Pls dun trust any of us here..
We just shared what we known, but we are not 100% right...
If you need the info urgently, pls call CS directly, hehe....

I've emailed Bank Islam Customer Service...very prompt response within 2 hours.

Bank Islam's 0% 6-month BT program will need to pay 5% minimum for month #1 to #5, followed by full payment on month #6

This post has been edited by ronnie: May 16 2012, 12:58 AM

so , this is exactly the same as what CIMB BT offered last year.

Yep... so are you planning to get your Bank Islam World Mastercard ?

Does this applicable to existing customer? Or just new customer? I mean the Bank Islam's BT program.

haha..tempted to . probably not World Mastercard la.

i just applied one BT from SCB, 1% for 6months.

Both type of customers is entitled to this Bank Islam BT promo.

That's great. I m going to do mine on 19th May, hehe...

Thx for the info...

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Added on May 16, 2012, 9:48 amRonnie, do you have any idea of, how many cards that we can BT to Bank Islam? I noticed that only two rows to fill out other card's detail in the application form. Does it mean it's limitef to 2 cards only?

I m planning to transfer 4 cards from other bank to Bank Islam, fully utilize my Bank Islam's CL... Hehe..

This post has been edited by Alec.Yong: May 16 2012, 09:48 AM

tx Ronnie

Updated on pg 1. I called the CS again myself and confirm your statement

btw, is it always better to email or call them to have a more accurate info?

This post has been edited by brotan: May 16 2012, 10:25 AM

Email has the details in Black & White, while a call is recorded.... up to you.

would like to know..
i'm using pub bank credit card.credit limit is 4k
got outstanding 2k
can i use public bank balance transfer(http://www.pbebank.com/en/en_content/personal/cards/bt.html) to settle my outstanding ?

you can't BT within the same bank

oh ok..coz i saw in Maybank BT site,it said the requirement is

"must be a Maybank Credit Card user"

but i dont have maybank credit card.can apply for BT or not ?

it just mean you need a maybank cc to BT from other banks

in principal, you need at least 2 credit card from 2 different banks that offer BT plan (pls refer to pg 1) only can perform BT

This post has been edited by brotan: May 16 2012, 05:48 PM

Just wondering are there BT tht does not require you to have a cc with them?
In my knowledge, it require to have a bank's cc in order to perform BT.
Just wonder are there any bank offer BT without having cc with them.
Wondering service like this

http://www.citibank.com.my/english/readycredit/index.html

seems hassle free eh?

i think this is personal loan

and normally personal loan interest is pretty high

OIC, cause still BT need apply the CC then can perform right?

yes

I got mine by submited the application form, however, this is last year's issue. Nowadays they might change their policies.

a newbie question, zero % balance transfer =
amount transfer divide by month of payment equal monthly commitment?

and x% =
(amount transfer multiple by x%) divide by month of payment equal monthly commitment?

Sorry, I'm weak in money so i'm now doing debt reconsolidation.