Not sure I shd discuss this here or in Investment thread.

For those of you earning in SGD, can share what is your investment portfolio likes to grow your savings "safely"?
Any advise on "safe" investment, like FDs, bonds, unit trust, blue chips equity, etc etc?

Lets not talk about transfering to Msia for investment, as I beliv we've discuss that before, and it boils down to how certain you are on the excahnge rate movement and where u gonna use ur money eventually.  I'm discussing about invest / building    the money in SGD for future SGD use.

What I know is, blue chip stocks are pretty okay, provided you choose the safe ones and go in at the reasonable price.  i guess 4% dividend yield is pretty decent in SG. But lets not put all eggs in one basket, cos it would look more coloful with diff types basket? no?

Im not sure about FD rates, but i heard it's less than 1%, probably 0.5%? Anyone knows?

Hows the unit trust market here or the bond market?  

Lets not discuss about property as well, as that's a big item, unless ur talking about REITs. Any recomendation?

If you guys feel this discussion is too wide to be put here, I can creat a new thread for Working in SIngapore: Investments Options, under the Investment thread.

for those with POSB/DBS, what if you savings is under S$1000?

They will charge it S$2 daily basis? Does that mean they will charge S$60 per month if your account is below S$1000?

Not sure I shd discuss this here or in Investment thread.

For those of you earning in SGD, can share what is your investment portfolio likes to grow your savings "safely"?
Any advise on "safe" investment, like FDs, bonds, unit trust, blue chips equity, etc etc?

Lets not talk about transfering to Msia for investment, as I beliv we've discuss that before, and it boils down to how certain you are on the excahnge rate movement and where u gonna use ur money eventually.  I'm discussing about invest / building    the money in SGD for future SGD use.

What I know is, blue chip stocks are pretty okay, provided you choose the safe ones and go in at the reasonable price.  i guess 4% dividend yield is pretty decent in SG. But lets not put all eggs in one basket, cos it would look more coloful with diff types basket? no?

Im not sure about FD rates, but i heard it's less than 1%, probably 0.5%? Anyone knows?

Hows the unit trust market here or the bond market?  

Lets not discuss about property as well, as that's a big item, unless ur talking about REITs. Any recomendation?

If you guys feel this discussion is too wide to be put here, I can creat a new thread for Working in SIngapore: Investments Options, under the Investment thread.

Hi, quick question i'm dropping in here on my gfs behalf. She's working right now in HR in KL getting around RM2.4k/month as a HR exec for around 1.5 years. Recently she went for an interview with a company in SG for a similar position & they are offering SG$1.9k salary. Is this the average range of salary for her position in SG? Would you guys think its a worthwhile move for her?

his room is more expensive than the whole unit i rent + utilities.   
must be some room a king lives in.

He has family of 2 children la..he rented executive condo..
In here he has big landed house already..can suka suka have maids..

8k in malaysia, has a wife not working, left 7k. in sg, 8k left 3.5k, not much different. And school fees u have to decide too

Hi, quick question i'm dropping in here on my gfs behalf. She's working right now in HR in KL getting around RM2.4k/month as a HR exec for around 1.5 years. Recently she went for an interview with a company in SG for a similar position & they are offering SG$1.9k salary. Is this the average range of salary for her position in SG? Would you guys think its a worthwhile move for her?

Spend only 1K in Malaysia but lives like a KING? Suka suka maids already 1K, no?

Even assuming the expenses are correct, he actually has more than 3.5K left in SG because he has this big landed house in MY which he can rent out and offset against his rental in SG.

Also, if include taxation - the impact in MY will be much greater than SG.

Guys, i got one question to ask.

There are 2 type of form when applying PR right?

One is through working permit.

The other one is through wife sponsor (my wife is PR).

Bout the second choice, i heard that if ur wife sponsor u as a PR, u need to go for national service? If tat is the case, why not i go for option 1?

Spend only 1K in Malaysia but lives like a KING? Suka suka maids already 1K, no?

Even assuming the expenses are correct, he actually has more than 3.5K left in SG because he has this big landed house in MY which he can rent out and offset against his rental in SG.

Also, if include taxation - the impact in MY will be much greater than SG.

Spend only 1K in Malaysia but lives like a KING? Suka suka maids already 1K, no?

Even assuming the expenses are correct, he actually has more than 3.5K left in SG because he has this big landed house in MY which he can rent out and offset against his rental in SG.

Also, if include taxation - the impact in MY will be much greater than SG.

Indon maid is only RM300 ma??

Salary alone is more than that. Plus all the agents fees, govt fees, insurance, checkup, install surveillance camera, buy safe to keep valuables etc... much more. Then the maid also need to makan, minum, mandi, main, tidur, tidur+main... all who pay?

Getting a maid just cost my brother RM130,000++. Had to buy a MPV because the sedan cannot fit 5 family member + 1 (sizable) maid.

Salary alone is more than that. Plus all the agents fees, govt fees, insurance, checkup, install surveillance camera, buy safe to keep valuables etc... much more. Then the maid also need to makan, minum, mandi, main, tidur, tidur+main... all who pay?

Getting a maid just cost my brother RM130,000++. Had to buy a MPV because the sedan cannot fit 5 family members + 1 maid.

haha..maid no need to eat la..she will come at 8 then go home at 11..also can drive children to school with bicycle.

sometimes i'm not sure if you're constantly trolling us or if you're just plain <insert word here>.

Update: I stay with my current job. I am already a Business Controller. Next path to become Financial Controller then CFO..

Thanks

Salary alone is more than that. Plus all the agents fees, govt fees, insurance, checkup, install surveillance camera, buy safe to keep valuables etc... much more. Then the maid also need to makan, minum, mandi, main, tidur, tidur+main... all who pay?

Getting a maid just cost my brother RM130,000++. Had to buy a MPV because the sedan cannot fit 5 family members + 1 maid.

Not to forget to get prepared for the maid to cabut with your belongings after few months. The rate is easily more than 80% according to a friend who own a maid agency.

Amazing how ideas like those can come out of someone who reckons he's a potential CFO, innit? The scary thing is... I think he's really believes those are good ideas.