RM0.00 Prudential: xxxxxxxx Click https://pruaccessplus.prudential.com.my/ss/y/xxxxxxxzzz to extend your medical plan expiry date up to age 100!

Recently got an SMS to offer coverage untill age 100. With no premium adjusted. Too good? Can't think of any reason to opt out.
Any idea?

read post 1177 & 1178....looks like they are applicable to your query...

T&C available within the link.

Basically if in the future too much COVID claim, Prudential will need to re-adjust the premium accordingly.

That's all.

Do you recommend opting in?

Is there any way to check what is the age coverage for our current policy, apart from contacting agent? Thank you

I asked because my ILPS statement already stated this but still received the SMS offer: Policy Expiry Age: Until 100 age next birthday


This post has been edited by Human Nature: Feb 28 2022, 10:34 PM

Sounds good if you need that COVID 19 coverage. Just remember that you may need to share the cost with the others as well if there is a high claim ratio.

You may log into your prudential account to check. Another option is call the customer service and they'll check for you.

Hi, i need some advise on my insurance plan. Bought many years ago.

Life 80k
Ci 80k
Accident benefits
Pa 100k
R&b 200
Medical 280k

Thinking of upping my medical card but worried of the premium cost later on in old age. Currently 43

Ya i received the same sms too....not sure is legit or not still haven't click on it. Looks too simple via sms...lol
Any idea to extend and any hidden clause?

Click the link in the SMS to read the T&C

Hi, guys. I am 28 yo this year. Has asthma since childchood. Salary rm 4000 per month. Is it enough getting this insurance plan? Thank you for any advice

Basic 20k, Critical Illness 100k, Major Accident 100k, minor accident 5k, weekly indemity 700/week, payor basic, Medical Card 1.38M per annum

Paying rm 390 monthly

What are your priorities?

For now is my parents and sibling. I am single and nonsmoker. Should i add on critical illness as well?
Thanks

*Should i add on anything?

hard for me to say, but I do feel that your policy can be further optimized.

To members who received notification to choose a new fund as PEF will no longer be accepting new or fresh investment

- which fund did you choose
- which fund will be prio in insurance charges deduction in the future (PEF or the selected new fund)

If one sign up for a new life insurance policy, how long it takes for the policy to take effect?

Depends, can be instant.

Hi, would like to ask about GL issuance in two hospitals.

I went to hospital A for consultation and paid the consultation fee myself while waiting for the GL to issue. Then the surgery is arranged next week.

Due to some reasons, I decided to switch to hospital B for surgery, could I still get GL for hospital B? I have not made any claim yet under hospital A but they said they have got the GL and they can perform the surgery already. Up till today all the fees I have paid myself.

This post has been edited by Ditto(._.): May 9 2022, 09:58 PM

Hi, do you know if the consultation fee can be claimed as well?

My perspection is I can only claim consultation fee only if we are hospitalised? Then after we are hospitalised then we can back claim the initial consultation fee?

You may need to get the insurance company to re-issue the GL with Hospital B.