plan, the best BT as far as I am concerned is CIMB 0% 6 Months Balance Transfer Plan.

And if you read the last few pages, many here are happy with AEON BT too. And best of all, AEON credit card givs you access to KLIA Plaza Premium Lounge.

This post has been edited by Gen-X: Oct 9 2012, 06:49 PM

Yup bro...want to apply for new card. I meant RHB seemed okay cuz my pay goes to that bank..so i tot easier to transfer my money to pay of the debt in 6 months. i only have a RHB debit card/atm card.

I do have savings at CIMB as well so i guess i can apply for a new card from there aso :-)

so no extra charges rite? my ony reason for BT is to avoid int charges. not intrested in the features and all.. dun wanna be dependant on too many cards :-P

Hi, I'm interested in aeon 0% balance transfer. My concern is how to pay this credit card without incurred extra charges as it is not a bank and there are no ATM machine for it..

Yah Bro, no extra charges for RHB and CIMB BT Plans.

RHB - 6 equal installments

CIMB - pay 5% minimum (can pay more and should pay more so comes end of 6th month no sudden big payment) and end of 6 month must settle in full.

I have seen AEON counters inside AEON (JJ) Departmental Store Pyramid. Go check AEON website, it should tell you where and how you can make payments.

This post has been edited by Gen-X: Oct 9 2012, 08:41 PM

Hi guys, maybe you guys should check this promotion out Since there is a balance promotion tied to it.


Www.pbebank.com/cards

Offering upto rm388 cash back.

This post has been edited by byronong: Oct 9 2012, 10:00 PM

Thanks bro. After checking to this link (http://www.aeonmalaysia.com.my/acs/af/kona...dChannels=-8815), the AEON credit service centre is so near to my office and I never realized it.. =.=

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Added on October 9, 2012, 11:21 pmAlways feel that PBB promotion is not sincere. So many T&C...

This post has been edited by celaw: Oct 9 2012, 11:21 PM

Well, there is always no harm checking it out further.

hi guys,

just wondering, is it possible if i want to balance trasnfer half of my debt, say 4k out of 8k from my maybank cc and balance transfer the 4k?

Yes you may.

this 1 just for online application right?
end to end, we still need to print out and submit for online application

Correct, either way we still need to submit our IC and payslip to the bank.

Call HLB to check on their latest BT promo.
4.99 pa for life applicable to new customers ONLY. For existing customers, they MAY call during your b/day month.
Otherwise for existing customers, you may opt for 6.99% pa for life
Basically they will create new account for this BT.
16 digits ( similar as credit card). Interest based on outstanding balance, no early settlement fees, just make sure you pay minimum 5% of RM50 (whichever higher) if you short of cash for that month.

any bank have a special gift bt offer or cash rebate?
0% currently for aeon only?
ocbc got eh? cannot find in their web...

If you have maybank2u, you can pay to the card like a normal bill. Just insert your credit card number. Please note there is RM1 charge.

There are other banks like BSN, Bank Islam, RHB and Public bank. YOu can refer to 1st post.

Hi, did aeon offer any cash back for new cc sign up? Want to get it for bt purpose. If can get the card for free is even best. Haha.. because can't find any sign up promo at their website..

If a bank offers you free gift for BT it means you are paying for it with the interest imposed onto the BT Amount. You want to save money or want to pay more (with interest charges)?

I suggest you read my article Balance Transfer Plan - Facts You Need To Know

click here to read my article on RHB Credit Cards where RHB has 0% 6 Months Balance Transfer with equal repayments,

If you going to apply for a new credit card for Balance Transfer Plan, the best BT as far as I am concerned is CIMB 0% 6 Months Balance Transfer Plan.

RM50 to offset your GST, if not mistaken... previously was RM80