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Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

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Alec.Yong
post May 16 2012, 08:33 AM

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Does this applicable to existing customer? Or just new customer? I mean the Bank Islam's BT program.
Alec.Yong
post May 16 2012, 09:37 AM

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QUOTE(ronnie @ May 16 2012, 09:23 AM)
Both type of customers is entitled to this Bank Islam BT promo.
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That's great. I m going to do mine on 19th May, hehe...

Thx for the info...


Added on May 16, 2012, 9:48 amRonnie, do you have any idea of, how many cards that we can BT to Bank Islam? I noticed that only two rows to fill out other card's detail in the application form. Does it mean it's limitef to 2 cards only?

I m planning to transfer 4 cards from other bank to Bank Islam, fully utilize my Bank Islam's CL... Hehe..

This post has been edited by Alec.Yong: May 16 2012, 09:48 AM
Alec.Yong
post May 17 2012, 10:07 AM

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QUOTE(smsbusiness2u @ May 17 2012, 09:15 AM)
i call cs, he told world card only for invitation by bank. seem cannot apply.
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I got mine by submited the application form, however, this is last year's issue. Nowadays they might change their policies.
Alec.Yong
post May 22 2012, 05:10 PM

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QUOTE(smsbusiness2u @ May 21 2012, 09:17 AM)
have anyone apply BT to bank islam?
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I've sent my BT application form yesterday thru email.
Alec.Yong
post Jun 2 2012, 08:16 AM

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QUOTE(smsbusiness2u @ May 28 2012, 09:25 AM)
anyone tried bank islam BT? how fast the processing?
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I submited my BT application from on 21.5.2012 thru email and the payment was made on 01.6.2012. smile.gif
Alec.Yong
post Jun 3 2012, 08:18 PM

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QUOTE(smsbusiness2u @ Jun 2 2012, 11:19 AM)
when u applied the cc? via online application? got RM150 cash rebate? when u submit application and when u got the CC?
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I've been holding it about one year ago, not new application, so no cash rebate of RM150.00
Alec.Yong
post Jun 4 2012, 10:33 AM

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QUOTE(smsbusiness2u @ Jun 4 2012, 09:37 AM)
any benefit so far? wonder why u use this CC?
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erm.. not much benefit... so far i've been use it for 12 times only, just because of the annual fee waiver... tongue.gif
Alec.Yong
post Jun 4 2012, 11:24 AM

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QUOTE(brotan @ Jun 4 2012, 10:35 AM)
actually if the spending is not big, it is better to consolidate all spending to a few cc. at least this way, you can qualify to BT since normally BT need a min amount
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I personal spend not much... tongue.gif


Added on June 4, 2012, 11:25 am
QUOTE(brotan @ Jun 4 2012, 10:35 AM)
actually if the spending is not big, it is better to consolidate all spending to a few cc. at least this way, you can qualify to BT since normally BT need a min amount
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I've checked with BIM, we can use 100% of the CL to do the BT prorgam.. drool.gif
what a good news.

This post has been edited by Alec.Yong: Jun 4 2012, 11:25 AM
Alec.Yong
post Jun 4 2012, 01:06 PM

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QUOTE(brotan @ Jun 4 2012, 11:40 AM)
New regulation?
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I don't think so. It depends on the bank BT's policy I think,
Some bank only allow 80% usage of the CL for the BT program.
Alec.Yong
post Aug 28 2013, 12:30 PM

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I sent out the BT application form via email to Bank Islam to apply for the 6 month 0% BT, on 19/08/13.

Today check from M2U, the amount of RM40,000 which I applied for the BT already appear in my MBB credit card account.
Alec.Yong
post Aug 28 2013, 05:07 PM

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QUOTE(peri peri @ Aug 28 2013, 02:06 PM)
wow, 40k, says BT limit is 50% of CL, then your cc CL is around rm80k.

how much income per month to eligible for rm80k CL?

mine the max still rm15k only. how come?
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No no no, the RM40K is my Bank Islam's CL.
I just fully ultilized it. I will BT more if my Bank Islam's CL is more than RM40k.
Alec.Yong
post Aug 28 2013, 05:09 PM

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QUOTE(brotan @ Aug 28 2013, 12:37 PM)
Wow 40k bt
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Last time i did BT more than this amount on my CIMB Bank credit card, as the card has much higher CL than my Bank Islam card.
Alec.Yong
post Aug 29 2013, 09:32 AM

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QUOTE(v2_vehooi @ Aug 29 2013, 09:19 AM)
Hi, May I know how is the service/performance of the bank islam's bt processing? Is it the staff there smooth the process? is it they accept using email to do the bt?
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They took about one week to process my BT application.
You can fax or email to them the BT application form. For me, i m using email method. They will reply you once they got your email.

This is the 2nd/3rd time I applied for the BT with Bank Islam. I can said their service is good.

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