Gold plan u buy "paper" gold. Or do they let u have the physical gold?
U only gain from the capital appreciation and loss from the price drops of gold prices.

With OSK-UOB Gold and General, u are investing stocks of gold producers and other mineral (oil and gas, copper etc) producers.

BULLSH*T!

Price of gold mining companies' stocks CAN fall even when gold prices are rising (as in the case in 2012).

http://www.oskuob.com.my/OSKUOB/index.jsp

Basically u take no. of units u hold multiplied by the current price, e.g. u have 1,000 units, current price is RM1.250, so your current value is RM1,250.00

Wait for UOB to send u the transaction receipt.

Or u can work out yourself to counter-check.

U bought today right? The price won't be known at least until end of tomorrow.

Amount Invested / (1 + Sales Charge) / NAV price
= RM3,000 / 1.055 / NAV price (I'm assuming u did not get any discount on the Sales Charge, which is at 5.5%)

Go OSK-UOB website and check the NAV price for 21-Feb-2012 after 5PM tomorrow.

U WERE NOT LISTENING

Told ya u are investing in shares/stocks/equities of gold mining/producing companies and companies generally involved in mineral resources (copper, tin, oil and gas etc)

In 2012, gold prices go up and up and up, but your Gold & General Fund dropped, cos cost of production of gold miners went up and there are complications to production, thus their profitability plunged (or general sentiments about them go sour? I'm not too sure, u can go read it up).

if he/she keep on saying that, u can report him to SC/UT authorities for mis-selling

+100

We investors should make the banks/agents see that we have our RIGHTS, and won't hesitate to exercise it.