Welcome Guest ( Log In | Register )

Bump Topic Topic Closed RSS Feed
126 Pages « < 73 74 75 76 77 > » Bottom

Outline · [ Standard ] · Linear+

Credit Cards Balance Transfer (BT) Plans V2 - Banks Offer List

views
     
nawaler
post Jan 6 2014, 10:15 AM

Getting Started
**
Junior Member
66 posts

Joined: Jan 2013
QUOTE(romariotan82 @ Jan 5 2014, 06:35 PM)
Just want to ask, if i want to Public Bank Balance Transfer , can i email to them ?

If yes, what email address should i send to ?

Thanks
*
Can email to pbcs_online@publicbank.com.my
guy3288
post Jan 10 2014, 11:47 PM

Look at all my stars!!
*******
Senior Member
5,889 posts

Joined: Sep 2009


deleted..

This post has been edited by guy3288: Jan 13 2014, 12:39 AM
lamode
post Jan 16 2014, 11:15 PM

anything could happen!
*******
Senior Member
3,904 posts

Joined: Jul 2007
QUOTE(celaw @ Jan 6 2014, 10:06 AM)
I emailed to this address: cardcentre@cimb.com and ask them do me a favour forward to related department.
*
damn.. no more 6mths 0% for new customer cry.gif cry.gif cry.gif
lamode
post Jan 24 2014, 11:09 PM

anything could happen!
*******
Senior Member
3,904 posts

Joined: Jul 2007
for AEON BT, used to get call on the same day, now need to wait 2 business day sad.gif

E.G submit Monday morning, get call on Wed.

This post has been edited by lamode: Jan 24 2014, 11:10 PM
guy3288
post Jan 25 2014, 01:13 AM

Look at all my stars!!
*******
Senior Member
5,889 posts

Joined: Sep 2009


i plan to apply for BT from my outstanding in RHB cc to my Aeon Watami card. My RHB statement will be out on 26.1.2014 (payment due date =15.2.2014) and my Watami card statement is 10.2.2014

I wish to have the Aeon watami paying my RHB debts after 10.2.2014 but before the RHB cc due date on 15.2.14.

so if i summit my BT application form to Aeon after the CNY; ie on Wed 5.2.2014, do you think Aeon credit can pay in time my RHB debts before due date on 15.2.2014?

Thanks for your input.
ronnie
post Jan 25 2014, 01:24 AM

Not enough stars
*********
All Stars
21,313 posts

Joined: Jan 2003
From: Kuala Lumpur



QUOTE(guy3288 @ Jan 25 2014, 01:13 AM)
i plan to apply for BT from my outstanding in RHB cc to my Aeon Watami card. My RHB statement will be out on 26.1.2014 (payment due date =15.2.2014) and my Watami card statement is 10.2.2014

I wish to have the Aeon watami paying my RHB debts after 10.2.2014 but before the RHB cc due date on 15.2.14.

so if i summit my BT application form to Aeon after the CNY; ie on Wed 5.2.2014, do you think  Aeon credit can pay in time my RHB debts before due date on 15.2.2014?

Thanks for your input.
*
It's going to be very difficult to predict as AEON will pay RHB via cheque.
7 working days to complete it could be Mission Impossible for AEON
bearbear
post Jan 25 2014, 02:19 AM

You'll Never Walk Alone!~!~
********
All Stars
10,061 posts

Joined: Dec 2004
From: Sheffield


lol usually the BT is approved much earlier / sometimes within the same day, the one that takes time is issuing the cheque and actually banking it into your RHB.

Would say don't so kira la already 0%, later end up paying interest cry also no tears tongue.gif
guy3288
post Jan 25 2014, 09:32 AM

Look at all my stars!!
*******
Senior Member
5,889 posts

Joined: Sep 2009


Thanks for sharing your experience ronnie.

Ok ok cannot kira so much la, 7 working days not enough, 10 working days hopefully cukup. RHB statement hope to receive by 29 Jan 14.

So if i email my BT application form on Thur 30.1.2014, there would be 10 working days right?, in time to clear payment by 15.2.14?

cdspins
post Jan 27 2014, 12:23 PM

Look at all my stars!!
*******
Senior Member
2,714 posts

Joined: May 2008


Noob question here, regarding the interest rate. The interest stated in the BT, is it like hire purchase (total loan amount) or is it like house loan (reamaining loan amout).
lamode
post Jan 27 2014, 08:56 PM

anything could happen!
*******
Senior Member
3,904 posts

Joined: Jul 2007
QUOTE(cdspins @ Jan 27 2014, 12:23 PM)
Noob question here, regarding the interest rate. The interest stated in the BT, is it like hire purchase (total loan amount) or is it like house loan (reamaining loan amout).
*
normally is one shot or upfront, so more like hire purchase, but no rebate even if you repay early.

post us the form to be more precise.
guy3288
post Jan 28 2014, 06:36 PM

Look at all my stars!!
*******
Senior Member
5,889 posts

Joined: Sep 2009


QUOTE(lamode @ Nov 19 2013, 10:39 AM)
Account updated with payment, trascation date is 18/11/2013.  rclxms.gif
*
lamode, your BT is very fast .

How come in my case, i submitted today, Aeon people told me , no gaurnatee can pay my RHB by 15.2.2014.

Then they pointed out to me, the form stated they need 15 working days..

Anybody has transfer BT from RHB to Aoen card? want to knw how many days Aeon takes to pay RHB...
bxblade
post Jan 28 2014, 08:08 PM

Getting Started
**
Junior Member
140 posts

Joined: Jan 2008
anyone can access mybsn website? I tried to access their website to see their latest balance transfer promotion but it keep failed to load since last week. Anyone know what happened to BSN website? I'm not Malaysia right now, if not, i'll directly go to BSN branch.

Thanks for any help
cdspins
post Jan 28 2014, 09:51 PM

Look at all my stars!!
*******
Senior Member
2,714 posts

Joined: May 2008


hmm... thinking of applying for aeon credit card just for the 6 month zero BT...
guy3288
post Jan 29 2014, 12:03 AM

Look at all my stars!!
*******
Senior Member
5,889 posts

Joined: Sep 2009


is this a loop hole in BT limit?

Say your cc CR limit 50k, you want to do BT 41k, CS said no becos 80% of CL is only 40k.

Then u apply 1st BT 9k, bal CR limit 41k

Then again u apply 2nd BT 9k, bal CL = 32k.

Now u got remaining BT 23k to do, u call the PBB CS and asked, he said you are entitled to 80% of available CL ie 80% x 32k = 25.6k

I asked that PBB CS guy, he said yes, can do 3rd BT for RM25.6k!

Did he know what he was talking, i told him like that I can do BT many times and totalled up much more than the 1 shot limit of 80% of card CL..........., he said yes, he just calculated accordingly.



lamode
post Jan 29 2014, 12:06 AM

anything could happen!
*******
Senior Member
3,904 posts

Joined: Jul 2007
QUOTE(guy3288 @ Jan 29 2014, 12:03 AM)
is this a loop hole in BT limit?

Say your cc CR limit 50k, you want to do BT 41k, CS said no becos 80% of CL is only 40k.

Then u apply 1st BT 9k, bal CR limit 41k

Then again u apply 2nd BT 9k, bal CL = 32k.

Now u got remaining BT 23k to do, u call the PBB CS and asked, he  said you are entitled to 80% of available CL ie 80% x 32k = 25.6k

I asked that PBB CS guy, he said yes, can do 3rd BT for RM25.6k!

Did he know what he was talking, i told him like that I can do BT many times and totalled up much more than  the 1 shot limit of 80% of card CL..........., he said yes,  he just calculated  accordingly.
*
he is correct, i have done it with AEON and PBB.
guy3288
post Jan 29 2014, 01:01 PM

Look at all my stars!!
*******
Senior Member
5,889 posts

Joined: Sep 2009


QUOTE(lamode @ Jan 29 2014, 12:06 AM)
he is correct, i have done it with AEON and PBB.
*
thanks for your confirmation, i cancelled my Aeon BT application, and summitted 3 BT applications in 7 days to PBB, totalling RM41+k, next 6 months work to pay instalment only.........let go my opportunity to earn Aeon bonus points.

Aeon BT officer called today and asked me about my BT cancellation, told her my disappointment why Aeon needs Bank statement and worse why Aoen needs 15 working days?? PBB needs only 7 working days, ans no need to wait for bank statement to come.
bearbear
post Jan 29 2014, 03:46 PM

You'll Never Walk Alone!~!~
********
All Stars
10,061 posts

Joined: Dec 2004
From: Sheffield


nah they dont need 15 working days. i know they wrote so but from my dealing usually within 3 days it would be approved and appear in your account says 7 working days
tifosi
post Jan 29 2014, 04:41 PM

Friend is someone to share last Cookie with!
*******
Senior Member
5,156 posts

Joined: Jan 2003


QUOTE(bearbear @ Jan 29 2014, 03:46 PM)
nah they dont need 15 working days. i know they wrote so but from my dealing usually within 3 days it would be approved and appear in your account says 7 working days
*
I kena 12 days one time.

Posted this before a few months back.

QUOTE(tifosi @ Oct 30 2013, 09:49 AM)
My MBB and OCBC Balance Transfer to AEON timeline.

17 Oct - Submitted BT form to AEON in the afternoon via email. Then received verification call in the evening.
18 Oct - Received approval SMS. Transaction appeared in AEON online banking.
25 Oct - OCBC account updated with payment from AEON by cheque.
29 Oct - MBB account updated with payment from AEON by cheque.
*
This post has been edited by tifosi: Jan 29 2014, 04:47 PM
enkil
post Jan 29 2014, 05:38 PM

Regular
******
Senior Member
1,752 posts

Joined: Dec 2013


Cool.
namh
post Jan 29 2014, 09:26 PM

Just a passerby
******
Senior Member
1,422 posts

Joined: Jan 2003
From: 192.168.0.100



QUOTE(guy3288 @ Jan 29 2014, 01:01 PM)
thanks for your confirmation, i cancelled my Aeon BT application, and summitted 3 BT applications in 7 days to PBB, totalling RM41+k, next 6 months work to pay instalment only.........let go my opportunity to earn Aeon bonus points.

Aeon BT officer called today and asked me about my BT cancellation, told her my disappointment why Aeon needs Bank statement and worse why Aoen needs 15 working days?? PBB needs only 7 working days, ans no need to wait for bank statement to come.
*
QUOTE(bearbear @ Jan 29 2014, 03:46 PM)
nah they dont need 15 working days. i know they wrote so but from my dealing usually within 3 days it would be approved and appear in your account says 7 working days
*
QUOTE(tifosi @ Jan 29 2014, 04:41 PM)
I kena 12 days one time.

Posted this before a few months back.
*
my Maybank BT to AEON took 11 days while Citibank BT to AEON took 7 days

126 Pages « < 73 74 75 76 77 > » Top
Topic ClosedOptions
 

Change to:
| Lo-Fi Version
0.0325sec    0.67    6 queries    GZIP Disabled
Time is now: 12th December 2025 - 04:23 PM