QUOTE(hushymushy @ May 7 2016, 02:48 PM)
Yes new car
Do you have Banker name card or contact number? Thank youLatest Car Loan Rate 2012-2021| 2021
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 May 7 2016, 08:38 PM
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62 posts Joined: Jul 2007  
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May 7 2016, 08:51 PM
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Senior Member
1,708 posts Joined: Apr 2005 
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eerrr no ler....this one from the car salesman direct....their panel banks...
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May 7 2016, 11:22 PM
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Senior Member
3,024 posts Joined: Jan 2003
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What is the reasonable interest rate if apply 70K for 6 years?
Salesman submitted to PBB and MBB said around 2.8 plus to 3.1 plus. |
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May 10 2016, 01:37 PM
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Junior Member
85 posts Joined: Sep 2009
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Yup..same interest to know..
what is the reasonable interest rate if apply for 60k loan for 5 years? |
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May 12 2016, 04:31 PM
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Senior Member
1,263 posts Joined: Nov 2009 From: Johor Bahru 
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RM115K loan at 2.8% interest rate for 7 years with Maybank
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May 13 2016, 11:17 AM
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Junior Member
8 posts Joined: May 2009 From: Kuala Lumpur, Tropicana
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Any bankers here? I'm looking for 115k for 9 years loan. Best so far is Kuwait Finance @ 2.74%. Possible to get lower?
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May 18 2016, 12:12 PM
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Senior Member
5,144 posts Joined: Oct 2009
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Does booking receipt require for applying car loan ?
I went to HLB try to get pre-approval loan but they need booking receipt in order to proceed, does this apply to every bank ? |
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May 19 2016, 02:11 PM
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Junior Member
56 posts Joined: Nov 2006
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QUOTE(isr25 @ May 12 2016, 04:31 PM) RM115K loan at 2.8% interest rate for 7 years with Maybank My wife got 80K for 5 years at 2.72% from HLB. Good rate ? |
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May 20 2016, 03:10 PM
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Newbie
0 posts Joined: Oct 2009
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Offered 100k for 9 years with 3.03% interest from Pbe. 🤔
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May 20 2016, 03:12 PM
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All Stars
10,188 posts Joined: Apr 2012
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wa 2016 rates definitely on the high side... no joking xia.... when only it will drop back haiz....
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May 23 2016, 03:23 PM
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Junior Member
68 posts Joined: Sep 2014 From: Padang Jarak Padang Terkukur
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how about public bank for used car?
they offer me 49k for 7 years with 4% interest rate. is it to high or normal for used car? |
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May 23 2016, 06:06 PM
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Junior Member
135 posts Joined: Nov 2010
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QUOTE(xandercooper @ May 23 2016, 03:23 PM) how about public bank for used car? Used car rate is around 4%. Quite standard.they offer me 49k for 7 years with 4% interest rate. is it to high or normal for used car? |
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May 24 2016, 06:09 PM
Show posts by this member only | IPv6 | Post
#1473
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Junior Member
34 posts Joined: Feb 2014 From: Kuala Lumpur
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Chaps, sharing my today experiences and rates from car loan. I am getting 30k loan for 3 years and applied Public Bank, CIMB and Ambank via the car dealer. The car is a 2015 Proton Suprima S. I am topping up 26K.
Ambank does not do secondhand car loan and focuses on new car I have been told. Publicbank 4.35%. CIMB 4.55% Looks like the interest rate is confirmed high up already. Also, another note from Public Bank is to have at least RM6k in my latest bank statement before approving my loan. I sent them my latest Maybank statement, which was dated back to March with less then RM6k in savings (next statement is in June), as I have all my $$ in fixed term deposit, it doesn't show up in my statement. So my dealer requested me to deposit RM6k and print out the mini statement before the bank will approve my loan. The salesman advised me loan term of 3 years, 7 to 9 years usually higher interest rate, where in between 3-5 years are lower. I aimed to finish off the loan in less time so I have chosen to pay a little extra every month (~RM10 per month extra assuming 5 years interest is 4%), but I think I still end up paying less interest then going for 5 years loan (~RM2400 less interest). This post has been edited by allophylus: May 25 2016, 10:23 PM |
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May 26 2016, 08:40 AM
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Junior Member
85 posts Joined: Sep 2009
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QUOTE(waja7968 @ May 19 2016, 02:11 PM) My wife got 80K for 5 years at 2.72% from HLB. Good rate ? i think this is a good rate.i ask HLB before, they told me 60k, 5years is about 2.8%. waiting for their confirmation. |
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May 26 2016, 08:44 AM
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All Stars
21,256 posts Joined: Jan 2003 From: Pekopon
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QUOTE(hushymushy @ May 6 2016, 11:41 PM) just got my loan approved yesterday wow what brand car?7 yrs loan @ 2.73% for 150k CIMB Bank |
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May 26 2016, 08:49 AM
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Senior Member
1,708 posts Joined: Apr 2005
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QUOTE(shinchan^^ @ May 26 2016, 08:44 AM) wow what brand car? Toyota |
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May 26 2016, 09:09 AM
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Trade Dispute
2,644 posts Joined: Sep 2013 
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QUOTE(ILV @ May 26 2016, 08:40 AM) i think this is a good rate. a lil bit high depend on profile evaluation i ask HLB before, they told me 60k, 5years is about 2.8%. waiting for their confirmation. 5 yrs shud be around 2.5-2.6%. try affin bank |
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May 26 2016, 09:16 AM
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Junior Member
198 posts Joined: Jul 2008
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Downpayment of 60K for vios trd. Get 3.05% interest rate for 5 years with PBB. |
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May 26 2016, 12:31 PM
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Junior Member
190 posts Joined: Mar 2008
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QUOTE(allophylus @ May 24 2016, 06:09 PM) Chaps, sharing my today experiences and rates from car loan. I am getting 30k loan for 3 years and applied Public Bank, CIMB and Ambank via the car dealer. The car is a 2015 Proton Suprima S. I am topping up 26K. strange. i got Ambank @ 3.29% for 60k 5years. used 2015 car as wellAmbank does not do secondhand car loan and focuses on new car I have been told. Publicbank 4.35%. CIMB 4.55% Looks like the interest rate is confirmed high up already. Also, another note from Public Bank is to have at least RM6k in my latest bank statement before approving my loan. I sent them my latest Maybank statement, which was dated back to March with less then RM6k in savings (next statement is in June), as I have all my $$ in fixed term deposit, it doesn't show up in my statement. So my dealer requested me to deposit RM6k and print out the mini statement before the bank will approve my loan. The salesman advised me loan term of 3 years, 7 to 9 years usually higher interest rate, where in between 3-5 years are lower. I aimed to finish off the loan in less time so I have chosen to pay a little extra every month (~RM10 per month extra assuming 5 years interest is 4%), but I think I still end up paying less interest then going for 5 years loan (~RM2400 less interest). This post has been edited by vtec-ing: May 26 2016, 12:32 PM |
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May 27 2016, 09:53 AM
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Junior Member
34 posts Joined: Feb 2014 From: Kuala Lumpur
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Might be the salesman telling BS.
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