Chaps, sharing my today experiences and rates from car loan.  I am getting 30k loan for 3 years and applied Public Bank, CIMB and Ambank via the car dealer.  The car is a 2015 Proton Suprima S.  I am topping up 26K.

Ambank does not do secondhand car loan and focuses on new car I have been told.

Publicbank 4.35%.

CIMB 4.55%

Looks like the interest rate is confirmed high up already. 

Also, another note from Public Bank is to have at least RM6k in my latest bank statement before approving my loan.  I sent them my latest Maybank statement, which was dated back to March with less then RM6k in savings (next statement is in June), as I have all my $$ in fixed term deposit, it doesn't show up in my statement.  So my dealer requested me to deposit RM6k and print out the mini statement before the bank will approve my loan.   

The salesman advised me loan term of 3 years, 7 to 9 years usually higher interest rate, where in between 3-5 years are lower.

I aimed to finish off the loan in less time so I have chosen to pay a little extra every month (~RM10 per month extra assuming 5 years interest is 4%), but I think I still end up paying less interest then going for 5 years loan (~RM2400 less interest).

can u share the bank officer number through PM?