mind to share how is the CL comparison between PBB and AEON?

mine one was like PBB 10k, and AEON 24k.

some are like housing loan, some like car loan but most like car loan

you would have to ask the bank directly

mine the opposite. PBMG Platinum 50k, Aeon Watami only 30k.

Original plan is to BT to Aeon to earn Aeon bonus point, but i cancelled it this time. Cant take the risk of late payment penalty.

After CNY, i plan to apply BT from my MBB Amex to Aeon.

I will use my MB2U credit card transaction screen shots to apply. If wait for the MB2Card Amex statement (21.2.14) that would be too late as payment is due on 10.3.14.

I summit the BT on 4.2.14, sure more than enough time to clear my MBB Amex debts well before due date 10.3.14, right?

he he we really wanna make full use of the cards.........learning from you guys every day.Didn't know about this BT lobang till MGM mentioned the other day.

usually within 2 weeks is ok. my maybank statement on 26th and usually apply before the next month. never once late than the payment date on 15th.

any bt promo good as of now which i can apply? any recommendations? thanks

surely check here before do the next BT.
IMO banks making a lot of money in CC for ordinary folks like us.

Now RHB Islamic Credit Card BT promo until 30 April 2014

0% Balance Transfer in front page still valid?

Has any body done balance transfer for balance transfer payment due??

I mean i have PBB statement recently with three 1st month instalments of BT to pay. Can i do balance transfer of this to Aeon Watami card?

Hello all, if i wanna do the BT from maybank to rhb, usually will take how long to process the application and make it take effect ?

The last time I got is within 2 weeks it took for process the application. Effective following statement.

The credit card retention unit from CIMB called me offer me balance transfer 0% for 6 months. And I just received their application form via email today
"BALANCE TRANSFER PLUS APPLICATION FORM (BY INVITATION ONLY)"
Offer is valid till 30 June 2014.

it is interesting how banks entice customers into thinking they got a good deal with phrases such as "by invitation only" most forms of lending are negotiable, even terms and conditions for balance transfers, special rates can be given to you by an extra letter than overwrites the original clause.

congratulation! make full use of it la...

at the same time, i pity whoever took this --> http://www.cimbbank.com.my/creditcard/inde...&pg=cc_va&ac=18

yes can

it is based on your due amount of the cc, doesn't matter the amount is becuz of BT or normal use

most yes.

at least PBB and AEON still valid

i didn't use the rest though

good so we can break our big sum to smaller amount. 32k outstanding from RHB moved to PBB, then only need to pay RM5+k over 6 months. Move the 5+k from PBB to Aoen every month, then becomes monthly RM800+ and the best part can get Aeon bonus points.

This BT game is getting more interesting having played it once, i wont stop... Thanks folks.

Warning-For those who wanna play this BT game, make sure you can pay the monthly statement amount in full on or before due dates.


This post has been edited by guy3288: Feb 15 2014, 11:32 PM

pls note that there is a general rule of thumb, u can't BT more than 80% of your available credit balance

what i normally do is b4 i do BT, i call the bank first to confirm the max i can BT

if you try to BT more than the amount you are allowed + they don't inform you your BT rejected (i kena b4), i end up paying for late charges because i thought it is settled but actually not

This post has been edited by brotan: Feb 16 2014, 10:14 AM

I have encounter this happened as well, luckily I have called to confirm my application before statement due date.

BT could not be done due to credit limit issued, so I need to settle few hundred only entitled for the amount that I request to BT.

too bad, now i only have AEON, so no game for me.
i cancelled my PBB CC end of last year, tried to re-apply earlier this mth and got rejected
probably still in the cool down period.