88,000@2.6 public bank for 9 years (Renault Fluence)
Latest Car Loan Rate 2012-2021| 2021
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 Nov 24 2015, 12:42 PM
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All Stars
10,188 posts Joined: Apr 2012 
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Apr 9 2016, 12:44 PM
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#2
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All Stars
10,188 posts Joined: Apr 2012
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QUOTE(y4ng @ Apr 8 2016, 10:02 AM) hmmm...test market lower loan amount will get higher interest rate... of course... depends on your credit rating and the bank's base rate as well....myvi 1.5 SE auto RM30k loan - 3.4% 4years MBB (different agent) - 3.35% 5years HLB - 3.33% 5years AMB - 3.43% 5years Affin - 3.65% 5years MBB (wtf so diff wan) how come I get so high rates?  |
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May 20 2016, 03:12 PM
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#3
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All Stars
10,188 posts Joined: Apr 2012
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wa 2016 rates definitely on the high side... no joking xia.... when only it will drop back haiz....
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Oct 8 2016, 12:55 PM
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#4
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All Stars
10,188 posts Joined: Apr 2012
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QUOTE(wokies @ Sep 24 2016, 12:28 PM) im curious on how people can get 2.XX rates for loan?..does different branch offer different rates even they from similar bank?..if so..how to get?..can i just direct call the bank branch asking for best % of interest? or need to walk in?.... depends on your car.... national car 3.xx above... non national 2.xx still possible.... used cars 3.xx and above as well... might touch 4.xx..... |
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Oct 8 2016, 12:57 PM
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#5
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All Stars
10,188 posts Joined: Apr 2012
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QUOTE(Eternalgl0ry @ Sep 22 2016, 01:29 PM) Anyone know what is the best range of rate ? i think u get the best deal for now.... 2.4-2.5 i think if u really saw gt this rate... its not in this period of time anymore i guess... quite rare nowadays to get this rate...How did people get as low as 2.4-2.5 ?? I only get 2.59 for 5 years loan |
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Oct 8 2016, 12:59 PM
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#6
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10,188 posts Joined: Apr 2012
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QUOTE(monoikhwan @ Oct 8 2016, 12:57 PM) u sure? i read somewhere in proton thread, they can get 2.xx is it...? the last few times i bought national cars... be it P1 or p2 the rates always higher even for the same bank... whereas my non national car get 2.5% like that only... |
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Aug 19 2019, 07:33 PM
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#7
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10,188 posts Joined: Apr 2012
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QUOTE(myteam94 @ Aug 19 2019, 01:20 PM) Hi guys local car 2.29%? wowI'm currently applying car loan for Myvi 1.5AV est about RM55800 for 9yrs loan (might be reduce 7yrs). They suggest 9yrs first. PBB offered 2.29% p.a may I know what other bank that offer low interest rate (similar to PBB) plus higher approval rate? I tried not use guarantor. |
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