You can apply your cooling off Right to cancel this investment. you have to make it within 6 days of your purchase date. They have to refund you in FULL amount that you are paying (RM3k)

+100

We investors should make the banks/agents see that we have our RIGHTS, and won't hesitate to exercise it.

Those misleading agent/ bank should kena complaint la. Hope lordchao91 manage to get back him money

so,from the opinion of all sifu's... is it better to change it back to paper gold or leave it in the fund?

yerp, it was in FSM b4.. and it doing quite well that time, and that is only few months back.. around Aug-12 i think.. anyone knw?

I see. Than I guest I know who you are. The youngest one on the table.

This post has been edited by aronteh: Feb 22 2013, 02:18 PM

From my experience bank alway hard sell UT. So I only buy Bond UT from them only to maintain the relationship.

Yeah

U see the chick I was talking about? Wearing black colour low cut shirt

low cut shirt, so sexy a..

Today my Cash Management Fund proceeds finally masuk my bank, just transferred to trading account...Ping Pong crackers rally 3%++ pulak

Pinky want have Ping Pong Cracker with power root coffee ...

Aiya I busy looking around to find you and miss the sexy chick.

Anyone know any good fund tat got invest in Australia equity? Dunno wan to invest AQF now or not.. Hang Seng keep dropping, scare i now go in later drop more.. will the fund manager switch their fund if they see hang seng dropping? or they still stick at there? i dont know their fund strategy tho..

Think Warren Buffett, think value investing, NOT trend following. With UTs, we are investing for the long-term, not trading. Hence, trend is irrelevant to us. Just my 1 sen worth of opinion.

If u know their strategy, u don't need to pay them 1.5% management fee every year, u yourself can buy shares on your own.

Australian equity: CIMB Principal Australian Equity.

ROI: 33% XIRR: 23%

Australian equities main driver is commodities producer, right Dave?

hehe.. but long term also u have to think of some place to park ur fund.. that's abit headache. i believe a decent fund u apply DCA strategy u will get some good return in long term.. Well, wait monday see AQF how.. hang seng drop quite alot tat day but AQF still ok not so bad tho.. looking for an entry point.. oleidi register some RSP edi, but need wait until 15 march ><

Told u already, HwangIM is quite good at managing downside risk for its equity funds

Now I'm thinking to utilise the 0.88% SC voucher I have...bring forward my scheduled top-ups for the next 3 months to next week, sekaligus hantam and then sit back and watch for next 3 months.

Cos the voucher expires on 1st March

0.88% is quite tempting but if becos 0.88% go buy blindly also no good hehe.. if u oleidi plan to buy ma buy lo.. if no plan better wait lo.. but after tis month no 1% promo liao.

My UT investment plan is to top up by RM300-RM500 monthly, market (NOT fund NAV price, I never determine "cheapness" by relation to NAV pricing) looks cheap buy more, market rallied buy less. Bring forward next 3 months' top ups, one shot buy in RM1K to take advantage of the 0.88% voucher. Top up proportionately, RM200 for OU Global Equity, RM100 for Pacific Global Stars, RM300 for EI Global Emerging Markets, RM300 for Hwang AQ and RM100 for AmAsia Pacific REITs.

If market drop double-digits % in March-June, then lo