hi guys,
just wondering, is it possible if i want to balance trasnfer half of my debt, say 4k out of 8k from my maybank cc and balance transfer the 4k?
Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List
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 Oct 9 2012, 11:56 PM
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#1
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Junior Member
264 posts Joined: Sep 2004 From: BDC, Kuching, Sarawak, Malaysia, Earth, Milky Way  
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Mar 17 2014, 01:06 PM
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#2
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Junior Member
264 posts Joined: Sep 2004 From: BDC, Kuching, Sarawak, Malaysia, Earth, Milky Way
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Hi all,
Need some clarification regarding the 80% CL when doing BT. Is the calculation below correct? Maybank CC credit limit: RM12k Amount owed with Maybank: RM10k Rhb CC credit limit: RM 6k Amount owed with RHB: RM 0 Desired BT to RHB amounting to RM 6k (Possible?) Since only 80% of CL permitted to do BT which is equivalent to RM 4800? |
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Mar 17 2014, 01:23 PM
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#3
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Junior Member
264 posts Joined: Sep 2004 From: BDC, Kuching, Sarawak, Malaysia, Earth, Milky Way
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QUOTE(brotan @ Mar 17 2014, 01:11 PM) for mbb, you can BT max rm1.6k (80% of rm2k) Thanks for info.for rhb, rm4.8k  Another question in mind is that, let's say I do BT of RM1.6k(MBB) to RHB and the new MBB balance is RM8.4k, is it possible if I do another BT to RHB(on the same CC which I did BT) again which is RM 2880 2/3 months after the first BT? This post has been edited by vult2res: Mar 17 2014, 01:25 PM |
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Mar 17 2014, 02:08 PM
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#4
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Junior Member
264 posts Joined: Sep 2004 From: BDC, Kuching, Sarawak, Malaysia, Earth, Milky Way
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QUOTE(brotan @ Mar 17 2014, 01:36 PM) i am not sure if you understand the concept of BT or not I think I do now. My first time doing BT. Thanks again from my 1st reply, it means you can ask MBB to pay another other bank acc max rm1.6k which means if successful, you will now owe MBB 11.6 (10k + 1.6k)  |
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