Do u guys walk in to the bank & ask for the rates?
Latest Car Loan Rate 2012-2021| 2021
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 Jun 1 2016, 10:01 PM
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Junior Member
109 posts Joined: Dec 2010  
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Jun 14 2016, 03:56 AM
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Junior Member
80 posts Joined: Dec 2009
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i got my loan,
honda city rm82800 loan 2.9% interest (public bank islamic) 9 years |
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Jun 14 2016, 03:59 AM
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Junior Member
218 posts Joined: Jan 2008 From: Abu Dhabi, UAE 
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Got the following rate
Car : 2013 Toyota Wish 1.8s (recond) Bank value : RM125k Loan amount : RM115k Duration : 9 years Rate : 2.85% Bank : BSN |
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Jun 14 2016, 04:16 PM
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Senior Member
1,263 posts Joined: Nov 2009 From: Johor Bahru
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Honda Civic 1.5T-P
Maybank 105k loan 7 years at 2.72% Kuwait Finance House 105k loan 7 years at 2.67% Affin Bank 105k loan 7 years at 2.63% Hmmm... Guess going with Affin Bank this time round This post has been edited by isr25: Jun 16 2016, 11:16 AM |
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Jun 14 2016, 04:17 PM
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All Stars
13,784 posts Joined: Jan 2006 From: stress & confuse world 
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PBB- 2.71% for 4/5 years
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Jun 15 2016, 08:08 PM
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Newbie
1 posts Joined: Feb 2014
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Loan just approved :
Grand livina 2010 - Pbb - loan amount : 34k - rate : 4.3% - 7yrs Is that normal for used car with 4.3% rate? |
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Jun 17 2016, 07:44 PM
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Junior Member
287 posts Joined: Dec 2015
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47-50k loan , 2nd hand yr 2013, kimchi, 7 yrs repayment, can get anything 3.5-3.9%? or which bank offer good deal for 2nd hand vehicle?
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Jun 21 2016, 12:33 AM
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Senior Member
774 posts Joined: Jan 2003 From: Prontera's Inn
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QUOTE(vtec-ing @ May 26 2016, 12:31 PM) strange. i got Ambank @ 3.29% for 60k 5years. used 2015 car as well can u share the bank officer number through PM?   |
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Jun 21 2016, 11:55 AM
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Junior Member
190 posts Joined: Mar 2008
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QUOTE(archonixm @ Jun 21 2016, 12:33 AM) can u share the bank officer number through PM? sorry it was through used car dealer. The AM bank branch is Jln Klang lama |
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Jun 28 2016, 08:32 AM
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Junior Member
21 posts Joined: Jun 2016
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Maybank 2.79% for 7 years.
Loan amount: 60k Toyota Vios G This post has been edited by khloh1166: Jun 28 2016, 08:33 AM |
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Jun 28 2016, 09:26 AM
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Senior Member
2,215 posts Joined: Oct 2010
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Exactly one year ago....
Honda 120K 7 years 2.54% PBB |
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Jun 29 2016, 04:01 PM
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Junior Member
68 posts Joined: Sep 2014 From: Padang Jarak Padang Terkukur
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QUOTE(AdrianLew @ Jun 15 2016, 08:08 PM) Loan just approved : mine is pbb with 4.05% for 7 years (49k loan)Grand livina 2010 - Pbb - loan amount : 34k - rate : 4.3% - 7yrs Is that normal for used car with 4.3% rate? i guess its normal for used car |
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Jun 29 2016, 10:43 PM
Show posts by this member only | IPv6 | Post
#1493
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Junior Member
63 posts Joined: Nov 2008
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Hey guys, I tried to apply loan for new car but bank reject cause I took salary by cash
 is there any bank that will accept this kind of case? |
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Jun 29 2016, 11:37 PM
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Junior Member
506 posts Joined: Jan 2005 From: Puchong
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QUOTE(KokKuan @ Jun 29 2016, 10:43 PM) Hey guys, I tried to apply loan for new car but bank reject cause I took salary by cash got epf? maybe can show your epf statement. is there any bank that will accept this kind of case? |
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Jun 30 2016, 12:58 AM
Show posts by this member only | IPv6 | Post
#1495
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Junior Member
63 posts Joined: Nov 2008
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QUOTE(randoll @ Jun 29 2016, 11:37 PM) got epf? maybe can show your epf statement. They did ask for it, before I can even submit to them they already tell me that either I have to raise my downpayment to 30% or refer a guarantor, which I do not wish for those pathThis post has been edited by KokKuan: Jun 30 2016, 01:11 AM |
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Jun 30 2016, 12:59 AM
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Senior Member
1,202 posts Joined: Dec 2010 From: HELL
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2nd hand car normally what % rate?
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Jun 30 2016, 12:03 PM
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Newbie
0 posts Joined: Oct 2009
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I'm also got this problem (salary by cash) when I apply the loan.
For my case, I just submit EPF statement , income tax form and raise to 20% dp. Then the loan approved dy.😀 |
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Jun 30 2016, 01:10 PM
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Junior Member
135 posts Joined: Nov 2010
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QUOTE(myroy @ Jun 30 2016, 12:59 AM) 2nd hand car normally what % rate? Normally around 3.9 to 4.2% |
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Jun 30 2016, 01:10 PM
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Junior Member
135 posts Joined: Nov 2010
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double post
This post has been edited by Buydirect: Jul 1 2016, 04:18 PM |
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Jul 1 2016, 01:16 AM
Show posts by this member only | IPv6 | Post
#1500
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Junior Member
63 posts Joined: Nov 2008
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QUOTE(keito91 @ Jun 30 2016, 12:03 PM) I'm also got this problem (salary by cash) when I apply the loan. I think mine a little complicated cause it's my first year of working, so no income tax and only 3 months working For my case, I just submit EPF statement , income tax form and raise to 20% dp. Then the loan approved dy.😀 I think raising dp is inevitable for people like us haha |
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