is this a loop hole in BT limit?
Say your cc CR limit 50k, you want to do BT 41k, CS said no becos 80% of CL is only 40k.
Then u apply 1st BT 9k, bal CR limit 41k
Then again u apply 2nd BT 9k, bal CL = 32k.
Now u got remaining BT 23k to do, u call the PBB CS and asked, he said you are entitled to 80% of available CL ie 80% x 32k = 25.6k
I asked that PBB CS guy, he said yes, can do 3rd BT for RM25.6k!
Did he know what he was talking, i told him like that I can do BT many times and totalled up much more than the 1 shot limit of 80% of card CL..........., he said yes, he just calculated accordingly.
he is correct, i have done it with AEON and PBB.