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Credit Cards Credit Card v17, Ask general questions here, Please read the 1st post before posting!

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Human Nature
post May 8 2012, 10:55 AM

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I think those who always get SMS are those who have set their min threshold.
whyee
post May 8 2012, 11:26 AM

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QUOTE(Human Nature @ May 8 2012, 10:55 AM)
I think those who always get SMS are those who have set their min threshold.
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my card's chip a bit oxidised from less usage probably use once in two months. when card inserted, the card machine needs redialling at least more than 2 times. Since the implemented transactions alerts, every time use that card also got sms.
PradaLee
post May 8 2012, 12:27 PM

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If credit cards are lost/stolen, what do we do? I think first report police but what if we do not have credit card numbers? Similarly, if we call the banks to report loss of cards, can they proceed without card number? What else should one do?

Thanks
SUSfuzzy
post May 8 2012, 12:33 PM

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QUOTE(PradaLee @ May 8 2012, 12:27 PM)
If credit cards are lost/stolen, what do we do? I think first report police but what if we do not have credit card numbers? Similarly, if we call the banks to report loss of cards, can they proceed without card number? What else should one do?

Thanks
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Immediately call your Credit Card company. They do not need your credit card number if you have lost them given that you can proof you are the owner. From there you can get the number and proceed to make a police report.

You can also make a police report first only then proceed to call the bank, but I would suggest call the bank first so at least you can make sure the card can be stopped immediately, or if there was any subsequent usage of the card, you have a case to argue that it was swiped by the thief and not you.
cute_boboi
post May 8 2012, 12:35 PM

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QUOTE(whyee @ May 8 2012, 11:26 AM)
my card's chip a bit oxidised from less usage probably use once in two months. when card inserted, the card machine needs redialling at least more than 2 times. Since the implemented transactions alerts, every time use that card also got sms.
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Use eraser to lightly rub it. You may need to press harder, up to certain pressure, yet not to spoil the chip.

Otherwise, just call/log a case with CC CS and tell them, chip cannot read, how to use ?

QUOTE(PradaLee @ May 8 2012, 12:27 PM)
If credit cards are lost/stolen, what do we do? I think first report police but what if we do not have credit card numbers? Similarly, if we call the banks to report loss of cards, can they proceed without card number? What else should one do?

Thanks
*
Call bank first, IMMEDIATELY. Give MyKad number is sufficient to block the cards.
Write down the date & time you call, the person name you talk to, ask them to tell you back the card number (for police report), etc.

Proceed to police station immediately after that.

ronnie
post May 8 2012, 12:50 PM

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QUOTE(WaCKy-Angel @ May 8 2012, 10:05 AM)
I never receive neither... And not all transaction also got SMS either..
Last sunday went to Maxis to pay bill with Amex on the spot receive sms...Then went to dinner but no sms for that.
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Did you send in a request to set the Transaction Alert Limit via email for Maybankard 2 AMEX ?
I receive SMS later (after turn on my phone). So far no missing SMS Transaction alert.

This post has been edited by ronnie: May 8 2012, 12:52 PM
vicgray
post May 8 2012, 01:22 PM

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Is that possible as stated in the title? Because I have some cashback credits left in the card. Thanks.
WaCKy-Angel
post May 8 2012, 01:34 PM

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QUOTE(ronnie @ May 8 2012, 12:50 PM)
Did you send in a request to set the Transaction Alert Limit via email for Maybankard 2 AMEX ?
I receive SMS later (after turn on my phone). So far no missing SMS Transaction alert.
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Where to set? I thought that is only for ATM/Online withdrawal limit?
unknowmaster
post May 8 2012, 02:01 PM

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Yes, provided if the merchant allow it.
I bought a speaker 1k and the merchant allow me to swipe 500 for master 500 for visa.
beyond86
post May 8 2012, 02:10 PM

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QUOTE(unknowmaster @ May 8 2012, 03:01 PM)
Yes, provided if the merchant allow it.
I bought a speaker 1k and the merchant allow me to swipe 500 for master 500 for visa.
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Me too, buy something RM1200, separate into 2 credit cards
SUSfuzzy
post May 8 2012, 02:59 PM

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QUOTE(WaCKy-Angel @ May 8 2012, 01:34 PM)
Where to set? I thought that is only for ATM/Online withdrawal limit?
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E-mail the customer service smile.gif
ZiNKaK
post May 8 2012, 03:21 PM

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It can be done.. mostly done by person who has tight CL left on both cards.. tongue.gif
NaMyzarC
post May 8 2012, 03:22 PM

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no problem, just inform the seller
ZiNKaK
post May 8 2012, 05:04 PM

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Just wanna know.. I have M2Cards.. But I don't have any Maybank Acc.. Can I still use M2U? I tried but they need pin.. And I don't recall seeing any pin send together with my cards.. Please advice..
Human Nature
post May 8 2012, 06:08 PM

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QUOTE(ZiNKaK @ May 8 2012, 05:04 PM)
Just wanna know.. I have M2Cards.. But I don't have any Maybank Acc.. Can I still use M2U? I tried but they need pin.. And I don't recall seeing any pin send together with my cards.. Please advice..
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yes, you can. the pin need to be retrived from ATM. just go to any maybank branch and ask them to do the linking for you.
ZiNKaK
post May 8 2012, 06:32 PM

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QUOTE(Human Nature @ May 8 2012, 06:08 PM)
yes, you can. the pin need to be retrived from ATM. just go to any maybank branch and ask them to do the linking for you.
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Meaning I just cucuk my amex into the atm then they can prop me creating a pin (no need to key in any pin bfore hand?) ? or... Sorry coz I'm new to M2U...
Human Nature
post May 8 2012, 06:35 PM

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QUOTE(ZiNKaK @ May 8 2012, 06:32 PM)
Meaning I just cucuk my amex into the atm then they can prop me creating a pin (no need to key in any pin bfore hand?) ? or... Sorry coz I'm new to M2U...
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i forget the exact procedure. go and speak to the bank officer there, they will guide you.
beyond86
post May 8 2012, 08:17 PM

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QUOTE(ZiNKaK @ May 8 2012, 06:04 PM)
Just wanna know.. I have M2Cards.. But I don't have any Maybank Acc.. Can I still use M2U? I tried but they need pin.. And I don't recall seeing any pin send together with my cards.. Please advice..
*
just go to nearest bank & inform that you need to have M2U, ask them to do for you. Not an issue although do not have CASA.
ronnie
post May 8 2012, 11:43 PM

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QUOTE(WaCKy-Angel @ May 8 2012, 01:34 PM)
Where to set? I thought that is only for ATM/Online withdrawal limit?
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Go read the whole thread for details... or search for ronnie's posting
Definite Collection
post May 9 2012, 11:08 PM

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hi all.. im having problem with HLB CC currently.. it's giving me so much trouble for 2 weeks.. i wanted to buy online using the CC, but it keep prompt the error that my cc is not registered with verified by visa.. I've keep calling the cc helpdesk, they keep telling me that my phone number already registered.. when i call the last few times, they say, "miss this one time password (OTP) doesnt need much registration" this really annoyed me.. if no need registration, then why i cant use it?
anyone faced the same issue before? really appreciate your help...

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