Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Latest Car Loan Rate 2012-2021| 2021

views
     
isr25
post May 12 2016, 04:31 PM

Regular
******
Senior Member
1,263 posts

Joined: Nov 2009
From: Johor Bahru



RM115K loan at 2.8% interest rate for 7 years with Maybank
isr25
post Jun 14 2016, 04:16 PM

Regular
******
Senior Member
1,263 posts

Joined: Nov 2009
From: Johor Bahru



Honda Civic 1.5T-P

Maybank 105k loan 7 years at 2.72%
Kuwait Finance House 105k loan 7 years at 2.67%
Affin Bank 105k loan 7 years at 2.63%

Hmmm... Guess going with Affin Bank this time round

This post has been edited by isr25: Jun 16 2016, 11:16 AM
isr25
post Feb 5 2017, 08:12 AM

Regular
******
Senior Member
1,263 posts

Joined: Nov 2009
From: Johor Bahru



QUOTE(Human Nature @ Feb 4 2017, 08:05 PM)
Sifu, is having a high credit card limit going to affect our car loan application success rate?
*
High credit limit won't affect, but not paying your credit card bills will definitely affect it.
isr25
post Jul 10 2017, 02:56 PM

Regular
******
Senior Member
1,263 posts

Joined: Nov 2009
From: Johor Bahru



QUOTE(zeneyam @ Jun 30 2017, 09:44 PM)
Hi all , just a noob question.
What if I hutang bank RM 50 k for car . I sold for RM 45 k .
The balance outstanding RM 5 k can any banks do installment to pay the remaining bk to the bank ?
*
Personal loan.
isr25
post Aug 3 2021, 10:20 AM

Regular
******
Senior Member
1,263 posts

Joined: Nov 2009
From: Johor Bahru



Loan 67K for New Toyota
Interest Rate 2.21% for 7 years
isr25
post Jan 17 2022, 01:46 PM

Regular
******
Senior Member
1,263 posts

Joined: Nov 2009
From: Johor Bahru



Affin RM105k @ 2.11 for 7 years
isr25
post Apr 7 2022, 07:49 AM

Regular
******
Senior Member
1,263 posts

Joined: Nov 2009
From: Johor Bahru



QUOTE(odin140 @ Apr 7 2022, 02:34 AM)
New Foreign Car. <100k

Maybank MBB - 2.39%

Public Bank PBB - 2.23%
*
Need to tell how much loan amount, loan period & interest rate offered.

Generally:

Incur Higher Interest Rate When:
Incur Lower Interest Rate When:
Shorter Loan Period
Longer Loan Period
Smaller Loan Amount
Higher Loan Amount
Used Car
New Car

If you tell only one part of the story, it doesn't contribute anything to the thread coz it doesn't mean anything.

This post has been edited by isr25: Apr 7 2022, 07:49 AM
isr25
post Jun 14 2022, 06:40 PM

Regular
******
Senior Member
1,263 posts

Joined: Nov 2009
From: Johor Bahru



QUOTE(Roddgeee @ Jun 3 2022, 06:20 PM)
Hi. Am a newbie.

Booked and loan approved for V Sensing.

Car price is rm90212.36 on city website.
Down payment planning 15k, sales rebate 3k from SA
Affin bank loan approved, 75k
But Affin bank is saying the car price is rm94121.
Can explain why Affin says it’s 94121 but not 90212? And where the discount come?
*
90212 is just the car price. You forgot insurance, roadtax, registration, endorsement, number plate etc etc.
isr25
post Jul 17 2022, 09:33 AM

Regular
******
Senior Member
1,263 posts

Joined: Nov 2009
From: Johor Bahru



Car: 2022 Honda HRV V
Loan amount: RM90k
Tenure: 7 years
Bank: Affin
Interest Rate: 2.26%
isr25
post Jul 28 2022, 07:33 AM

Regular
******
Senior Member
1,263 posts

Joined: Nov 2009
From: Johor Bahru



Interest rate changed while waiting for Car allocation bye.gif cry.gif doh.gif
Car: 2022 Honda HRV V
Loan amount: RM95k
Tenure: 7 years
Bank: Affin
Interest Rate: 2.53%
isr25
post Sep 8 2022, 05:45 PM

Regular
******
Senior Member
1,263 posts

Joined: Nov 2009
From: Johor Bahru



So with OPR increased, surely car loan rates will go up
isr25
post Nov 30 2022, 09:40 AM

Regular
******
Senior Member
1,263 posts

Joined: Nov 2009
From: Johor Bahru



QUOTE(andrewmky @ Nov 29 2022, 10:54 PM)
How easy is it to get a car loan these days, considering that I've never had any loan before (26M) other than credit card (paid in full every month)?
*
If you already have credit history (already have credit card) then it should be quite straightforward, especially since you have no debt. Just make sure your monthly loan commitment is below 40% of your income.
isr25
post Oct 16 2025, 03:06 PM

Regular
******
Senior Member
1,263 posts

Joined: Nov 2009
From: Johor Bahru



BYD Sealion Performance
145k loan, 7 years. Offered 2.19% by Affin

 

Change to:
| Lo-Fi Version
0.0595sec    0.84    7 queries    GZIP Disabled
Time is now: 2nd December 2025 - 06:42 PM