second that

I'm gonna keep my holdings in AmDynamic Bond til they close that fund or the day when I die, whichever is latter

2 months later bonus keluar...more ammo to buy divvy stocks

OSK UOB is really testing my patience.

I know you guys are going to say that well, what do you expect since it's a BOND fund but seems like I bought it at the wrong timing.

What fund you targeting on the 26th bro?

Why is that?

So, u gonna follow Wong Seafood, buy that MANULIFE commodity equity fund?

http://www.bursamalaysia.com/market/securi...ded-funds-etfs/

Scroll down, look for CIMB FTSE Xinhua China 25 (0823EA)

Taking year 2000 as 100, 2009 it goes to 131.8, in simple math it goes up by about 3.5% per year, if annualised it would be slightly lower than that, am I right?

If that's the case, a systematic, disciplined UT investment would beat it hands down...

Interest rate goes up when deflation is replaced by inflation. Yes current economies in USA, Europe & Japan is now over the deflation stage and recovering. They are beginning to turn from deflation to inflation. Meanwhile the inflation in developing countries are moderating from property speculation 1-2 years ago. SO you are correct that interest might not go up anytime now.

Anyway bonds and average REIT yields are so compressed now, only yielding at 150-200 bps above government securities is the lowest ever. Even if there are any more yield compression, i for see only about 50 bps or more UNLESS interest rate falls.

My argument is that MY REIT and BOND does not have much further upside, and the past 10-15% p.a. returns are history. All the risk is there, but the gains are limited.

Another risk is with property price, most MY REIT is now re-valuated yearly. If property prices is cooling off and or deflation sets in, then some of the highly leveraged REIT might hit the 50% debt/asset ratio. If that happens, they either have to raise cash by issuing rights or sell off some of their property. Also this is currently not happening but another risk associated with REIT.

Looking at SG REITs is generally yielding 300-400 bps over SG govt securities, which might offer better future returns, but there are higher risk as SG REIT is very highly leveraged, and previous downturn hits it quite badly.

Huh.. so exclusive!

I think one of the reason it may not happened is because Silver and Gold investors have jump exponentially many people now. Bigger restaurants also could not cater for that many Gold/Silver investors..

Guys! Who will be going this Saturday?

We can meet up chit chat.. put a face behind our nicks here..

Ya. I also notice the Eastsping woman.. haha

But I like the FSM lady doing regirsteration outside better. Not hawt, but cantik mata memandang... haha

Ya.. I called Wong Sifu around lunch time like that after i got all those cops.. mana tau sifu sudah at home makan-ing. I kena spend RM15 to makan my lunch there..

What funds you bought from Hwang bro?

You must hv invest a lot to get the RM480 discount.. Hehe

3 funds? Unker Teh u really HwangIM supporter

Yea for those who are lazy to monitor and review, KidSave is very good for long-term savings.

Even with a bad track record, seems like many still buying into OSK-UOB Gold and General

Ya.. Gold and general not doing very well... Once a while, I think of selling it off..

I went in RM1K only like 2 yrs ago at around NAV0.60.. then it keeps going down till today. In between I did do average down few times... I dont think I will see my gain in this fund towards end of 2013.

If u see the NAV chart of G&G's Target Fund (United Gold & General) which spans from 1995 (as compared to OSK-UOB G&G which only have a few years history chart), there seems to be further room for consolidation if u consider longer history

Haha.. I dont know about valuation though, but I know that time everybody was rushing to the banks and buy paper gold... that year gold was peak and every back to that peak eversince..

I am still like -18% for this. Do you think I should switch to Asia ex-Japan like HwangAQ or MY fund after the GE? I am more positive that I can see some gains in Asia ex-Japan or MY funds towards end of this year.. haha

heheh.. actually, U gotta thank the crowd leh. If EVERYone behaves rationally, we're screwed... 

Haha... I am leaning to follow FSM analysis. Asia ez-Japan..

China no confident yet as my mum invested lump sum  before the Beijing Olympics, now still underwater...

Where got a few...I only remember got youngman28. Wong Seafood not going